4831 OCALA TERRACE, NORTH PORT, FL, 34288
Active173 days on marketListed Feb 17, 2026MLS #N6142991
About this home
4831 OCALA TERRACE
This well-designed 3-bedroom, 2-bath home offers 1,929 square feet of comfortable living space, plus a dedicated office and an oversized 2-car garage. Thoughtfully laid out and full of upgrades, it combines functionality with stylish details throughout. Inside you’ll immediately notice the custom woodwork that adds warmth and character to the main living areas. The living room also features a sleek built-in electric fireplace, creating a cozy focal point for relaxing or entertaining. Just off the entryway, a convenient front closet provides practical storage for guests, coats and everyday essentials. The kitchen is finished with stone countertops and offers ample workspace for cooking and hosting. All three bedrooms are generously sized—each large enough to accommodate a king-size bed—and feature custom closet systems that maximize organization and storage. The separate office/flex room provides the perfect space for working from home, hobbies or additional living needs. Step outside to enjoy a screened lanai and a very private backyard, ideal for quiet mornings, evening gatherings or simply unwinding in your own outdoor space. Hurricane shutters offer added peace of mind and the deep 2-car garage provides extra space for storage, tools or recreational equipment. Located in a peaceful area with no flood zone, no HOA and no CDD fees, this home also offers outstanding convenience. You’re just minutes from major shopping and dining options, including Home Depot, Publix, Ross, TJ Maxx, Burlington and more—making everyday errands quick and easy. Beaches, boating, fishing, golf and parks are all within a short drive, allowing you to fully enjoy the Florida lifestyle. With quality finishes, smart storage solutions, privacy and a prime location, this home truly checks all the boxes.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,929
Sqft
0.23 ac
Lot size
2
Garage
2023
Year built
One
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,443 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,443/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.3%
$/sqft vs PORT CHARLOTTE SUB 12
$238 vs $194
Days on market
173 vs 53 typical
Where $238/sqft sits among the 21 homes for sale in PORT CHARLOTTE SUB 12
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside San Mateo
Get to know North Port. See the full North Port guide →
San Mateo — neighborhood snapshot
Population
3,138
Median age
42
Median income
$76,916
Median home value
$323,346
Avg household
3
Households w/ children
312
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$316K → $304K
North Port median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
8 of 21
PORT CHARLOTTE SUB 12 have cut their price
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1738% above the NORTH PORT 34288 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near 4831 OCALA TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$415,000
3515 JANUARY AVENUE · same community
3 bd · 2 ba · 2,020 sqft · $205/sqft · 31 DOM
Sold · Apr ’26$326,000
6501 BALBOA TERRACE · same community
4 bd · 2 ba · 1,808 sqft · $180/sqft · 66 DOM
Sold · Mar ’26$304,888
4120 PASADENA LANE · same community
3 bd · 2 ba · 1,808 sqft · $169/sqft · 128 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4831 OCALA TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4831 OCALA TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4831 OCALA TERRACE FAQs
What would the monthly payment be for 4831 OCALA TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,443/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4831 OCALA TERRACE?+
The most recent tax bill on record (2025) was $4,494. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in North Port?+
At $459,500, this home is listed about 37% above the North Port median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4831 OCALA TERRACE?+
Atwater Elementary (elementary), Woodland Middle School (middle), North Port High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$459,500 runs 1738% above the NORTH PORT 34288 median — but at 1,929 sqft it's also 15% larger than the typical North Port listing.
02Time on market is leverage
173 days on market against a North Port median of 53 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $469,900, now $459,500 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PELICAN REALTY CORP · Anna Bridinger, PA. MLS #N6142991.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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