6012 LAKE RUTH DRIVE E, DUNDEE, FL, 33838
Active24 days on marketListed Sep 24, 2026MLS #L4965331
About this home
6012 LAKE RUTH DRIVE E
Calling all investors! Great opportunity to renovate and bring this 4-bedroom, 3-bath single-family home back to life. Located on a quiet Dundee street with no HOA and just three houses from beautiful Lake Ruth, featuring a walking path around the lake and a nearby playground. The home offers two primary en-suite bedrooms, a 2-car garage with opener, no carpet, a newer roof (2018), and a large fenced backyard with a concrete patio. Renovation is needed in the kitchen/family room area along with other cosmetic repairs. Cash purchase or renovation loan only. Great potential for an investor or buyer looking for a project in a desirable location!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,866
Sqft
0.26 ac
Lot size
2
Garage
1998
Year built
One
Levels
$105
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,412 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,412/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−26.7%
$/sqft vs Dundee actives
$105 vs $161
Days on market
24 vs 72 typical
Where $105/sqft sits among the 64 Dundee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dundee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dundee. See the full Dundee guide →
DUNDEE 33838 — neighborhood snapshot
Population
5,431
Median age
32.6
Median income
$44,514
Median home value
$230,100
Avg household
2.93
Households w/ children
740
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dundee market
$296K → $270K
Dundee median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
26 of 64
Dundee actives have cut their price
Median sold price, Dundee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the DUNDEE 33838 median. See the full Dundee market guide →
Paper trail
This home's history
Reality check
What actually sold near 6012 LAKE RUTH DRIVE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$250,000
6020 LAKE RUTH DRIVE E · same community
3 bd · 2 ba · 1,303 sqft · $192/sqft · 117 DOM
Sold · Jun ’26$264,900
6005 LAKE RUTH DRIVE W · same community
4 bd · 2 ba · 1,254 sqft · $211/sqft · 3 DOM
Sold · Oct ’25$259,990
606 POPPY LANE
3 bd · 2.5 ba · 1,835 sqft · $142/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6012 LAKE RUTH DRIVE E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6012 LAKE RUTH DRIVE E — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6012 LAKE RUTH DRIVE E FAQs
What would the monthly payment be for 6012 LAKE RUTH DRIVE E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,412/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6012 LAKE RUTH DRIVE E?+
The most recent tax bill on record (2025) was $135. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dundee?+
At $196,000, this home is listed about 31% below the Dundee median of $284,900. The market section on this page shows how the area is trending.
Which schools are assigned to 6012 LAKE RUTH DRIVE E?+
Elbert Elementary School (elementary), Haines City Senior High School (high), Denison Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of VIEWPOINT VALUE REALTY · Pat Pearson. MLS #L4965331.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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