733 MEANDERING WAY, POLK CITY, FL, 33868
Active4 days on marketListed Oct 6, 2026MLS #L4965597
About this home
733 MEANDERING WAY
SELLER OFFERING 2/1 RATE BUY DOWN or $5,000 CONCESSION AT CLOSING! Welcome to your Florida retreat in the sought-after Mt. Olive Shores North RV community, where comfort, convenience, and community come together. This well-maintained 2-bedroom, 2-bathroom home features an open floor plan and expansive outdoor entertaining area, ideal for enjoying the sunny Florida lifestyle. Property Highlights: Spacious open-concept living area with abundant natural light—perfect for relaxing or hosting friends Modern kitchen with generous counter space and plenty of storage Primary suite with private bath and walk-in closet Guest bedroom offers flexibility for visitors, office space, or hobbies Large outdoor entertaining area—ideal for barbecues, morning coffee, or evening gatherings under the stars. The large back yard is fenced in and ready for your furry pets to relax. The RV port measures approximately 55' x 15'.5" with a deep one car garage. The roof was replaced in 2025 and the AC unit in 2023. Low-maintenance landscaping for easy year-round living. Whether you’re looking for a seasonal getaway or a full-time residence, this Mt. Olive Shores North gem offers the best of both worlds—community living with all the comforts of home.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,276
Sqft
0.21 ac
Lot size
1
Garage
2012
Year built
One
Levels
$407
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,133 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,133/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+36.7%
$/sqft vs MT OLIVE SHORES NORTH ADD 04
$407 vs $334
Days on market
4 vs 107 typical
Where $407/sqft sits among the 13 homes for sale in MT OLIVE SHORES NORTH ADD 04
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $300K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
4 of 13
MT OLIVE SHORES NORTH ADD 04 have cut their price
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 959% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 733 MEANDERING WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$545,000
783 TEABERRY TRAIL · same community
1 bd · 1.5 ba · 1,283 sqft · $425/sqft · 18 DOM
Sold · Sep ’26$580,000
469 NOLANE LANE · same community
2 bd · 2 ba · 1,255 sqft · $462/sqft · 165 DOM
Sold · Nov ’25$465,000
610 GORDON ROAD · same community
2 bd · 2 ba · 1,344 sqft · $346/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 733 MEANDERING WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 733 MEANDERING WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
733 MEANDERING WAY FAQs
What would the monthly payment be for 733 MEANDERING WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,133/mo — principal and interest, the actual property-tax bill, the $167/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 733 MEANDERING WAY?+
The association fee works out to $167 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 733 MEANDERING WAY?+
The most recent tax bill on record (2024) was $6,249. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 733 MEANDERING WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $519,000, this home is listed about 33% above the Polk City median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 733 MEANDERING WAY?+
Polk City Elementary School (elementary), Tenoroc High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MOSN REALTY · Christine Stull. MLS #L4965597.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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