CENTURY 21 Edge
$385,000$415,0003 bd2 ba1,706 sqft$226 /sqft$2,956 /mo all-in ↓

12108 HERNANDO ROAD, NORTH PORT, FL, 34287

Active285 days on marketListed Oct 27, 2025MLS #N6141123

Reduced $30KFully furnishedSingle Family ResidenceWARM MINERAL SPGS

About this home

12108 HERNANDO ROAD

NOT FLOOD ZONE! NO CDD ! NO HOA! FULLY REMODELED! NEW AC 2025! BACK UP TO THE PRESERVE! FULL PRIVACY! Welcome to a great opportunity to own the home of your dreams in the desirable city of North Port, Florida. Situated in a vibrant and thriving community minutes away from Warm Mineral Springs, this property promises a lifestyle filled with abundant sunshine, natural beauty, and coastal charm. EXECUTIVE CUSTOM built 3BD, 2BA, OVERSIZED 2 car garage, 2,849 sq. ft. total HOME in a tranquil setting with exceptional privacy as it backs up to Deer Prairie Creek Preserve. Enchantment begins the moment you enter through GLASS ETCHED DOUBLE doors: SUPER HIGH 12’ CEILINGS, classy BRAND NEW FLOORING, CROWN MOLDING, DOUBLE-LAYED HIGH-END ceiling fans w/remote control, 8’ interior doors, and custom blinds. Splendor continues in this DREAM kitchen w/TALL SOLID WOOD CABINETS, PULL-OUT DRAWERS for pots & pans, GRANITE counter tops, GRANITE back-splash, SS APPLIANCES, a BREAKFAST BAR & very tall CLOSET PANTRY. Separate BREAKFAST NOOK w/EXPANSIVE AQUARIUM GLASS window for those kick back morning coffee's. The extended master retreat is VERY SPACIOUS & the BEST w/the slider to lanai, OVERSIZED HIS & HERS CLOSETS, master bath w/double GRANITE VANITIES, a large ROMAN shower & LINEN closet. Cozy FLORIDA ROOM w/ a total of 720sqft featuring TILE FLOORING, SLIDING VINYL WINDOWS & storage room is good to RELAX & ENTERTAIN your guests. SECURITY system Always have privacy; no neighbors behind! Quiet, peaceful neighborhood but close to everything: minutes away from shopping, restaurants, beautiful sandy beaches, great schools, golf courses, I-75, & more. FULL PRIVACY! EXTRA LARGE LANAI! NOT FLOOD ZONE! NO HOA OR CDD! Nestled in the heart of North Port, this home benefits from its prime location, offering easy access to an array of amenities and attractions. Discover the nearby pristine Gulf beaches, where you can bask in the sun, partake in water activities, or simply relish the tranquility of the ocean. Embark on nautical adventures from the conveniently located marinas, allowing you to explore the region's captivating waterways and nearby islands. Fishing enthusiasts will delight in the world-class fishing opportunities, while golf aficionados can indulge in a variety of renowned golf courses. North Port is known for its thriving shopping and dining scene, featuring a diverse range of retail centers, boutiques, and restaurants. Immerse yourself in the vibrant downtown area, boasting charming shops, art galleries, and entertainment venues. The city hosts numerous cultural events, festivals, and community gatherings throughout the year, ensuring there's always something exciting happening.North Port also boasts excellent educational institutions, reliable medical facilities, and convenient transportation options. The city's welcoming community and strong sense of belonging make it an ideal place to establish roots and create lasting memories. Do not miss out on this exceptional opportunity to craft your dream home or invest in a prime location. Schedule a showing today and begin envisioning the endless possibilities offered by this remarkable property! Experience the best that Florida living with nearby beaches, golf courses, and outdoor recreational activities just a short drive away. Don't miss out on the chance to own this extraordinary home.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,706

Sqft

0.22 ac

Lot size

2

Garage

2006

Year built

One

Levels

$226

Per sqft

Furnished

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorRain Gutters

Community & fees

Taxes (2024)$4,315/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,956 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,266
FHA mortgage insurance (est.)$170
Property tax — 2024 actual bill$360
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,475Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,475
Interest rate6.00%
Loan term

Estimated payment

$2,956/mo

Principal & interest$2,266
FHA mortgage insurance (est.)$170
Property taxes (actual bill)$360
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $385K
$266KedgeAI estimate $294,635 · range $277K$324K$400K

vs edgeAI estimate

+30.7%

$/sqft vs WARM MINERAL SPGS

$226 vs $216

Days on market

285 vs 53 typical

Where $226/sqft sits among the 20 homes for sale in WARM MINERAL SPGS

14 · this home
4
1
0
0
1
$183–230$230–277$277–324$324–371$371–418$418+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside North Port

Map of 12108 HERNANDO ROAD

Get to know North Port. See the full North Port guide →

NORTH PORT 34287 — neighborhood snapshot

Population

26,241

Median age

56.1

Median income

$64,229

Median home value

$235,400

Avg household

2.23

Households w/ children

2,263

For the school run

Sarasota County School District

ElementaryGlenallen Elementary School★★★★★
MiddleHeron Creek Middle School★★★★★
HighNorth Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The North Port market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$316K$304K

North Port median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

8 of 20

WARM MINERAL SPGS have cut their price

Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 221% above the NORTH PORT 34287 median. See the full North Port market guide →

Paper trail

This home's history

CurrentPrice reduced to $385,000 $30K
Oct 27, 2025Listed at $415,000 · 285 days on market since
2006Built · WARM MINERAL SPGS

Reality check

What actually sold near 12108 HERNANDO ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12302 TANGIER STREETSold · Nov ’25

$252,500

12302 TANGIER STREET · same community

3 bd · 2 ba · 1,699 sqft · $149/sqft · 233 DOM

12133 MADRID AVENUESold · Apr ’26

$260,000

12133 MADRID AVENUE · same community

3 bd · 2.5 ba · 1,770 sqft · $147/sqft · 102 DOM

237 ORDUNA DRIVESold · Sep ’25

$179,000

237 ORDUNA DRIVE · same community

2 bd · 2 ba · 1,630 sqft · $110/sqft · 184 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 12108 HERNANDO ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12108 HERNANDO ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

12108 HERNANDO ROAD FAQs

What would the monthly payment be for 12108 HERNANDO ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,956/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12108 HERNANDO ROAD?+

The most recent tax bill on record (2024) was $4,315. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in North Port?+

At $385,000, this home is listed about 15% above the North Port median of $334,950. The market section on this page shows how the area is trending.

Which schools are assigned to 12108 HERNANDO ROAD?+

Glenallen Elementary School (elementary), Heron Creek Middle School (middle), North Port High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$385,000 runs 221% above the NORTH PORT 34287 median.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

285 days on market against a North Port median of 53 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $415,000, now $385,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of RE/MAX PALM REALTY OF VENICE · Regina Melman. MLS #N6141123.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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