
19310 WATER OAK DRIVE UNIT 203, PORT CHARLOTTE, FL, 33948
Active70 days on marketListed Jun 8, 2026MLS #N6144470
About this home
19310 WATER OAK DRIVE UNIT 203
Welcome to this well-maintained 2-bedroom, 2-bath second-floor condominium offering over 1,000 square feet of comfortable living space with an open-concept design ideal for both seasonal residents and year-round enjoyment. Water's Edge at Heritage Oak Park is one of Port Charlotte's most desirable gated communities, where resort-style amenities and beautiful oak-canopied streets create the perfect Florida lifestyle. Upon arrival, you'll appreciate the Andersen glass storm door with a disappearing screen and the newly installed motion-sensor front entry light (2024). Step inside to discover a bright, inviting interior featuring FRESH PAINT completed in 2022-2023, luxury BAMBOO flooring throughout the main living areas, and tile flooring in the kitchen, bathrooms, and laundry room. PLANTATION SHUTTERS adorn the front windows, adding both timeless style and privacy. The thoughtfully designed floor plan offers a spacious living and dining area that flows seamlessly into the kitchen, complete with a breakfast bar, dinette area. The kitchen has also been UPDATED with WHIRLPOOL APPLIANCES, including a refrigerator, electric range, microwave, and dishwasher, all installed in 2024. The desirable split-bedroom layout provides privacy and comfort for both owners and guests. For added peace of mind, a HOME WARRANTY for a year, PGT IMPACT-RESISTANT STORM WINDOWS were installed in November 2021, enhancing storm protection, energy efficiency, and security. Sliding glass doors lead to the screened lanai, where privacy sunblock screens create a comfortable outdoor retreat—perfect for enjoying your morning coffee, relaxing with a book, or taking in the peaceful surroundings. The spacious primary suite features a walk-in closet and private bath, while the guest bedroom and adjacent bath provide comfortable accommodations for family and friends. Additional conveniences include an in-unit laundry room with a 2023 Whirlpool washer and dryer, covered resident parking, guest parking, private storage, and the ease of low-maintenance condominium living. Residents of Heritage Oak Park enjoy an impressive array of amenities, including a heated pool and spa, clubhouse, fitness center, tennis and pickleball courts, bocce ball, shuffleboard, walking paths, Fishing Pond and a vibrant social calendar. The community is also golf-cart friendly. Ideally located near Charlotte Harbor, downtown Punta Gorda, Fishermen's Village, waterfront parks, golf courses, boating, fishing, dining, shopping, and Gulf beaches, residents enjoy endless opportunities to experience the best of Southwest Florida's active and coastal lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,227
Sqft
2001
Year built
One
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,828 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,828/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.3%
$/sqft vs Port Charlotte actives
$167 vs $209
Days on market
70 vs 59 typical
Where $167/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33948 — neighborhood snapshot
Population
18,732
Median age
59.4
Median income
$60,788
Median home value
$279,500
Avg household
2.32
Households w/ children
1,261
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
201 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 583% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 19310 WATER OAK DRIVE UNIT 203
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$180,000
19310 WATER OAK DRIVE UNIT 101 · same community
3 bd · 2 ba · 1,426 sqft · $126/sqft · 113 DOM
Sold · Oct ’25$163,000
18348 YALE AVENUE
2 bd · 2 ba · 1,225 sqft · $133/sqft · 81 DOM
Sold · Mar ’26$200,000
2136 BARKSDALE STREET
3 bd · 2 ba · 1,230 sqft · $163/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 19310 WATER OAK DRIVE UNIT 203 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19310 WATER OAK DRIVE UNIT 203 — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
19310 WATER OAK DRIVE UNIT 203 FAQs
What would the monthly payment be for 19310 WATER OAK DRIVE UNIT 203?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,828/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 19310 WATER OAK DRIVE UNIT 203?+
The most recent tax bill on record (2025) was $4,446. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19310 WATER OAK DRIVE UNIT 203?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $205,000, this home is listed about 38% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 19310 WATER OAK DRIVE UNIT 203?+
Liberty Elementary School (elementary), Port Charlotte High School (high), Murdock Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$205,000 runs 583% above the PORT CHARLOTTE 33948 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $210,000, now $205,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Lindsey Csejka. MLS #N6144470.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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