12404 WILLMINGTON BOULEVARD, PORT CHARLOTTE, FL, 33981
Active31 days on marketListed Jul 10, 2026MLS #N6144979
About this home
12404 WILLMINGTON BOULEVARD
Enjoy the best of Florida living in this three-bedroom, two-bath home ideally situated less than 20 minutes from the sandy shores of Englewood Beach. Whether you're searching for a year-round residence, seasonal retreat or investment opportunity, this home offers a functional layout, major system updates and plenty of potential to make it your own. The split-bedroom floor plan provides privacy for the primary suite, complete with a walk-in closet, while the inviting living spaces offer flexibility for both everyday living and entertaining. The kitchen features ample counter space, a convenient closet pantry and easy access to the screened lanai, creating a comfortable flow for indoor and outdoor living. Recent improvements provide added confidence, including a new water heater in June of 2026, a new air conditioner in 2024 and a new roof in 2023. Outside, the chain-link fenced backyard offers a secure space for pets, play or gardening, while the desirable X flood zone adds additional peace of mind. Conveniently located near shopping, dining, golf courses, parks and some of Southwest Florida's most beautiful Gulf beaches, this home combines everyday convenience with the relaxed coastal lifestyle that makes Florida such a desirable place to call home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,283
Sqft
0.23 ac
Lot size
2
Garage
2005
Year built
One
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,905 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,905/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.6%
$/sqft vs Port Charlotte actives
$194 vs $208
Days on market
31 vs 60 typical
Where $194/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood East
Get to know Port Charlotte. See the full Port Charlotte guide →
Englewood East — neighborhood snapshot
Population
12,116
Median age
58
Median income
$62,950
Median home value
$270,898
Avg household
2
Households w/ children
673
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
188 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 526% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 12404 WILLMINGTON BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$360,000
6393 DRUCKER CIRCLE
2 bd · 2 ba · 1,303 sqft · $276/sqft · 13 DOM
Sold · Aug ’26$276,705
7153 RISON STREET
3 bd · 2 ba · 1,240 sqft · $223/sqft · 69 DOM
Sold · Nov ’25$222,000
7104 CASTILLA STREET
2 bd · 2 ba · 1,240 sqft · $179/sqft · 109 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12404 WILLMINGTON BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12404 WILLMINGTON BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12404 WILLMINGTON BOULEVARD FAQs
What would the monthly payment be for 12404 WILLMINGTON BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,905/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12404 WILLMINGTON BOULEVARD?+
The most recent tax bill on record (2025) was $2,028. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $249,000, this home is listed about 25% below the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.
Which schools are assigned to 12404 WILLMINGTON BOULEVARD?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBYS INTL REALTY · Beth Sargent. MLS #N6144979.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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