4053 PINSTAR TERRACE, NORTH PORT, FL, 34287
Active122 days on marketListed Apr 13, 2026MLS #N6143878
About this home
4053 PINSTAR TERRACE
Move in with confidence! Major improvements and thoughtful updates make this waterfront home stand out, including a 2023 standing-seam metal roof, hurricane-impact windows, impact-rated insulated garage door, and a new septic tank currently being installed for added peace of mind. Beautifully updated throughout, the home also features a renovated kitchen with custom cabinetry, quartz countertops, farmhouse sink, stainless steel appliances, subway tile backsplash, breakfast bar, and pantry. Perfectly positioned along the Blue Ridge Waterway, this spacious two-story home offers five bedrooms, three full baths, and the rare combination of waterfront living in Flood Zone X, providing the beauty of the water with reduced flood risk and typically lower insurance costs. Enjoy kayaking, canoeing, fishing, or simply relaxing from your own backyard. Step outside to your private outdoor retreat featuring a heated saltwater pool and screened lanai overlooking the water, where spectacular sunset views create the perfect backdrop for entertaining or unwinding after a long day. Designed for today's lifestyle, the flexible floor plan provides space for guests, a home office, hobbies, or multigenerational living. The downstairs bedrooms offer endless possibilities to fit your needs. In addition to the attached two-car garage, the oversized driveway provides plenty of room for boat and RV parking. Best of all, there is no HOA, giving you the freedom to store your recreational vehicles at home. Offering the perfect combination of modern updates, storm-ready features, waterfront recreation, and everyday comfort, this exceptional North Port home delivers a Florida lifestyle that's increasingly hard to find.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,618
Sqft
0.23 ac
Lot size
2
Garage
1986
Year built
Two
Levels
$147
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,918 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,918/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PORT CHARLOTTE SUB 01
$147 vs $207
Days on market
122 vs 51 typical
Where $147/sqft sits among the 9 homes for sale in PORT CHARLOTTE SUB 01
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Blue Ridge - Salford
Get to know North Port. See the full North Port guide →
Blue Ridge - Salford — neighborhood snapshot
Population
6,177
Median age
49
Median income
$95,032
Median home value
$283,397
Avg household
3
Households w/ children
629
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$316K → $304K
North Port median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
7 of 9
PORT CHARLOTTE SUB 01 have cut their price
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 222% above the NORTH PORT 34287 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near 4053 PINSTAR TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$729,500
3950 PEPPER LANE · same community
3 bd · 2 ba · 2,229 sqft · $327/sqft · 52 DOM
Sold · Mar ’26$390,000
4297 BOEING LANE · same community
4 bd · 2 ba · 2,149 sqft · $181/sqft · 0 DOM
Sold · Mar ’26$350,000
4120 WALL LANE · same community
3 bd · 2 ba · 2,066 sqft · $169/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4053 PINSTAR TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4053 PINSTAR TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4053 PINSTAR TERRACE FAQs
What would the monthly payment be for 4053 PINSTAR TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,918/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4053 PINSTAR TERRACE?+
The most recent tax bill on record (2025) was $3,854. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4053 PINSTAR TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in North Port?+
At $385,000, this home is listed about 15% above the North Port median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4053 PINSTAR TERRACE?+
Cranberry Elementary School (elementary), North Port High School (high), Heron Creek Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$385,000 runs 222% above the NORTH PORT 34287 median — but at 2,618 sqft it's also 56% larger than the typical North Port listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
122 days on market against a North Port median of 51 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Cranberry Elementary School, North Port High School, Heron Creek Middle School — Cranberry Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $510,000, now $385,000 — a $125K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Shannon Thinnes. MLS #N6143878.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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