CENTURY 21 Edge
$548,0004 bd2 ba2,309 sqft$237 /sqft≈$4,213 /mo all-in ↓

3503 OAK CLUB COURT, PLANT CITY, FL, 33566

Active0 days on marketListed Oct 12, 2026MLS #L4965386

Private poolSingle Family ResidenceWALDEN LAKE UNIT 26

About this home

3503 OAK CLUB COURT

Virtually Staged. Welcome to 3503 Oak Club Court, a beautifully maintained pool home tucked at the end of a quiet cul-de-sac in the desirable Forest Club neighborhood of Walden Lake. A long driveway, mature landscaping and an inviting front porch create a memorable first impression, while the private backyard offers a peaceful setting for enjoying Florida living. Inside, the recently painted interior features a spacious split-bedroom floor plan filled with natural light from large windows and sliding glass doors. Engineered hardwood and tile flooring, high ceilings and crown molding add character throughout the main living areas. The family room is centered around a striking stone, wood-burning fireplace, creating a warm and welcoming gathering space. A separate formal dining room provides plenty of room for entertaining, while the versatile den can serve as a home office, hobby room or fourth bedroom. The kitchen offers abundant cabinetry and storage, generous counter space, stainless steel appliances, under-cabinet lighting, a breakfast bar and a comfortable dining area for everyday meals. The spacious primary suite is privately positioned away from the secondary bedrooms and includes an impressive walk-in closet with elegant built-ins that create a custom closet feel. The en-suite bathroom features dual vanities, a garden tub and a separate walk-in shower. The outdoor living space is one of the home’s standout features. Multiple rooms overlook the inviting in-ground pool, expansive paver deck and screened enclosure. A large covered and screened patio provides shaded space for outdoor dining, relaxing or entertaining throughout the year. Mature landscaping surrounds the pool area, creating a private backyard retreat with a lush and peaceful backdrop. The home also features an attached three-car split garage. The third single-car bay is air-conditioned and currently used as a workshop, offering excellent flexibility for projects, hobbies, storage or a climate-controlled bonus space. It could also be easily returned to use as a traditional garage bay for a vehicle. Additional highlights include indoor laundry, irrigation supplied by a dedicated well and the option to purchase the home partially furnished. The former Walden Lake golf course is now closed, leaving behind expansive green space and paths that have become popular for walking. Residents also enjoy access to Walden Lake community amenities, including parks, a playground, a dog park, athletic facilities, fishing and lake access. Plant City’s convenient Central Florida location makes it possible to enjoy peaceful suburban living while remaining within easy reach of Tampa, Lakeland and Orlando. Spend the day exploring world-famous theme parks, Gulf Coast beaches or nearby shopping and dining. Tampa International Airport and Orlando International Airport provide convenient options for travel, while the entertainment, sporting events and nightlife of Tampa and Orlando are close enough to enjoy whenever the mood strikes. Whether you prefer quiet evenings by the pool or easy access to some of Florida’s most popular destinations, this home offers the best of both lifestyles.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,309

Sqft

0.4 ac

Lot size

3

Garage

1994

Year built

One

Levels

$237

Per sqft

Private poolFireplaceNegotiablePets allowed

Inside

FlooringEngineered Hardwood · Tile
AppliancesDisposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · L Dining · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stone
FoundationSlab
FacesWest
ExteriorFire Pit · Garden · Irrigation System · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$7,016/yr
PetsYes
CommunityDock · Water Access · Deed Restrictions · Dog Park · Playground · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Sprinkler Well · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,213 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,226
FHA mortgage insurance (est.)$242
Property tax — 2025 actual bill$585
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,180Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,180
Interest rate6.00%
Loan term

Estimated payment

$4,213/mo

Principal & interest$3,226
FHA mortgage insurance (est.)$242
Property taxes (actual bill)$585
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $548K
$381KedgeAI estimate $441,271 · range $397K–$485K$570K

vs edgeAI estimate

+24.2%

Days on market

0 vs 61 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Walden Lake

Drive times from this address

Downtown Tampa≈ 33 min
Tampa Int’l Airport (TPA)≈ 44 min
Walt Disney World≈ 61 min
Universal Orlando≈ 72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Plant City. See the full Plant City guide →

Walden Lake — neighborhood snapshot

Population

7,588

Median age

44

Median income

$109,068

Median home value

$337,879

Avg household

3

Households w/ children

946

For the school run

Hillsborough County School District

ElementaryWalden Lake Elementary School★★★★★
HighPlant City High School★★★★★
MiddleTomlin Middle School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Plant City market

Seller’s marketLeans seller — 3.0 months of inventoryBuyer’s market

$357K → $360K

Plant City median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

Median sold price, Plant City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% above the PLANT CITY 33566 median. See the full Plant City market guide →

Paper trail

This home's history

Oct 12, 2026Listed at $548,000 · 0 days on market since
1994Built · WALDEN LAKE UNIT 26

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 3503 OAK CLUB COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3503 OAK CLUB COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3503 OAK CLUB COURT FAQs

What would the monthly payment be for 3503 OAK CLUB COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,213/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3503 OAK CLUB COURT?+

The most recent tax bill on record (2025) was $7,016. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3503 OAK CLUB COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Plant City?+

At $548,000, this home is listed about 37% above the Plant City median of $399,899. The market section on this page shows how the area is trending.

Which schools are assigned to 3503 OAK CLUB COURT?+

Walden Lake Elementary School (elementary), Plant City High School (high), Tomlin Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$548,000 runs 33% above the PLANT CITY 33566 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Listed today in a Plant City market that averages 61 — if it fits, move quickly.

04Strong assigned schools

Walden Lake Elementary School, Plant City High School, Tomlin Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Walden Lake Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of REMAX EXPERTS · Amanda Wright. MLS #L4965386.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Plant City homes, in your inbox

Like 3503 OAK CLUB COURT but not quite? A daily digest of every new listing in Plant City — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Shawn to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated October 11, 2026 at 4:24 AM UTC. The listing information on this page last changed on October 11, 2026 at 4:24 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on October 11, 2026 at 4:24 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: October 11, 2026 at 4:24 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.