22243 HERNANDO AVENUE, PORT CHARLOTTE, FL, 33952
Active122 days on marketListed Apr 10, 2026MLS #N6143770
About this home
22243 HERNANDO AVENUE
Virtually Staged. Price Change Alert!!! Charming, move-in ready home with no HOA and NO flood insurance required (X flood zone)! This updated 2-bedroom, 1-bath home offers comfort, efficiency, and peace of mind. Step inside to find a beautifully refreshed interior featuring an updated kitchen, new flooring, and fresh paint both inside and out, creating a clean and modern feel throughout. In addition to the main living area, the home features a versatile bonus room—perfect for an additional living space, home office, playroom, or guest area to fit your needs. Enjoy the convenience of a separate laundry room, carport, a fully fenced yard, and a storage shed, providing plenty of space for tools, outdoor equipment, or hobbies. Appliances are all only a few years old. Plumbing supply line and electrical panel replaced 5 years ago. Most windows have been replaced as well! One of the standout features of this home is the solar panel system, helping to significantly reduce your monthly electric bills—an added bonus for long-term savings and energy efficiency. Whether you're a first-time buyer, downsizing, or looking for an investment property, this home checks all the boxes with its low-maintenance lifestyle, no HOA restrictions, and prime peace-of-mind location outside of a flood zone. Don’t miss this opportunity to own a well-updated home with valuable upgrades and flexible living space!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
952
Sqft
0.17 ac
Lot size
1961
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,531 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,531/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.6%
$/sqft vs PORT CHARLOTTE SEC 033
$191 vs $180
Days on market
122 vs 60 typical
Where $191/sqft sits among the 19 homes for sale in PORT CHARLOTTE SEC 033
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Parkside
Get to know Port Charlotte. See the full Port Charlotte guide →
Parkside — neighborhood snapshot
Population
8,000
Median age
56
Median income
$37,366
Median home value
$144,150
Avg household
2
Households w/ children
583
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
11 of 19
PORT CHARLOTTE SEC 033 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 22243 HERNANDO AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$195,000
2142 GERARD COURT · same community
2 bd · 1 ba · 962 sqft · $203/sqft · 150 DOM
Sold · Mar ’26$173,000
375 YEAGER STREET · same community
2 bd · 2 ba · 988 sqft · $175/sqft · 4 DOM
Sold · Jan ’26$265,000
358 YEAGER STREET · same community
2 bd · 1.5 ba · 992 sqft · $267/sqft · 86 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 22243 HERNANDO AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 22243 HERNANDO AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
22243 HERNANDO AVENUE FAQs
What would the monthly payment be for 22243 HERNANDO AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,531/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 22243 HERNANDO AVENUE?+
The most recent tax bill on record (2025) was $2,630. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 22243 HERNANDO AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $182,000, this home is listed about 45% below the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.
Which schools are assigned to 22243 HERNANDO AVENUE?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$182,000 runs 30% above the PORT CHARLOTTE 33952 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
122 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $195,000, now $182,000 — a $13K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Krista Streeter. MLS #N6143770.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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