CENTURY 21 Edge
$1,400,0003 bd3.5 ba5,404 sqft$259 /sqft≈$9,262 /mo all-in ↓

148 E CHRISTINA BOULEVARD, LAKELAND, FL, 33813

Active1 days on marketListed Oct 18, 2026MLS #L4965715

WaterfrontPrivate poolSingle Family ResidenceCRESCENT LAKE

About this home

148 E CHRISTINA BOULEVARD

Welcome to 148 E Christina Boulevard, a lakefront estate featuring timeless elegance, exceptional craftsmanship, and extensive modern improvements on a 1.41-acre corner lot in desirable South Lakeland. Featuring 5,404 square feet of air-conditioned living space, 3 bedrooms, 4 bathrooms, a three-car garage, and 156 feet of waterfront along Crescent Lake, this custom-built residence offers luxury, privacy, and unforgettable views. From the moment you enter through the grand double front doors, panoramic views of Crescent Lake unfold through expansive picture windows framing the water and surrounding landscape. Natural light fills the elegant living spaces, while mature trees and lush landscaping create a peaceful and private setting. Distinctive architectural details include a striking stone-accented fireplace, decorative stone planters, and custom woodwork, including three sets of living room stairs with wood backs crafted by Williford. The completely remodeled gourmet kitchen, expanded by approximately 210 square feet, features natural granite countertops, custom wood cabinetry, stone tile flooring, decorative backsplash, updated cooktop, oven, microwave, sink, and faucet. Additional improvements include 12 Pella windows, LED lighting, updated dining room tile, and new carpeting in both guest bedrooms. A standout feature is the home's TWO PRIMARY BEDROOM SUITES on separate levels. The ground floor offers a private living quarters arrangement featuring its own spacious living room or flex space connecting to a primary bedroom suite and an additional guest bedroom, each with its own private bathroom. Ideal for multigenerational living, extended guests, or those seeking additional privacy, this versatile arrangement offers flexibility. Upstairs, the second primary suite offers a luxurious retreat with beautiful views overlooking Crescent Lake. Additional enhancements include updated granite bathroom countertops, faucets, and a replacement primary bedroom refrigerator. An elegant private office with rich wood finishes and beautiful built-in cabinetry provides a distinguished workspace or personal retreat. The spacious game room, complete with an updated wet bar featuring granite countertops, a new sink, and a replacement refrigerator, creates an inviting atmosphere for entertaining while overlooking the picturesque outdoor surroundings. Outside, experience Florida waterfront living with 156 feet of Crescent Lake frontage, a private dock, waterfront deck, and charming gazebo surrounded by mature landscaping. The sparkling chlorine swimming pool, hot tub, natural stone pool decking, decorative fountains, and waterfall features create a resort-inspired retreat. Enhanced outdoor and pool lighting adds ambiance for evening entertaining. Significant improvements include a roof replacement around 2019–2020, three replacement air-conditioning systems, three replacement water heaters, updated pool and waterfall pumps, a new garage door with two openers, exterior wood painting, and a 22 kW generator supported by a 500-gallon propane tank. The spacious three-car garage provides generous parking and storage. With breathtaking lake views, two primary suites, beautifully updated interiors, exceptional entertaining spaces, and an extraordinary waterfront setting, this remarkable South Lakeland estate offers a lifestyle of elegance, comfort, and tranquility. Schedule your private showing and experience 148 E Christina Boulevard for yourself!

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

5,404

Sqft

1.41 ac

Lot size

1992

Year built

Two

Levels

$259

Per sqft

Private poolWaterfrontFireplaceWater viewPets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Microwave · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Central Vacuum · High Ceilings · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room · Sink
CoolingCentral Air · Zoned
HeatingCentral · Electric · Zoned

Outside & construction

RoofShingle
ConstructionBrick
FoundationSlab
ViewWater
FacesSouth
ParkingCircular Driveway · Covered · Garage Door Opener · Garage Faces Rear · Garage Faces Side · Parking Pad · Workshop in Garage
ExteriorBalcony · Irrigation System · Lighting

Community & fees

HOA fee$54/mo
Taxes (2025)$11,626/yr
PetsYes
CommunityDeed Restrictions · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Connected · Public · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,262 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,554
PMI (est., until 20% equity)$525
Property tax — 2025 actual bill$969
HOA fee — from the listing$54
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $140,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $140,000
Interest rate6.00%
Loan term

Estimated payment

$9,262/mo

Principal & interest$7,554
PMI (est., until 20% equity)$525
Property taxes (actual bill)$969
HOA / condo fee$54
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.4M
$1.1MedgeAI estimate $1,269,791 · range $1.1M–$1.4M$1.5M

vs edgeAI estimate

+10.3%

$/sqft vs Lakeland actives

$259 vs $194

Days on market

1 vs 61 typical

Where $259/sqft sits among the 400 Lakeland actives

61
105
107
69
30 · this home
28
$122–154$154–186$186–218$218–250$250–282$282+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Drive times from this address

Downtown Tampa≈ 46 min
Tampa Int’l Airport (TPA)≈ 57 min
Walt Disney World≈ 58 min
Universal Orlando≈ 68 min
Downtown Orlando≈ 74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

LAKELAND 33813 — neighborhood snapshot

Population

38,112

Median age

39.9

Median income

$96,723

Median home value

$330,100

Avg household

2.72

Households w/ children

5,079

For the school run

Polk County School District

MiddleLakeland Highlands Middle School★★★★★
ElementaryHighlands Grove Elementary School★★★★★
HighGeorge W. Jenkins Senior High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$316K → $322K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

222 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 246% above the LAKELAND 33813 median. See the full Lakeland market guide →

Paper trail

This home's history

Oct 18, 2026Listed at $1,400,000 · 1 days on market since
1992Built · CRESCENT LAKE

Reality check

What actually sold near 148 E CHRISTINA BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6626 CRESCENT LAKE DRIVESold · Sep ’26

$605,000

6626 CRESCENT LAKE DRIVE · same community

4 bd · 2.5 ba · 2,860 sqft · $212/sqft · 48 DOM

645 WHISPER WOODS DRIVESold · Feb ’26

$879,000

645 WHISPER WOODS DRIVE

4 bd · 5 ba · 4,477 sqft · $196/sqft · 242 DOM

685 WHISPER WOODS DRIVESold · May ’26

$1,100,000

685 WHISPER WOODS DRIVE

4 bd · 3.5 ba · 4,208 sqft · $261/sqft · 117 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 148 E CHRISTINA BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 148 E CHRISTINA BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

148 E CHRISTINA BOULEVARD FAQs

What would the monthly payment be for 148 E CHRISTINA BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,262/mo — principal and interest, the actual property-tax bill, the $54/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 148 E CHRISTINA BOULEVARD?+

The association fee works out to $54 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 148 E CHRISTINA BOULEVARD?+

The most recent tax bill on record (2025) was $11,626. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 148 E CHRISTINA BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $1,400,000, this home is listed about 324% above the Lakeland median of $330,500. The market section on this page shows how the area is trending.

Which schools are assigned to 148 E CHRISTINA BOULEVARD?+

Lakeland Highlands Middle School (middle), Highlands Grove Elementary School (elementary), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,400,000 runs 246% above the LAKELAND 33813 median — but at 5,404 sqft it's also nearly 3 times the size of the typical Lakeland listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 1 day on market in a Lakeland market that averages 61 — if it fits, move quickly.

04Strong assigned schools

Lakeland Highlands Middle School, Highlands Grove Elementary School, George W. Jenkins Senior High — Highlands Grove Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Christine Hubbert. MLS #L4965715.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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