20550 EDGEWATER DRIVE, PORT CHARLOTTE, FL, 33952
Active66 days on marketListed Jun 11, 2026MLS #N6144690
About this home
20550 EDGEWATER DRIVE
Don’t miss the chance to own this must-see home, featuring a beautifully updated kitchen with granite countertops and situated on a large oversized lot that provides plenty of room for outdoor living, entertaining, or future enhancements. An oversized one-car garage and RV hook-ups add extra convenience, making this property both practical and versatile. The location is unbeatable—just minutes from parks, beaches, boating, fishing, and swimming—making it the perfect place to fully embrace the Florida lifestyle. Imagine spending your days on the water or relaxing in the sunshine, all while knowing you’re only a short drive away from everyday conveniences like shopping, dining, and schools. With no HOA and no CDD fees, you’ll enjoy the freedom to personalize your property without restrictions. To top it off, this home comes equipped with energy-efficient solar panels, offering the added benefit of significantly reduced electric bills—so you can save money while living comfortably year-round. Whether you’re looking for a primary residence, a vacation getaway, or an investment opportunity, this home truly has it all!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,176
Sqft
0.25 ac
Lot size
1
Garage
1981
Year built
One
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,817 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,817/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.8%
$/sqft vs Port Charlotte actives
$170 vs $209
Days on market
66 vs 59 typical
Where $170/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
33,991
Median age
53.7
Median income
$56,117
Median home value
$224,900
Avg household
2.3
Households w/ children
2,952
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
200 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 20550 EDGEWATER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$180,000
858 CONREID DRIVE NE
3 bd · 1 ba · 1,237 sqft · $146/sqft · 165 DOM
Sold · Feb ’26$282,000
4255 CONWAY BOULEVARD
3 bd · 2 ba · 1,237 sqft · $228/sqft · 1 DOM
Sold · Jun ’26$217,000
744 CONREID DRIVE NE
3 bd · 2 ba · 1,266 sqft · $171/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Moe Thouk Oo
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20550 EDGEWATER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20550 EDGEWATER DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
20550 EDGEWATER DRIVE FAQs
What would the monthly payment be for 20550 EDGEWATER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,817/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20550 EDGEWATER DRIVE?+
The most recent tax bill on record (2025) was $4,691. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $200,000, this home is listed about 39% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 20550 EDGEWATER DRIVE?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Ronald Smith. MLS #N6144690.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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