5365 CRAIG TERRACE, PORT CHARLOTTE, FL, 33981
Active134 days on marketListed Apr 2, 2026MLS #N6143724
About this home
5365 CRAIG TERRACE
Welcome to this beautifully crafted custom home, built in 2024 and ideally situated on a desirable corner lot in the highly sought-after Gulf Cove community. Offering 2,284 total square feet, this exceptional residence combines quality craftsmanship with modern coastal elegance. Enjoy peace of mind with hurricane-impact windows, luxury vinyl plank flooring throughout, soaring tray ceilings, and excellent elevation. Best of all, this turnkey home is being offered fully furnished! Public water and public sewer, with NO HOA and NO CDD fees. The thoughtfully designed open-concept floor plan is filled with natural light and seamlessly connects the living, dining, and kitchen areas, creating the perfect space for both everyday living and entertaining. Positioned on a spacious corner lot, the property offers added privacy and plenty of room to design your dream outdoor retreat, whether you envision a custom pool, expanded lanai, or outdoor kitchen. Ideally located between Port Charlotte and Englewood, you'll enjoy easy access to multiple Gulf beaches, just approximately 15 minutes away, along with nearby golf courses, shopping, restaurants, parks, and endless outdoor recreation. Boating enthusiasts will appreciate the convenient community boat ramp providing quick access to the waterways for fishing and enjoying Florida's waterfront lifestyle. Just minutes away, discover everything Wellen Park has to offer, including its vibrant downtown district featuring waterfront dining, entertainment, community events, boutique shopping, and the nearby Costco. This rapidly growing area continues to be one of Southwest Florida's most desirable destinations. Whether you're looking for a full-time residence, seasonal getaway, or investment opportunity, this like-new, fully furnished home offers exceptional value in a prime location. Schedule your private showing today and experience everything this outstanding Gulf Cove home has to offer!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,574
Sqft
0.27 ac
Lot size
2
Garage
2024
Year built
One
Levels
$292
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,497 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,497/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+56.3%
$/sqft vs Port Charlotte actives
$292 vs $208
Days on market
134 vs 59 typical
Where $292/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
Gulf Cove — neighborhood snapshot
Population
4,064
Median age
62
Median income
$57,533
Median home value
$349,277
Avg household
2
Households w/ children
274
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
196 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1079% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 5365 CRAIG TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$292,000
14087 FILLMORE AVENUE · same community
3 bd · 2 ba · 1,567 sqft · $186/sqft · 69 DOM
Sold · Dec ’25$260,000
5397 ULYSSES STREET · same community
3 bd · 2 ba · 1,564 sqft · $166/sqft · 5 DOM
Sold · Sep ’25$280,000
5353 KASPAR STREET · same community
3 bd · 2 ba · 1,639 sqft · $171/sqft · 97 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5365 CRAIG TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5365 CRAIG TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5365 CRAIG TERRACE FAQs
What would the monthly payment be for 5365 CRAIG TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,497/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5365 CRAIG TERRACE?+
The most recent tax bill on record (2025) was $5,105. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $460,000, this home is listed about 39% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5365 CRAIG TERRACE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$460,000 runs 1079% above the PORT CHARLOTTE 33981 median.
02Time on market is leverage
134 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $495,000, now $460,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY OF VENICE · Regina Melman. MLS #N6143724.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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