
12131 VAUGHAN AVENUE, PORT CHARLOTTE, FL, 33981
Active9 days on marketListed Sep 11, 2026MLS #N6145263
About this home
12131 VAUGHAN AVENUE
Welcome to a beautifully updated hidden gem in Gulf Cove, approximately 15 minutes from the gorgeous beaches of Manasota Key! This inviting 3-bedroom, 2-bath pool home with a 2-car garage blends modern style, thoughtful improvements, and the relaxed indoor-outdoor living that makes Southwest Florida so special. From the moment you step inside, vaulted ceilings create an open, airy atmosphere, while the uninterrupted sightline leads directly toward the sparkling heated saltwater pool. The open-concept, split-bedroom design features tile flooring throughout, modern light fixtures, and updated ceiling fans. A fully retractable five-panel sliding-glass door system opens the living room to the screened lanai, creating a seamless space for entertaining or simply enjoying Florida’s beautiful weather. Two bedrooms also feature sliding-glass doors leading directly to the lanai and pool area. At the heart of the open living space, the renovated kitchen features cabinetry installed in 2024, an oversized granite island thoughtfully designed with storage on both sides, a coordinating granite backsplash, and a dedicated coffee bar. Both bathrooms have been completely reimagined—the guest bathroom in 2024 and the primary bathroom in December 2025—with contemporary fixtures, elegant floor-to-ceiling tilework, and custom sliding-glass shower enclosures. Step outside and imagine sunny afternoons by the pool, peaceful evenings on the lanai, and effortless gatherings with family and friends. The pool was refinished with an epoxy surface and new tile in 2024, converted to saltwater in 2025, and enhanced with a heater in December 2025. The surrounding pool area was also freshly repainted. Additional improvements include a 2023 roof, a new irrigation system installed in December 2025, and septic pumping and inspection completed in August 2026. The solar panels are leased. Bring your boat, Jet Ski, and sense of adventure—this is where the Gulf Coast lifestyle comes to life! With no mandatory HOA and no CDD, the home offers a relaxed setting close to boating and outdoor recreation. Optional membership in Property Owners of Gulf Cove provides access to a private waterfront park, with boat-ramp privileges available through a separate annual decal. The home is offered unfurnished; however, the furniture and décor may be available for purchase separately. Conveniently located near shopping, boating, Englewood, and Manasota Key Gulf beaches, this distinctive Gulf Cove home is ready to be enjoyed!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,462
Sqft
0.3 ac
Lot size
2
Garage
1997
Year built
One
Levels
$291
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,220 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,220/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.7%
$/sqft vs PORT CHARLOTTE SEC 056
$291 vs $218
Days on market
9 vs 59 typical
Where $291/sqft sits among the 11 homes for sale in PORT CHARLOTTE SEC 056
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
8 of 11
PORT CHARLOTTE SEC 056 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the Port Charlotte median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 12131 VAUGHAN AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$305,000
12564 FELDMAN AVENUE · same community
3 bd · 2 ba · 1,461 sqft · $209/sqft · 616 DOM
Sold · Aug ’26$290,000
5049 WHITE AVENUE · same community
4 bd · 2 ba · 1,485 sqft · $195/sqft · 58 DOM
Sold · Jun ’26$287,250
4464 CALLAWAY STREET · same community
4 bd · 2 ba · 1,426 sqft · $201/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12131 VAUGHAN AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12131 VAUGHAN AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12131 VAUGHAN AVENUE FAQs
What would the monthly payment be for 12131 VAUGHAN AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,220/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12131 VAUGHAN AVENUE?+
The most recent tax bill on record (2025) was $4,445. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12131 VAUGHAN AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $425,000, this home is listed about 29% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Mila Ostroumova. MLS #N6145263.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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