10443 RIVERSIDE ROAD, PORT CHARLOTTE, FL, 33981
Active148 days on marketListed Mar 17, 2026MLS #N6143277
About this home
10443 RIVERSIDE ROAD
Brand-new custom home in the highly sought-after waterfront community of South Gulf Cove, offering modern design, quality construction, and a bright open layout that today’s buyers are searching for. This beautiful 3-bedroom, 2-bath home features high ceilings and 8-foot doors throughout, creating an airy, light-filled interior that immediately feels spacious and welcoming. The centerpiece of the home is the impressive chef’s kitchen, designed for both everyday living and entertaining, featuring granite countertops, soft-close cabinetry, GE stainless steel appliances, a Broan range hood, farmhouse sink, oversized center island, and a large walk-in pantry with exceptional storage. The open living and dining areas flow seamlessly to the covered paver lanai, providing the ideal indoor-outdoor living space Florida buyers love. The private primary suite offers a relaxing retreat with sliding glass doors leading to the lanai, double-door entry into the en-suite bathroom, and a unique layout that connects the spacious walk-in closet directly to the laundry room for added convenience. The primary bathroom features quartz countertops, dual vanities, modern finishes, and a large walk-in shower. Two additional bedrooms are located on the opposite side of the home and share a stylish guest bathroom with quartz countertops and contemporary design. Exterior highlights include impact-rated windows and doors, Bahama shutters, paver driveway, epoxy-coated garage floor, irrigation system, and a large covered paver lanai perfect for relaxing outdoors year-round. Located in the popular South Gulf Cove boating community, residents enjoy access to community boat ramps, parks, dog parks, pickleball courts, and a clubhouse. The home is ideally positioned just a short drive or boat ride from Boca Grande and its world-famous beaches, while also being close to the shopping, dining, and entertainment of Englewood and Port Charlotte. New construction homes with these upgrades in South Gulf Cove are in high demand. Schedule your showing today before this one is gone.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,704
Sqft
0.24 ac
Lot size
2
Garage
2025
Year built
One
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,711 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,711/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.9%
$/sqft vs PORT CHARLOTTE SEC 082
$232 vs $278
Days on market
148 vs 60 typical
Where $232/sqft sits among the 17 homes for sale in PORT CHARLOTTE SEC 082
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
9 of 17
PORT CHARLOTTE SEC 082 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 913% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 10443 RIVERSIDE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$325,000
10242 HALLENDALE DRIVE · same community
4 bd · 2 ba · 1,743 sqft · $186/sqft · 297 DOM
Sold · May ’26$590,000
15272 LAKELAND CIRCLE · same community
3 bd · 2 ba · 1,838 sqft · $321/sqft · 3 DOM
Sold · Apr ’26$646,901
15436 VISALIA ROAD · same community
3 bd · 2 ba · 1,868 sqft · $346/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 10443 RIVERSIDE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10443 RIVERSIDE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10443 RIVERSIDE ROAD FAQs
What would the monthly payment be for 10443 RIVERSIDE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,711/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10443 RIVERSIDE ROAD?+
The most recent tax bill on record (2024) was $622. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10443 RIVERSIDE ROAD?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $394,900, this home is listed about 20% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10443 RIVERSIDE ROAD?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Ronald Smith. MLS #N6143277.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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