6986 CHEERFUL STREET, PORT CHARLOTTE, FL, 33981
Active93 days on marketListed May 15, 2026MLS #N6144329
About this home
6986 CHEERFUL STREET
Create your ideal Florida home on this oversized pie shaped lot located in in Englewood East, one of Port Charlotte’s rapidly expanding residential communities. Nicely situated on a quiet paved street, this lot is zoned RSF-3.5 , perfectly suited for a custom single-family home, spec build, investment opportunity, or future homesite. Conveniently close to shopping, dining, and medical facilities along McCall Road (SR-776), this homesite still offers the privacy of a peaceful neighborhood with no HOA restrictions. With ongoing growth and new construction throughout the area, it’s an excellent option whether you’re ready to build now or prefer to hold as a long-term investment. Ideally located within reach of Englewood, Punta Gorda, and North Port, you’ll have convenient access to I-75, Charlotte Harbor, Gulf beaches, parks, golf, and endless outdoor recreation. Take advantage of this opportunity to own your very own slice of paradise in Southwest Florida and bring your vision to life in a thriving coastal community.
Facts & features
The home at a glance
0.36 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$415 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$415/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Englewood East
Get to know Port Charlotte. See the full Port Charlotte guide →
Englewood East — neighborhood snapshot
Population
12,116
Median age
58
Median income
$62,950
Median home value
$270,898
Avg household
2
Households w/ children
673
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 6986 CHEERFUL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$126,000
13265 FOWLER AVENUE · same community
2 bd · 1 ba · 918 sqft · $137/sqft · 16 DOM
Sold · Apr ’26$175,000
6405 KLAUS COURT · same community
2 bd · 1 ba · 918 sqft · $191/sqft · 35 DOM
Sold · Jul ’26$162,500
6247 CONISTON STREET · same community
2 bd · 1 ba · 918 sqft · $177/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6986 CHEERFUL STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6986 CHEERFUL STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6986 CHEERFUL STREET FAQs
What would the monthly payment be for 6986 CHEERFUL STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $415/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6986 CHEERFUL STREET?+
The most recent tax bill on record (2025) was $625. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6986 CHEERFUL STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $32,000, this home is listed about 90% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 6986 CHEERFUL STREET?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Kari Myroniuk. MLS #N6144329.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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