4346 MELIS STREET, PORT CHARLOTTE, FL, 33948
Pending137 days on marketListed Apr 1, 2026MLS #N6143590
About this home
4346 MELIS STREET
Beautifully maintained 3-bedroom, 2-bath POOL HOME with a 2-car garage situated on an oversized lot in a quiet, desirable neighborhood featuring public water & sewer and NO HOA—bring your boat, RV, or toys with no restrictions! This spacious home offers a highly sought-after open-concept floor plan with ceramic tile flooring throughout, ceiling fans in every room, and an abundance of natural light that creates a bright, welcoming atmosphere from the moment you walk in. The layout flows seamlessly, making it ideal for both everyday living and entertaining. The light and bright kitchen features ample cabinet space, plenty of counter space, all major appliances, and a convenient layout that overlooks the main living and dining areas—perfect for staying connected while hosting family and friends. The primary suite offers a private retreat with a walk-in closet and an en-suite bathroom, while the split-bedroom design provides privacy and flexibility. Three additional bedrooms offer plenty of space for guests, a growing household, or a home office, gym, or flex space to fit your lifestyle. Step outside and experience your own private Florida oasis—featuring a sparkling in-ground pool and a covered lanai, ideal for year-round outdoor living, relaxing evenings, and weekend gatherings. The oversized lot provides extra space, added privacy, and endless potential for outdoor enjoyment. Additional highlights include a NEW A/C system, solid construction, and true move-in-ready condition, giving buyers peace of mind and immediate enjoyment with no projects needed. Located just minutes from shopping, dining, golf courses, parks, and a short drive to the world-famous Gulf beaches, this home offers the perfect blend of space, comfort, and the Florida lifestyle buyers are searching for. Homes like this—with a pool, no HOA, and an oversized lot—are in high demand, so don’t miss your opportunity and schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,172
Sqft
0.46 ac
Lot size
2
Garage
1986
Year built
One
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,662 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,662/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.7%
Days on market
137 vs 59 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside O'hara
Get to know Port Charlotte. See the full Port Charlotte guide →
O'hara — neighborhood snapshot
Population
5,202
Median age
58
Median income
$75,856
Median home value
$383,125
Avg household
2
Households w/ children
392
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1117% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 4346 MELIS STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4346 MELIS STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4346 MELIS STREET FAQs
What would the monthly payment be for 4346 MELIS STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,662/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4346 MELIS STREET?+
The most recent tax bill on record (2025) was $2,306. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4346 MELIS STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $365,000, this home is listed about 11% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4346 MELIS STREET?+
Murdock Middle School (middle), Meadow Park Elementary School (elementary), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$365,000 runs 1117% above the PORT CHARLOTTE 33948 median — but at 2,172 sqft it's also 33% larger than the typical Port Charlotte listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
137 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $400,000, now $365,000 — a $35K cut. The full history is in the market section below.
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Ronald Smith. MLS #N6143590.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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