203 LAKE VICTORIA COURT, ENGLEWOOD, FL, 34223
Active19 days on marketListed Sep 1, 2026MLS #N6145343
About this home
203 LAKE VICTORIA COURT
Virtually Staged. Priced to sell! Gorgeous lakefront pool home situated on an estate-sized lot in Stillwater, an upscale, gated, deed-restricted community. Major improvements include a beautifully remodeled kitchen completed in 2018, new cabinet doors and drawers added in 2026, a new roof in 2022, hurricane-impact windows and doors installed in 2023, Kevlar storm panels for the lanai and impact-rated garage doors added around 2023 to 2024, updated landscaping in 2024, and two remodeled bathrooms. Built by White Heron Homes, this spacious St. Lucia model offers more than 2,000 square feet of living area and over 3,000 total square feet, with three generously sized bedrooms, two bathrooms, a private office or flexible fourth-bedroom space, and a rare three-car garage with an epoxy floor completed in 2024. Soaring 10-foot ceilings, 8-foot doors, diagonal tile flooring, laminate flooring in all bedrooms installed in 2018, and tall impact-rated pocketing sliders create a bright, open interior designed for effortless indoor-outdoor living. The updated kitchen features crisp white shaker cabinetry, granite countertops with seating, a large center island, an undermount sink, stainless steel appliances, under-cabinet lighting, and a lighted pantry. An oversized aquarium window provides a picturesque view of the pool and lake from the breakfast area. The private primary suite opens directly to the lanai and includes two walk-in closets and a remodeled bathroom with quartz countertops and a walk-in tiled shower. Outside, the oversized screened lanai surrounds a distinctive Roman-style saltwater pool with solar heating, a waterfall, and lion-head fountains. The pool was refinished around 2020 to 2021 and is set against a beautiful lake backdrop. Enjoy relaxing water views from many of the home’s main living areas and throughout the expansive outdoor space. Additional highlights include quartz countertops in both bathrooms, granite countertops in the laundry room, tray ceilings, designer lighting, palm-style ceiling fans, an interior laundry room, and an irrigation system. The home is not located in a high-risk flood zone, and the seller reports that the 2026 homeowners insurance premium is only $2,200 per year. The seller also reports that the home is on the same power grid as the nearby hospital, which has historically resulted in quicker power restoration following outages. Ideally located in the heart of Englewood, Stillwater residents enjoy convenient access to the YMCA, Historic Dearborn Street, Englewood and Manasota Key beaches, local dining, shopping, and medical facilities. Experience the best of gated community living and schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,028
Sqft
0.34 ac
Lot size
3
Garage
2005
Year built
One
Levels
$296
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,119 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,119/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.2%
$/sqft vs Englewood actives
$296 vs $235
Days on market
19 vs 71 typical
Where $296/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Stillwater
Get to know Englewood. See the full Englewood guide →
Stillwater — neighborhood snapshot
Population
340
Median age
70
Median income
$77,995
Median home value
$437,100
Avg household
2
Households w/ children
28%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$330K → $353K
Englewood median sold, yr/yr
94.6%
Sale-to-list ratio (12 mo)
171 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% above the ENGLEWOOD 34223 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 203 LAKE VICTORIA COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$539,000
1502 STILLWATER BOULEVARD · same community
3 bd · 3 ba · 2,027 sqft · $266/sqft · 36 DOM
Sold · Mar ’26$330,000
214 LAKE VICTORIA COURT · same community
3 bd · 2 ba · 2,012 sqft · $164/sqft · 170 DOM
Sold · Jul ’26$550,000
183 CLEAR LAKE DRIVE · same community
3 bd · 2 ba · 2,056 sqft · $268/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 203 LAKE VICTORIA COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 203 LAKE VICTORIA COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
203 LAKE VICTORIA COURT FAQs
What would the monthly payment be for 203 LAKE VICTORIA COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,119/mo — principal and interest, the actual property-tax bill, the $173/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 203 LAKE VICTORIA COURT?+
The association fee works out to $173 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 203 LAKE VICTORIA COURT?+
The most recent tax bill on record (2025) was $3,886. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 203 LAKE VICTORIA COURT?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $599,900, this home is listed about 67% above the Englewood median of $359,950. The market section on this page shows how the area is trending.
Which schools are assigned to 203 LAKE VICTORIA COURT?+
Lemon Bay High School (high), Englewood Elementary School (elementary), L. A. Ainger Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$599,900 runs 60% above the ENGLEWOOD 34223 median — but at 2,028 sqft it's also 37% larger than the typical Englewood listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Lemon Bay High School, Englewood Elementary School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EVOLVE REAL ESTATE · Erik Dunigan. MLS #N6145343.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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