CENTURY 21 Edge
$625,0004 bd3.5 ba2,869 sqft$218 /sqft≈$4,154 /mo all-in ↓

5599 SUMMERLAND HILLS DRIVE, LAKELAND, FL, 33812

Active6 days on marketListed Oct 12, 2026MLS #L4965690

Private poolSingle Family ResidenceSUMMERLAND HILLS SOUTH

About this home

5599 SUMMERLAND HILLS DRIVE

Stunning South Lakeland Pool Home in Gated Community \| 4 Bedrooms \+ Office \| 3\.5 baths \| 3\-Car Garage WELCOME TO SOUTH LAKELAND LIVING AT ITS FINEST! Discover this beautiful Hulbert Home custom 4-bedroom, 3.5 baths, 3-car garage POOL home with a separate office, nestled within a desirable gated community in South Lakeland, Florida. Offering an impressive combination of spacious living areas, timeless features, and exceptional outdoor entertaining space, this home delivers the Florida lifestyle you’ve been searching for! Step inside and immediately appreciate the warmth and character of REAL hardwood flooring in the family room and a triple-split bedroom floor plan that provides privacy and flexibility. The expansive family room features a charming wood-burning fireplace, creating a welcoming gathering space for entertaining or relaxing evenings at home. The large, open kitchen with a center island is the heart of the home, offering generous space for meal preparation, casual dining, and entertaining. A separate formal dining room and living room provide additional flexibility, while the dedicated home office is ideal for working remotely, studying, or creating your own private retreat. The massive primary bedroom offers a spacious and comfortable escape, while the additional bedrooms are thoughtfully positioned throughout the home for added privacy. Fresh interior paint creates a bright, updated atmosphere that’s ready for its new owners. Step outside and experience your very own Florida backyard oasis, featuring a beautiful saltwater sports pool, perfect for swimming, recreation, entertaining, or simply enjoying Florida’s sunshine year-round. The pool is solar heated with temperature control so you can use it year round. Additional highlights include a three-car garage, spacious living areas, a desirable triple-split layout, and the added appeal of living within a gated community. Located in South Lakeland, FL, this home offers the opportunity to enjoy a private residential setting while remaining convenient to the shopping, dining, entertainment, and everyday amenities that make Lakeland such a wonderful place to call home. Whether you’re searching for a pool home for sale in South Lakeland, a 4- bedroom home with an office, or a gated community home with a 3-car garage, this property has so much to offer! 4 Bedrooms | Separate Office | Saltwater Sports Pool | 3-Car Garage | Gated Community | Real Hardwood Floors | Wood-Burning Fireplace | Triple-Split Floor Plan | Spacious Primary Suite | Fresh Interior Paint | Schedule your private showing today and discover the perfect combination of space, comfort, and Florida poolside living!

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,869

Sqft

0.41 ac

Lot size

3

Garage

2000

Year built

One

Levels

$218

Per sqft

Private poolFireplacePets allowed

Inside

FlooringLuxury Vinyl · Hardwood
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stone
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$50/mo
Taxes (2025)$4,042/yr
PetsYes
CommunityCommunity Mailbox · Deed Restrictions · Gated Community - No Guard

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,154 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property tax — 2025 actual bill$337
HOA fee — from the listing$50
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,500
Interest rate6.00%
Loan term

Estimated payment

$4,154/mo

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property taxes (actual bill)$337
HOA / condo fee$50
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $625K
$523KedgeAI estimate $605,437 · range $545K–$659K$685K

vs edgeAI estimate

+3.2%

$/sqft vs Lakeland actives

$218 vs $193

Days on market

6 vs 61 typical

Where $218/sqft sits among the 400 Lakeland actives

61
78
118
72 · this home
38
33
$119–149$149–180$180–210$210–240$240–271$271+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Drive times from this address

Downtown Tampa≈ 46 min
Walt Disney World≈ 53 min
Tampa Int’l Airport (TPA)≈ 58 min
Universal Orlando≈ 63 min
Downtown Orlando≈ 69 min
Orlando Int’l Airport (MCO)≈ 74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

LAKELAND 33812 — neighborhood snapshot

Population

14,836

Median age

38.9

Median income

$100,569

Median home value

$335,000

Avg household

3.02

Households w/ children

1,880

For the school run

Polk County School District

ElementaryHighland City Elementary School★★★★★
HighBartow Senior High School★★★★★
MiddleBartow Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$316K → $322K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

223 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 63% above the LAKELAND 33812 median. See the full Lakeland market guide →

Paper trail

This home's history

Oct 12, 2026Listed at $625,000 · 6 days on market since
2000Built · SUMMERLAND HILLS SOUTH

Reality check

What actually sold near 5599 SUMMERLAND HILLS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6726 HARTSWORTH DRIVESold · Sep ’26

$619,000

6726 HARTSWORTH DRIVE

5 bd · 3.5 ba · 2,869 sqft · $216/sqft · 22 DOM

6634 RIDGEMONT RDSold · Nov ’25

$710,000

6634 RIDGEMONT RD

5 bd · 3 ba · 2,960 sqft · $240/sqft · 94 DOM

6756 HARTSWORTH DRIVESold · May ’26

$470,000

6756 HARTSWORTH DRIVE

5 bd · 3 ba · 2,708 sqft · $174/sqft · 40 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Pedro Ribeiro Gloria

Your agent

Pedro Ribeiro Gloria

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5599 SUMMERLAND HILLS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5599 SUMMERLAND HILLS DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5599 SUMMERLAND HILLS DRIVE FAQs

What would the monthly payment be for 5599 SUMMERLAND HILLS DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,154/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5599 SUMMERLAND HILLS DRIVE?+

The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5599 SUMMERLAND HILLS DRIVE?+

The most recent tax bill on record (2025) was $4,042. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5599 SUMMERLAND HILLS DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $625,000, this home is listed about 89% above the Lakeland median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5599 SUMMERLAND HILLS DRIVE?+

Highland City Elementary School (elementary), Bartow Senior High School (high), Bartow Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$625,000 runs 63% above the LAKELAND 33812 median — but at 2,869 sqft it's also 66% larger than the typical Lakeland listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 6 days on market in a Lakeland market that averages 61 — if it fits, move quickly.

Listing courtesy of REGAL REAL ESTATE LLC · Tammy Storie. MLS #L4965690.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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5599 SUMMERLAND HILLS DRIVE, LAKELAND, FL — 4 Bed, 3.5 Bath — $625,000 | CENTURY 21 Edge