CENTURY 21 Edge
$1,650,0004 bd4 ba2,695 sqft$612 /sqft$10,049 /mo all-in ↓

449 N OSPREY AVENUE, SARASOTA, FL, 34236

Active4 days on marketListed Sep 16, 2026MLS #N6145689

New constructionPrivate poolSingle Family ResidenceCENTRAL PARK SUB

About this home

449 N OSPREY AVENUE

Pre-Construction. To be built. An extraordinary modern masterpiece offering 2,695 sq. ft. of luxury living area (3,434 sq. ft. under roof) is coming to this prime 5,042 sq. ft. corner lot (50' x 101') in downtown Sarasota’s sought-after DTN-zoned corridor, 75% lot coverage and 3 story height limits. Designed for the discerning buyer, this home offers an exceptional luxury finishes package in an unbeatable downtown setting, just steps from the green spaces of Gillespie Park. With public water, sewer, electricity, and cable readily available, this high-end pre-construction opportunity is perfectly positioned for refined coastal living. The home features a thoughtful split floor plan with dual entrances, offering distinct front porch and side porch entries. Step inside to experience a grand open-concept layout defined by clean lines and modern elegance. Soaring 10-foot ceilings on the first level and 9-foot ceilings on the second level create an airy, light-filled atmosphere, kept comfortable year-round by multi-zone AC systems. A welcoming foyer sitting room introduces the home, seamlessly flowing into an expansive kitchen, living room, and breakfast nook combination anchored by a stylish ventless fireplace. Crisp Level 5 smooth-finish drywall runs throughout, complemented by minimalist 6-inch flat base moldings and continuous wide-plank engineered wood flooring. The gourmet kitchen serves as the heart of the home, showcase-ready with custom flat-panel cabinetry in a calm Ash Oak wood-grain finish, accented by glass display uppers and floating shelves. A dramatic 3 to 3.5-inch mitered quartz waterfall island frames a world-class, fully integrated Sub-Zero appliance package, while space is thoughtfully designed to accommodate a custom floor-to-ceiling glass wine display. Every bedroom in the home is designed as a private retreat, complete with its own walk-in closet and dedicated en-suite bathroom. The luxurious primary suite is located upstairs for ultimate privacy and features dual vanities along with a spa-inspired bathroom equipped with a freestanding tub/shower combination area and floor-to-ceiling tile. Bedroom 1 also enjoys the added convenience of dual vanities in its private en-suite. Outdoors, the property offers space for an inviting backyard retreat, featuring a private pool and potential poolside cabana designed for seamless indoor-outdoor Florida entertaining. Beyond the home, you are situated in a vibrant, established downtown neighborhood. Enjoy incredible walkability to Gillespie Park’s walking trails, tennis and basketball courts, fitness areas, and dog park. The best of Sarasota is right at your doorstep, from local cafés, fine dining, and boutique shopping to world-class arts and culture. Best of all, you are just a short drive from the sugary sands of Lido Key, Siesta Key, and the famous shopping dining district of St. Armands Circle.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

2,695

Sqft

0.12 ac

Lot size

2

Garage

2027

Year built

Two

Levels

$612

Per sqft

Private poolFireplace

Inside

FlooringHardwood
AppliancesCooktop · Dishwasher · Range Hood · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingNatural Gas

Outside & construction

RoofShingle
ConstructionConcrete
FoundationSlab
FacesSouth
ExteriorOther

Community & fees

Taxes (2025)$4,398/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Public · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$10,049 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,903
PMI (est., until 20% equity)$619
Property tax — 2025 actual bill$366
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $165,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $165,000
Interest rate6.00%
Loan term

Estimated payment

$10,049/mo

Principal & interest$8,903
PMI (est., until 20% equity)$619
Property taxes (actual bill)$366
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.6M
$1.3MedgeAI estimate $2,031,819 · range $1.3M$2.4M$2.5M

vs edgeAI estimate

−18.8%

$/sqft vs Sarasota actives

$612 vs $354

Days on market

4 vs 63 typical

Where $612/sqft sits among the 400 Sarasota actives

212
55 · this home
53
36
14
30
$158–390$390–621$621–853$853–1084$1084–1316$1316+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Drive times from this address

Downtown Tampa63 min
Tampa Int’l Airport (TPA)70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34236 — neighborhood snapshot

Population

13,916

Median age

66.6

Median income

$96,400

Median home value

$917,100

Avg household

1.63

Households w/ children

460

For the school run

Sarasota County School District

ElementaryAlta Vista Elementary School★★★★★
HighBooker High School★★★★★
MiddleBooker Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$475K$493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

198 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 120% above the SARASOTA 34236 median. See the full Sarasota market guide →

Paper trail

This home's history

Sep 16, 2026Listed at $1,650,000 · 4 days on market since
2027Built · CENTRAL PARK SUB

Reality check

What actually sold near 449 N OSPREY AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

433 N OSPREY AVENUESold · Dec ’25

$522,500

433 N OSPREY AVENUE · same community

3 bd · 3 ba · 1,949 sqft · $268/sqft · 230 DOM

515 N OSPREY AVENUESold · Oct ’25

$635,000

515 N OSPREY AVENUE · same community

3 bd · 2 ba · 1,840 sqft · $345/sqft · 116 DOM

2425 FLOYD STREETSold · Sep ’25

$1,882,500

2425 FLOYD STREET

4 bd · 3.5 ba · 2,700 sqft · $697/sqft · 248 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 449 N OSPREY AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 449 N OSPREY AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

449 N OSPREY AVENUE FAQs

What would the monthly payment be for 449 N OSPREY AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,049/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 449 N OSPREY AVENUE?+

The most recent tax bill on record (2025) was $4,398. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Sarasota?+

At $1,650,000, this home is listed about 199% above the Sarasota median of $552,448. The market section on this page shows how the area is trending.

Which schools are assigned to 449 N OSPREY AVENUE?+

Alta Vista Elementary School (elementary), Booker High School (high), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,650,000 runs 120% above the SARASOTA 34236 median — but at 2,695 sqft it's also 62% larger than the typical Sarasota listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 4 days on market in a Sarasota market that averages 63 — if it fits, move quickly.

Listing courtesy of KELLER WILLIAMS ON THE WATER S · Patrick Brogley. MLS #N6145689.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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