520 DON EL STREET, LAKELAND, FL, 33813
Active3 days on marketListed Oct 7, 2026MLS #L4965599
About this home
520 DON EL STREET
This is THE ONE! Tucked away in an amazing South Lakeland location, this beautifully unique 4-bedroom, 2.5-bath pool home offers character, space, and the freedom of NO HOA, all while being conveniently close to shopping, dining, schools, and everything South Lakeland has to offer. From the moment you arrive, the mature, lush landscaping and inviting front porch make a statement. Inside, custom oversized windows bring in an abundance of natural light while overlooking the beautiful backyard landscape. The spacious kitchen is designed for both everyday living and entertaining, with plenty of room to gather and an open view into the family room. The first level features new flooring, two living areas, a formal dining room, two bedrooms, 1 full bath, & a pool half bath. While the upstairs offers two more bedrooms a 2nd full bathroom, and a walk in attic which is a game changer for storing things with ease! Step outside and enjoy the covered porch overlooking your private pool area—the perfect spot for morning coffee, relaxing after a long day, or keeping an eye on the pool while entertaining. The outdoor space is where this home truly shines. The recently resurfaced pool, fully fenced yard, mature landscaping, and even a chicken coop create a backyard with plenty of personality and functionality. And with no HOA, you have the freedom to enjoy your property without the restrictions that come with many South Lakeland neighborhoods. A 2-car garage and large circle driveway provide plenty of parking, while the home’s prime location puts you just seconds from South Lakeland’s shopping, restaurants, schools, parks, and major roadways. Character, convenience, a pool, a great South Lakeland location, and NO HOA—520 Don El St. is anything but cookie-cutter, this home is a statement piece! Schedule your showing today before this amazing home is gone!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,304
Sqft
0.38 ac
Lot size
1965
Year built
Two
Levels
$206
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,166 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,602/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.1%
$/sqft vs N/A
$206 vs $279
Days on market
3 vs 67 typical
Where $206/sqft sits among the 244 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33813 — neighborhood snapshot
Population
38,112
Median age
39.9
Median income
$96,723
Median home value
$330,100
Avg household
2.72
Households w/ children
5,079
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
138 of 244
N/A have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the LAKELAND 33813 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 520 DON EL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$254,000
Carr 156 KM 12.1 INT BO. PALO HINCADO · same community
5 bd · 2.5 ba · 2,510 sqft · $101/sqft · 79 DOM
Sold · Apr ’26$417,000
30768 PRESTWICK AVENUE · same community
3 bd · 2 ba · 1,998 sqft · $209/sqft · 6 DOM
Sold · Dec ’25$375,000
12112 CR 727 · same community
3 bd · 2 ba · 1,800 sqft · $208/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 520 DON EL STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 520 DON EL STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
520 DON EL STREET FAQs
What would the monthly payment be for 520 DON EL STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,166/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 520 DON EL STREET?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $475,000, this home is listed about 42% above the Lakeland median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 520 DON EL STREET?+
Medulla Elementary School (elementary), Southwest Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$475,000 runs 19% above the LAKELAND 33813 median — but at 2,304 sqft it's also 33% larger than the typical Lakeland listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 3 days on market in a Lakeland market that averages 67 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of BERRY REALTY & APPRAISAL SERVICES PA · Madison Zorn. MLS #L4965599.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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