15940 NW 16TH AVENUE, CITRA, FL, 32113
Active37 days on marketListed Oct 1, 2026MLS #L4965504
About this home
15940 NW 16TH AVENUE
BRING THE HORSES! Welcome to your own 4-acre country retreat, already set up for the equestrian lifestyle. This beautifully maintained 3-bedroom, 2-bath home offers 1,188 square feet of heated living space and combines rustic character with thoughtful updates inside and out. From the moment you enter the property, mature trees, beautiful green spaces and black fencing create an inviting country setting. Inside, vinyl flooring flows throughout the home with warm wood and cedar accents adding distinctive rustic charm. The kitchen was updated in 2024 and features abundant wood cabinetry, stainless steel appliances and a stone-look backsplash. The living room was remodeled in 2025 and features beautiful cedar walls along with a wood-burning fireplace with fan. French doors provide wonderful views and easy access to the outdoor living area. The primary bath continues the rustic character with cedar accents, a soaking tub and separate shower, while a dedicated laundry room adds convenience. Outside is where this property really shines. Relax on the covered front porch or enjoy the expansive covered back porch overlooking your horses and property. The equestrian setup includes 5 stalls, a feed/tack room, 2 paddocks and electric fencing. The fencing was painted and updated in 2025, giving the property a clean, well-maintained appearance. Additional improvements include a metal roof installed in 2018, well in 2020, AC in 2021 and new cedar siding added to the home in 2026. A newer large metal equipment shed plus two additional sheds provide plenty of space for equipment, hay, tack and storage. With 4 acres, established horse facilities, beautiful outdoor living spaces and numerous updates already completed, this property is ready for you and your horses. Come enjoy the peaceful country lifestyle! Ideally located with convenient access to Ocala’s renowned equestrian destinations, including 30 minutes to both World Equestrian Center and Florida Horse Park. Enjoy nearby Camp Margaritaville Resort Orange Lake, outdoor recreation and easy access to I-75. Conveniently situated between Ocala and Gainesville, offering a peaceful country setting while keeping shopping, dining, entertainment and equestrian events within reach.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,188
Sqft
4 ac
Lot size
2001
Year built
One
Levels
$286
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,730 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,730/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+82.1%
$/sqft vs NONE
$286 vs $321
Days on market
37 vs 43 typical
Where $286/sqft sits among the 232 homes for sale in NONE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Citra
Get to know Citra. See the full Citra guide →
CITRA 32113 — neighborhood snapshot
Population
5,954
Median age
50.5
Median income
$63,066
Median home value
$167,100
Avg household
2.36
Households w/ children
578
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citra market
$250K → $245K
Citra median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
117 of 232
NONE have cut their price
Median sold price, Citra, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 186% above the CITRA 32113 median. See the full Citra market guide →
Paper trail
This home's history
Reality check
What actually sold near 15940 NW 16TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$340,000
18208 STATE ROAD 52 · same community
3 bd · 2 ba · 1,272 sqft · $267/sqft · 44 DOM
Sold · Mar ’26$165,000
209 LARK DRIVE · same community
3 bd · 2 ba · 979 sqft · $169/sqft · 80 DOM
Sold · Jan ’26$295,000
404 S BLUE LAKE AVENUE · same community
3 bd · 2 ba · 1,465 sqft · $201/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15940 NW 16TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15940 NW 16TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
15940 NW 16TH AVENUE FAQs
What would the monthly payment be for 15940 NW 16TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,730/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 15940 NW 16TH AVENUE?+
The most recent tax bill on record (2025) was $1,037. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15940 NW 16TH AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Citra?+
At $339,900, this home is listed about 3% above the Citra median of $329,950. The market section on this page shows how the area is trending.
Which schools are assigned to 15940 NW 16TH AVENUE?+
North Marion High School (high), North Marion Middle School (middle), Sparr Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of UNITED COUNTRY SMITH & ASSOCIA · Stacey Foskey. MLS #L4965504.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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