
8515 TOM COSTINE ROAD, LAKELAND, FL, 33809
Active16 days on marketListed Oct 2, 2026MLS #L4965481
About this home
8515 TOM COSTINE ROAD
Five acres changes the way you live. There’s more room between you and the rest of the world, more reasons to spend the day outside, and a little more freedom to enjoy home on your own terms. Set on 5.03 acres with a private pond stocked with fish, a screened pool, and a spacious covered lanai, this property brings together the space of acreage living with the comfort of a home made for everyday life. Inside, the 4-bedroom, 2-bath layout includes a dedicated office, with high ceilings and an open design giving the main living areas a bright, airy feel. The kitchen is made for gathering, with rich wood cabinetry, stone countertops, stainless appliances, a large peninsula with seating, and a walk-in pantry. It opens naturally to the dining and living areas, so conversation can keep going whether you’re cooking dinner, pouring drinks, or settling in for the evening. The split-bedroom layout gives the primary suite a sense of separation, complete with a spacious walk-in closet and ensuite bath featuring dual vanities, a garden tub, and separate shower. On the other side of the home, the secondary bedrooms provide flexibility for guests, hobbies, or whatever fits your day-to-day life, while the separate office gives you a place to focus when you need it. Outside is where this property really starts to show off. The screened pool and covered lanai create an easy extension of the living space, ready for afternoon swims, weekend cookouts, or long evenings outside. Beyond the pool, 5.03 acres stretch out around you, with fencing, open views, and a pond that gives the property its own sense of place. Grab a fishing rod, take a walk around the grounds, or simply enjoy having this much space right outside your door. Several important updates have already been completed, including a roof approximately four years old, water heater approximately four years old, water softener approximately two years old, and a new well pump. There is also a generator outlet, attached two-car garage, interior laundry room with cabinetry, and a gated approach. You’re close enough to North Lakeland conveniences when you need them, but once you’re back home, five acres, a pond, a pool, and plenty of breathing room make it easy to leave the busy day behind.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,271
Sqft
5.03 ac
Lot size
2
Garage
2006
Year built
One
Levels
$308
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,537 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,537/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+68.4%
$/sqft vs Lakeland actives
$308 vs $193
Days on market
16 vs 61 typical
Where $308/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33809 — neighborhood snapshot
Population
30,498
Median age
42.6
Median income
$67,112
Median home value
$248,700
Avg household
2.58
Households w/ children
3,738
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
224 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 130% above the LAKELAND 33809 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 8515 TOM COSTINE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$279,900
8343 TOM COSTINE ROAD · same community
3 bd · 2 ba · 1,200 sqft · $233/sqft · 2 DOM
Sold · Apr ’26$449,000
1254 TIMBERIDGE LOOP S
3 bd · 2 ba · 2,302 sqft · $195/sqft · 11 DOM
Sold · Mar ’26$425,000
8174 WILDER LOOP
4 bd · 3 ba · 2,305 sqft · $184/sqft · 190 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 8515 TOM COSTINE ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8515 TOM COSTINE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8515 TOM COSTINE ROAD FAQs
What would the monthly payment be for 8515 TOM COSTINE ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,537/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8515 TOM COSTINE ROAD?+
The most recent tax bill on record (2025) was $4,115. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $699,000, this home is listed about 112% above the Lakeland median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8515 TOM COSTINE ROAD?+
Wendell Watson Elementary School (elementary), Lake Gibson Senior High School (high), Lake Gibson Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Jen Lay. MLS #L4965481.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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