CENTURY 21 Edge
$494,9003 bd3 ba2,747 sqft$180 /sqft≈$4,156 /mo all-in ↓

69 PINE FOREST DRIVE, HAINES CITY, FL, 33844

Active3 days on marketListed Oct 20, 2026MLS #L4965932

Single Family ResidenceSPRING PINES

About this home

69 PINE FOREST DRIVE

LOOKING FOR SPACE!! THIS 3 BEDROOM/3 BATH HOME HAS 2747 SQUARE FEET LIVING, TOTAL SQUARE FOOTAGE IS 3735 SQFT LOCATED IN DESIRABLE SPRING PINES. HOME FEATURES AN OPEN FLOOR PLAN, OVERSIZED 24X22 LIVING ROOM, LARGE DINING ROOM, AN OPEN KITCHEN. A BONUS ROOM THAT COULD BE USED FOR A DEN/OFFICE, FORMAL LIVING ROOM, AN IN LAW SUITE OR AN AT HOME GYM. NEW ARCHITECTURAL SHINGLE ROOF(2025), NEW 25 SEER 5 TON AC UNIT(2025), NEW HYBRID HOT WATER HEATER(2025), FRESHLY PAINTED EXTERIOR(2026). THE MASTER BEDROOM HAS A NICE SIZE MASTER BATH WITH WALK-IN SHOWER, GARDEN TUB , DUAL SINKS, HIS/HER CLOSETS. TRIPLE SPLIT PLAN. 2 CAR GARAGE PLUS AN ADDITIONAL 10X10 GARAGE FOR A GOLF CART OR STORAGE. 55X14 BACK PORCH OVER LOOKING THE FENCED BACKYARD.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,747

Sqft

0.55 ac

Lot size

2

Garage

2001

Year built

Multi/Split

Levels

$180

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Split Bedroom
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorthwest
ExteriorFrench Doors · Irrigation System · Sliding Doors · Storage

Community & fees

Taxes (2026)$4,552/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sprinkler Well
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,156 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$3,398
FHA mortgage insurance (est.)$219
Property tax — 2026 actual bill$379
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,322Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,322
Interest rate7.50%
Loan term

Estimated payment

$4,156/mo

Principal & interest$3,398
FHA mortgage insurance (est.)$219
Property taxes (actual bill)$379
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $495K
$376KedgeAI estimate $434,976 · range $391K–$478K$515K

vs edgeAI estimate

+13.8%

$/sqft vs Haines City actives

$180 vs $171

Days on market

3 vs 66 typical

Where $180/sqft sits among the 400 Haines City actives

46
92
120 · this home
74
28
40
$117–138$138–160$160–181$181–203$203–224$224+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Pines

Drive times from this address

Walt Disney World≈ 47 min
Universal Orlando≈ 57 min
Downtown Orlando≈ 63 min
Orlando Int’l Airport (MCO)≈ 68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Haines City. See the full Haines City guide →

Spring Pines — neighborhood snapshot

Population

356

Median age

55

Median income

$75,417

Median home value

$346,300

Avg household

2

Households w/ children

23%

For the school run

Polk County School District

ElementarySandhill Elementary School★★★★★
HighHaines City Senior High School★★★★★
MiddleShelley S. Boone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Haines City market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$319K → $305K

Haines City median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

208 of 400

Haines City actives have cut their price

Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 77% above the HAINES CITY 33844 median. See the full Haines City market guide →

Paper trail

This home's history

Oct 20, 2026Listed at $494,900 · 3 days on market since
2001Built · SPRING PINES

Reality check

What actually sold near 69 PINE FOREST DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3536 PINE TREE LOOPSold · Jun ’26

$430,000

3536 PINE TREE LOOP · same community

3 bd · 2 ba · 2,145 sqft · $200/sqft · 56 DOM

64 PINE FOREST DRIVESold · Aug ’26

$411,000

64 PINE FOREST DRIVE · same community

3 bd · 2.5 ba · 2,128 sqft · $193/sqft · 140 DOM

8723 HILL PINE ROADSold · Jun ’26

$324,900

8723 HILL PINE ROAD · same community

3 bd · 2 ba · 1,528 sqft · $213/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 69 PINE FOREST DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 69 PINE FOREST DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

69 PINE FOREST DRIVE FAQs

What would the monthly payment be for 69 PINE FOREST DRIVE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,156/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 69 PINE FOREST DRIVE?+

The most recent tax bill on record (2026) was $4,552. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 69 PINE FOREST DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Haines City?+

At $494,900, this home is listed about 62% above the Haines City median of $305,000. The market section on this page shows how the area is trending.

Which schools are assigned to 69 PINE FOREST DRIVE?+

Sandhill Elementary School (elementary), Haines City Senior High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS REALTY · Mike Walker. MLS #L4965932.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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