CENTURY 21 Edge

3236 GILLOT BOULEVARD, PORT CHARLOTTE, FL, 33981

Active376 days on marketListed Jul 31, 2025MLS #N6139923

Priced 50% below the PORT CHARLOTTE 33981 medianReduced $3KPORT CHARLOTTE SEC 060

About this home

3236 GILLOT BOULEVARD

Prime Residential Lot in Gulf Cove – Build Your Florida Dream! Don't miss this incredible opportunity to own an 80 x 125 residential building lot in the desirable Gulf Cove community of Port Charlotte, Florida. This spacious lot offers the perfect setting for your custom home or investment property in a peaceful, growing neighborhood close to everything Southwest Florida has to offer. Gulf Cove is a boater's paradise, with a voluntary HOA that grants access to private boat ramp, direct water access to the Myakka River, community park, and playground—ideal for outdoor enthusiasts and families alike. Key Features: 80 x 125 lot — ready for your dream home Access to private community boat ramp Enjoy fishing, boating, kayaking, and more Voluntary HOA with low annual dues Close to beaches, shopping, dining, and golf No scrub jay permit required (verify with county) Bonus Opportunity: Owner has multiple lots available in Gulf Cove—perfect for builders, investors, or those looking to create a family compound. Secure your piece of Florida paradise today in one of Port Charlotte’s most popular waterfront communities!

Facts & features

The home at a glance

0.23 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

HOA fee$6/mo
Taxes (2024)$443/yr
PetsYes
CommunityPrivate Boat Ramp · Water Access · Park · Playground

Utilities & systems

UtilitiesElectrical Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$329 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$117
FHA mortgage insurance (est.)$9
Property tax — 2024 actual bill$37
HOA fee — from the listing$6
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $697Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $697
Interest rate6.00%
Loan term

Estimated payment

$329/mo

Principal & interest$117
FHA mortgage insurance (est.)$9
Property taxes (actual bill)$37
HOA / condo fee$6
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Gulf Cove

Map of 3236 GILLOT BOULEVARD inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

Gulf Cove — neighborhood snapshot

Population

4,064

Median age

62

Median income

$57,533

Median home value

$349,277

Avg household

2

Households w/ children

274

For the school run

Charlotte County School District

ElementaryMyakka River Elementary School★★★★★
MiddleL. A. Ainger Middle School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 50% below the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $19,900 $3K
Jul 31, 2025Listed at $23,000 · 376 days on market since

Reality check

What actually sold near 3236 GILLOT BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12430 MITCHELL TERRACESold · Jul ’26

$369,500

12430 MITCHELL TERRACE · same community

2 bd · 2 ba · 1,120 sqft · $330/sqft · 26 DOM

2532 DIXON TERRACESold · Jun ’26

$365,000

2532 DIXON TERRACE · same community

2 bd · 2 ba · 1,128 sqft · $324/sqft · 4 DOM

2549 KLASS TERRACESold · Mar ’26

$150,000

2549 KLASS TERRACE · same community

2 bd · 2 ba · 1,227 sqft · $122/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Julian Rivera

Your agent

Julian Rivera

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3236 GILLOT BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3236 GILLOT BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3236 GILLOT BOULEVARD FAQs

What would the monthly payment be for 3236 GILLOT BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $329/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3236 GILLOT BOULEVARD?+

The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3236 GILLOT BOULEVARD?+

The most recent tax bill on record (2024) was $443. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3236 GILLOT BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $19,900, this home is listed about 94% below the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.

Which schools are assigned to 3236 GILLOT BOULEVARD?+

Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PORT CHARLOTTE 33981 market on paper

$19,900 is 50% below the PORT CHARLOTTE 33981 median of $39,650.

02Time on market is leverage

376 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $23,000, now $19,900 — a $3K cut. The full history is in the market section below.

Listing courtesy of HOMESMART · Scott Swonger. MLS #N6139923.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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