8117 THRUSO ROAD, PORT CHARLOTTE, FL, 33981
Pending195 days on marketListed Feb 1, 2026MLS #N6142681
About this home
8117 THRUSO ROAD
Assumable VA loan with 2.5 interest rate! Like new and impeccably maintained, this stunning pool home shows like a model and is priced to sell. Offering three generous bedrooms plus a versatile den with double glass doors. This space easily adapts as a home office, playroom, or media room. The heart of the home features an open-concept layout where the kitchen, dining, and living areas flow seamlessly. It is perfect for both everyday living and entertaining. The kitchen shines with granite countertops, a classic subway tile backsplash, stainless steel appliances including a touch-screen refrigerator, a large pantry, and abundant cabinetry. A spacious island with stylish pendant lighting provides ample prep space and casual seating for gatherings. The thoughtfully designed split floor plan ensures privacy, with the primary suite tucked away on one side of the home. This serene retreat boasts two large walk-in closets and a spa-like ensuite bath complete with dual vanities and a walk-in shower. Guest bedrooms are comfortably situated on the opposite side of the home. Step outside to your private outdoor oasis. The expansive lanai features a saltwater swimming pool with a Pebbletec finish and an above-ground seven-person hot tub, ideal for relaxing or entertaining year-round. Situated on an oversized lot of over one-third of an acre, there’s plenty of space to enjoy outdoor activities and Florida living at its finest. Notable upgrades include impact windows with Bahama shutters, epoxy garage flooring, a screened front entry, lush tropical landscaping, and elegant brick pavers on both the driveway and lanai. Best of all, there are no HOA fees, and the current owner’s affordable flood insurance policy is transferable to the new owner. Located in the desirable South Gulf Cove community of Port Charlotte, this home offers a peaceful, rural feel surrounded by natural beauty, yet remains just minutes from shopping, medical facilities, and the pristine beaches of Boca Grande and Englewood Beach. Enjoy nearby golf courses, miles of biking trails, and world-class fishing. An optional HOA provides access to a clubhouse, park, playground, and private boat ramp. This exceptional home delivers comfort, style, and the ultimate Florida lifestyle, don’t miss the opportunity to make it yours. Buyer does not need to be a veteran for loan assumption.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,986
Sqft
0.32 ac
Lot size
2
Garage
2021
Year built
One
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,515 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,515/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−31.7%
Days on market
195 vs 59 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1079% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8117 THRUSO ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8117 THRUSO ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8117 THRUSO ROAD FAQs
What would the monthly payment be for 8117 THRUSO ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,515/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8117 THRUSO ROAD?+
The most recent tax bill on record (2025) was $5,320. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8117 THRUSO ROAD?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $460,000, this home is listed about 39% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 8117 THRUSO ROAD?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$460,000 runs 1079% above the PORT CHARLOTTE 33981 median — but at 1,986 sqft it's also 21% larger than the typical Port Charlotte listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
195 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
Listing courtesy of COLDWELL BANKER REALTY · Lisa Kinney. MLS #N6142681.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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