CENTURY 21 Edge
$375,0003 bd2.5 ba1,600 sqft$234 /sqft≈$3,505 /mo all-in ↓

2216 GARDEN BELLE DRIVE, CLERMONT, FL, 34711

Active1 days on marketListed Nov 6, 2026MLS #L4966231

✦ Priced 13% below the CLERMONT 34711 medianSingle Family ResidenceWATERBROOKE PH 1

Come see it

Upcoming open house

Sat, Nov 7

3:00 PM – 6:00 PM

About this home

2216 GARDEN BELLE DRIVE

Enjoy the best of comfortable living and outdoor space in this beautifully designed 3-bedroom, 2.5-bath Clermont end unit townhome, situated on an oversized corner lot with no immediate neighbor to the right. A spacious front porch and second-floor balcony provide inviting spaces to relax and enjoy the outdoors. Inside, high ceilings and an open-concept floor plan create a seamless connection between the living room, kitchen, and dedicated dining area. The kitchen features solid wood cabinetry, granite countertops, stainless steel appliances, and a convenient pantry. A half bath completes the main level, while the rear-entry two-car garage and additional parking behind the home offer added convenience. Upstairs, the primary bedroom features vaulted ceilings and lake views. The ensuite bathroom includes an oversized walk-in shower, granite double vanity, and private water closet. Two additional bedrooms share a full bathroom with a tub and shower combination and granite-topped vanity. A versatile upstairs space opens directly onto the second-floor lanai, making it ideal for a home office, reading nook, or additional sitting area. Terrific location next door to all amenities! This gated community offers a swimming pool, clubhouse, fitness center, dog park, and walking trails, residents can enjoy a variety of neighborhood amenities. The HOA covers lawn maintenance, roof and exterior maintenance, and pest control adding to the convenience of ownership. With nearby Highway 50 providing convenient access to Orlando, downtown Clermont, and the Clermont Chain of Lakes, this home offers an appealing combination of space, functionality, and location. No CDD!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,600

Sqft

0.09 ac

Lot size

2

Garage

2019

Year built

Two

Levels

$234

Per sqft

Trees/Woods & Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame (FSC Certified)
FoundationSlab
ViewTrees/Woods · Water
FacesSoutheast
ParkingCovered · Driveway · Garage Door Opener · Garage Faces Rear · Off Street
ExteriorBalcony · Lighting · Private Entrance · Sidewalk · Sliding Doors

Community & fees

HOA fee$307/mo
Taxes (2025)$3,574/yr
PetsYes
CommunityLake · Waterfront · Clubhouse · Dog Park · Fitness Center · Gated Community - Guard · Playground · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,505 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,575
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$298
HOA fee — from the listing$307
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate7.50%
Loan term

Estimated payment

$3,505/mo

Principal & interest$2,575
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$298
HOA / condo fee$307
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$342KedgeAI estimate $377,503 · range $356K–$413K$430K

vs edgeAI estimate

−0.7%

Days on market

1 vs 56 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clermont

Drive times from this address

Downtown Orlando≈ 26 min
Universal Orlando≈ 29 min
Walt Disney World≈ 36 min
Orlando Int’l Airport (MCO)≈ 40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clermont. See the full Clermont guide →

CLERMONT 34711 — neighborhood snapshot

Population

70,317

Median age

43.7

Median income

$90,245

Median home value

$409,000

Avg household

2.69

Households w/ children

7,462

For the school run

Lake County School District

ElementaryPine Ridge Elementary School★★★★★
HighSouth Lake High School★★★★★
MiddleGray Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketLeans seller — 3.9 months of inventoryBuyer’s market

$441K → $450K

Clermont median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% below the CLERMONT 34711 median. See the full Clermont market guide →

Paper trail

This home's history

Nov 6, 2026Listed at $375,000 · 1 days on market since
2019Built · WATERBROOKE PH 1

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Emanuel Marin Maldonado

Your agent

Emanuel Marin Maldonado

Real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2216 GARDEN BELLE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2216 GARDEN BELLE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2216 GARDEN BELLE DRIVE FAQs

What would the monthly payment be for 2216 GARDEN BELLE DRIVE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,505/mo — principal and interest, the actual property-tax bill, the $307/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2216 GARDEN BELLE DRIVE?+

The association fee works out to $307 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2216 GARDEN BELLE DRIVE?+

The most recent tax bill on record (2025) was $3,574. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2216 GARDEN BELLE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $375,000, this home is listed about 17% below the Clermont median of $450,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2216 GARDEN BELLE DRIVE?+

Pine Ridge Elementary School (elementary), South Lake High School (high), Gray Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the CLERMONT 34711 market on paper

$375,000 is 13% below the CLERMONT 34711 median of $429,900, and at $234/sqft it sits under the Clermont average of $239.

02Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 1 day on market in a Clermont market that averages 56 — if it fits, move quickly.

Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · David Small. MLS #L4966231.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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2216 Garden Belle Drive, Clermont, FL — 3 Bed 2.5 Bath for Sale