520 MCDILL DRIVE, PORT CHARLOTTE, FL, 33953
Active79 days on marketListed May 22, 2026MLS #N6144424
About this home
520 MCDILL DRIVE
PRICE TO SELL FAST!!! RARE GULF-ACCESS WATERFRONT LOT, LOCATED ON MARKHAM WATERWAY IN A GROWING AREA OF PORT CHARLOTTE. THIS DESIRABLE RESIDENTIAL LOT OFFERS THE PERFECT OPPORTUNITY TO BUILD YOUR DREAM HOME WITH PEACEFUL CANAL VIEWS AND BOATING ACCESS TO THE GULF. ENJOY THE TRUE SOUTHWEST FLORIDA LIFESTYLE WITH WATERFRONT LIVING, KAYAKING, FISHING, AND BOATING RIGHT FROM YOUR BACKYARD. CONVENIENTLY LOCATED NEAR SHOPPING, DINING, AND BEACHES, THE PROPERTY COMBINES TRANQUILITY WITH ACCESSIBILITY. SELLER ALSO PREFERS TO SELL THE ADDITIONAL NEARBY LOTS LOCATED AT 515 MCDILL DR. AND 523 MCDILL DR, PRESENTING A UNIQUE OPPORTUNITY TO BUILDERS, INVESTORS, OR BUYERS SEEKING EXTRA SPACE AND FLEXIBILITY. BUYER TO VERIFY ZONING, BUILDING REQUIREMENTS, UNTILITY AVAILABILITY, CANAL ACCESS, AND BOATING DISTANCE WITH CHARLOTTE COUNTY AND APPROPRIATE AUTHORITIES. PRICE TO SELL FAST!! DON'T MISS THIS OPPORTUNITY.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$485 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$485/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 89% below the Port Charlotte median. See the full Port Charlotte market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 520 MCDILL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 520 MCDILL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
520 MCDILL DRIVE FAQs
What would the monthly payment be for 520 MCDILL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $485/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 520 MCDILL DRIVE?+
The most recent tax bill on record (2025) was $1,244. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $35,000, this home is listed about 89% below the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Port Charlotte market on paper
$35,000 is 89% below the Port Charlotte median of $330,350.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $49,000, now $35,000 — a $14K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GULF SHORES REALTY ERA POWERED · Olga Melnyk. MLS #N6144424.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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