2038 MINCEY TERRACE, NORTH PORT, FL, 34286
Active296 days on marketListed Oct 21, 2025MLS #N6141097
About this home
2038 MINCEY TERRACE
MOTIVATED SELLER! VA TRANSFERABLE LOAN WITH LOWER INTEREST! NOT IN A FLOOD ZONE. NO HOA OR CDD! NEWER ROOF 10/2021. NEWER WATER HEATER 10/2021. New laminate flooring throughout the house Remodeled both showers/ tubs NEW GUTTERS SEPTIC WAS SERVICES 02/2021. FRESHLY PAINTED INSIDE and OUTSIDE COME SEE THIS BEAUTIFUL REMODELED HOME, 3bd/2ba.Entire house has new paint and laminate flooring throughout the house. Home is located in quiet neighborhood with quick access to I-75, shopping, restaurants, schools, and beautiful Florida beaches. This home features a desired open concept living area, features a split living floor plan making it great for gatherings with friends and family. The living room has a large sliding-glass doors that leaves the space feeling light and bright. The spacious kitchen opens up to breakfast nook with a large window overlooking the beautiful front garden. Kitchen comes with maple cabinets and vine rack built in above the refrigerator. A Den/office/extra bedroom is off of the front hallway with great arch. and two spacious bedrooms with a fully remodeled full bathroom. The master bath features remodeled shower, large garden tub and large walk in closet. This home also features an indoor laundry room, a large 2 car garage with an electric garage door opener and hurricane shutters. This home has many more great features. Come and see this gorgeous home. With privacy in mind, the master suite is separated from the other two bedrooms. The home sits in a quiet neighborhood located in young and growing North Port, one of the most popular locations to live. Excellent location, peaceful neighborhood, minutes from I-75 & Tamiami Trail! Convenient to Florida’s best BEACHES, GOLFING, PUBLIC BOAT RAMPS, MARINAS, SHOPPING, physicians, water park, Atlanta Braves Practice Stadium, Tampa Bay Rays Practice Stadium, Historic Riverfront Downtown Punta Gorda & Fishermen’s Village, and a short drive to Sanibel, Captiva, Fort Myers, and Boca Grande, etc. All information deemed reliable, but not guaranteed; buyer to confirm all. Call today to schedule your showing.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,832
Sqft
0.23 ac
Lot size
2
Garage
2005
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,744 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,744/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13%
$/sqft vs PORT CHARLOTTE SUB 08
$191 vs $197
Days on market
296 vs 51 typical
Where $191/sqft sits among the 29 homes for sale in PORT CHARLOTTE SUB 08
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Chamberlain
Get to know North Port. See the full North Port guide →
Chamberlain — neighborhood snapshot
Population
6,575
Median age
43
Median income
$62,583
Median home value
$300,075
Avg household
3
Households w/ children
972
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$316K → $304K
North Port median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
13 of 29
PORT CHARLOTTE SUB 08 have cut their price
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 977% above the NORTH PORT 34286 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near 2038 MINCEY TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$357,000
2333 MISTLETO LANE · same community
4 bd · 3 ba · 1,827 sqft · $195/sqft · 49 DOM
Sold · Jan ’26$389,900
2279 MARGARET LANE · same community
4 bd · 2.5 ba · 1,839 sqft · $212/sqft · 58 DOM
Sold · Apr ’26$299,888
1183 MONTANA LANE · same community
3 bd · 2 ba · 1,808 sqft · $166/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2038 MINCEY TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2038 MINCEY TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2038 MINCEY TERRACE FAQs
What would the monthly payment be for 2038 MINCEY TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,744/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2038 MINCEY TERRACE?+
The most recent tax bill on record (2024) was $4,423. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in North Port?+
At $350,000, this home is listed about 4% above the North Port median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2038 MINCEY TERRACE?+
North Port High School (high), Atwater Elementary (elementary), Woodland Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$350,000 runs 977% above the NORTH PORT 34286 median.
02Time on market is leverage
296 days on market against a North Port median of 51 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $370,000, now $350,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY OF VENICE · Regina Melman. MLS #N6141097.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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