
449 N OSPREY AVENUE, SARASOTA, FL, 34236
Active40 days on marketListed Aug 11, 2026MLS #N6145316
About this home
449 N OSPREY AVENUE
INQUIRE ABOUT SELLER FINANCING OPTIONS. Prime 5,042 sq. ft. corner lot in downtown Sarasota, zoned DTN (Downtown Neighborhood), offering an excellent opportunity to build in one of Sarasota’s established downtown neighborhoods. The 50' x 101' lot has public water and sewer available, along with electricity and cable, making it well positioned for future development. DTN zoning supports residential development and other neighborhood-compatible uses, with the specific building type, density, setbacks, height, parking, and other development requirements subject to current City of Sarasota regulations and site-specific review. The location puts you close to the best of downtown Sarasota, with a vibrant mix of restaurants, cafés, boutique shopping, galleries, entertainment, and cultural venues nearby. Gillespie Park is just a short distance away, offering walking trails, tennis and basketball courts, a playground, fitness areas, a pond, and a dog park, providing convenient outdoor recreation in an established downtown neighborhood. The property also offers convenient access to Sarasota’s renowned Gulf Coast beaches, including Lido Key and Siesta Key, as well as St. Armands Circle for shopping and dining. With downtown amenities, parks, waterfront recreation, arts and culture, restaurants, and beaches all within easy reach, this corner lot presents an attractive opportunity to create a new residence or investment property in a highly desirable Sarasota location.
Facts & features
The home at a glance
0.12 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,995 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,995/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Sarasota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
SARASOTA 34236 — neighborhood snapshot
Population
13,916
Median age
66.6
Median income
$96,400
Median home value
$917,100
Avg household
1.63
Households w/ children
460
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% below the SARASOTA 34236 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 449 N OSPREY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$635,000
515 N OSPREY AVENUE · same community
3 bd · 2 ba · 1,840 sqft · $345/sqft · 116 DOM
Sold · Dec ’25$522,500
433 N OSPREY AVENUE · same community
3 bd · 3 ba · 1,949 sqft · $268/sqft · 230 DOM
Sold · Jun ’26$620,000
2421 PROSPECT STREET
3 bd · 1.5 ba · 972 sqft · $638/sqft · 105 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 449 N OSPREY AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 449 N OSPREY AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
449 N OSPREY AVENUE FAQs
What would the monthly payment be for 449 N OSPREY AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,995/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 449 N OSPREY AVENUE?+
The most recent tax bill on record (2025) was $4,398. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sarasota?+
At $390,000, this home is listed about 29% below the Sarasota median of $552,448. The market section on this page shows how the area is trending.
Which schools are assigned to 449 N OSPREY AVENUE?+
Alta Vista Elementary School (elementary), Booker High School (high), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ON THE WATER S · Patrick Brogley. MLS #N6145316.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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