3033 HARBISON STREET, JACKSONVILLE, FL, 32218
Active7 days on marketListed Oct 5, 2026MLS #L4965578
About this home
3033 HARBISON STREET
Welcome to 3033 Harbison St! This charming all-brick home offers a comfortable blend of character, functionality, and space. Inside, you'll find hardwood flooring, a spacious living area highlighted by a classic fireplace, and a generously sized kitchen with plenty of room for everyday living and entertaining. The home features 2 bedrooms, 1 full bath, and an attached 2-car garage providing excellent parking and additional storage. Step outside to enjoy the fully fenced yard with plenty of space for pets, outdoor gatherings, gardening, or simply relaxing at home. With no HOA and convenient access to shopping, dining, major roadways, and everything Jacksonville has to offer, this property is a great opportunity for an owner-occupant or investor alike. Schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,207
Sqft
0.19 ac
Lot size
1961
Year built
One
Levels
$145
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,403 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,403/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+38.3%
$/sqft vs Jacksonville actives
$145 vs $173
Days on market
7 vs 47 typical
Where $145/sqft sits among the 147 Jacksonville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Garden City
Get to know Jacksonville. See the full Jacksonville guide →
Garden City — neighborhood snapshot
Population
2,976
Median age
47
Median income
$52,687
Median home value
$270,995
Avg household
2
Households w/ children
436
For the school run
Duval County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Jacksonville market
$330K → $312K
Jacksonville median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
76 of 147
Jacksonville actives have cut their price
Median sold price, Jacksonville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% below the JACKSONVILLE 32218 median. See the full Jacksonville market guide →
Paper trail
This home's history
Reality check
What actually sold near 3033 HARBISON STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$110,000
10538 DOVE LANE
3 bd · 1 ba · 1,310 sqft · $84/sqft · 7 DOM
Sold · Dec ’25$262,000
11040 CAMPUS HEIGHTS LANE
3 bd · 2 ba · 1,437 sqft · $182/sqft · 75 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 3033 HARBISON STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3033 HARBISON STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3033 HARBISON STREET FAQs
What would the monthly payment be for 3033 HARBISON STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,403/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3033 HARBISON STREET?+
The most recent tax bill on record (2025) was $1,629. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Jacksonville?+
At $174,900, this home is listed about 40% below the Jacksonville median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3033 HARBISON STREET?+
Garden City Elementary School (elementary), Highlands Middle School (middle), First Coast High School (high) — Duval County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the JACKSONVILLE 32218 market on paper
$174,900 is 48% below the JACKSONVILLE 32218 median of $334,990, and at $145/sqft it sits under the Jacksonville average of $174.
02Fresh on the market
Only 7 days on market in a Jacksonville market that averages 47 — if it fits, move quickly.
03The price has already moved
Listed at $175,900, now $174,900 — a $1K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · Daniel Campbell. MLS #L4965578.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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