12004 SARTO LANE, NORTH PORT, FL, 34287
Active33 days on marketListed Aug 18, 2026MLS #N6145400
About this home
12004 SARTO LANE
RARE OPPORTUNITY! DOUBLE WATERFRONT LOTS | NO HOA | NO CDD | FULL PRIVACY! Welcome to this beautiful and private waterfront oasis in desirable North Port! This exceptional property offers a 3-bedroom, 2-bathroom home with a 2-car garage, mature landscaping, a huge lanai, and a waterfront dock—plus the opportunity to purchase the adjacent CLEAN waterfront lot (Tax ID 0770120042) for an additional $75,000! Combine both lots and create an incredible private waterfront estate with room for a pool, RV, boat, trailer, toys, and more. The home is move-in ready and features a 2023 water system and 2023 A/C, high ceilings, tile flooring throughout, upgraded granite countertops and cabinetry, and a heat sauna in the primary bedroom. Step outside to enjoy the peaceful waterfront setting, mature landscaping, oversized lanai, and private dock—perfect for fishing, relaxing, and enjoying Florida's beautiful outdoor lifestyle. Best of all, there are NO HOA FEES, NO CDD, and NO DEED RESTRICTIONS! Bring your boat, RV, travel trailer, and all your Florida toys. The adjacent waterfront lot offers an especially rare opportunity to expand your property and maximize privacy. Located just minutes from Warm Mineral Springs, shopping, restaurants, entertainment, golf, fishing, and beautiful Gulf beaches. Convenient access to I-75 and Tamiami Trail makes traveling throughout Southwest Florida easy. Enjoy proximity to CoolToday Park, the Spring Training home of the Atlanta Braves, as well as Punta Gorda, Sarasota, Fort Myers, and Tampa airports. This is a fantastic opportunity to own a private waterfront home in one of Florida's fastest-growing areas—with the flexibility and freedom that today's buyers are looking for. Buy the home alone or add the adjacent waterfront lot and create your own private waterfront compound! Don't miss this rare opportunity—schedule your private showing today! All information is deemed reliable but not guaranteed. Buyer and buyer's agent to verify all information, measurements, zoning, lot dimensions, and applicable restrictions.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,814
Sqft
0.19 ac
Lot size
2
Garage
2000
Year built
One
Levels
$248
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,355 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,355/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.4%
$/sqft vs WARM MINERAL SPGS
$248 vs $217
Days on market
33 vs 52 typical
Where $248/sqft sits among the 25 homes for sale in WARM MINERAL SPGS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Port
Get to know North Port. See the full North Port guide →
NORTH PORT 34287 — neighborhood snapshot
Population
26,241
Median age
56.1
Median income
$64,229
Median home value
$235,400
Avg household
2.23
Households w/ children
2,263
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$316K → $302K
North Port median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
14 of 25
WARM MINERAL SPGS have cut their price
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 300% above the NORTH PORT 34287 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near 12004 SARTO LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$260,000
12133 MADRID AVENUE · same community
3 bd · 2.5 ba · 1,770 sqft · $147/sqft · 102 DOM
Sold · Apr ’26$310,000
510 MARGARITA AVENUE · same community
3 bd · 2 ba · 1,954 sqft · $159/sqft · 82 DOM
Sold · Sep ’25$179,000
237 ORDUNA DRIVE · same community
2 bd · 2 ba · 1,630 sqft · $110/sqft · 184 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12004 SARTO LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12004 SARTO LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12004 SARTO LANE FAQs
What would the monthly payment be for 12004 SARTO LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,355/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12004 SARTO LANE?+
The most recent tax bill on record (2025) was $4,168. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in North Port?+
At $450,000, this home is listed about 34% above the North Port median of $334,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12004 SARTO LANE?+
Heron Creek Middle School (middle), North Port High School (high), Lamarque Elementary School (elementary) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY OF VENICE · Regina Melman. MLS #N6145400.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New North Port homes, in your inbox
Like 12004 SARTO LANE but not quite? A daily digest of every new listing in North Port — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Darrick to ping you on any price or status change →