CENTURY 21 Edge
$330,0003 bd2 ba1,530 sqft$216 /sqft$2,595 /mo all-in ↓

3498 DUNKIRK STREET, PORT CHARLOTTE, FL, 33980

Active22 days on marketListed Aug 29, 2026MLS #N6145547

Single Family ResidencePORT CHARLOTTE SEC 013

About this home

3498 DUNKIRK STREET

Virtually Staged. Welcome to this stunning, like-new 3-bedroom, 2-bath residence offering the perfect blend of modern comfort, thoughtful upgrades, and relaxed Florida luxury. Exceptionally maintained and showing beautifully, this home has the fresh, pristine feel of a brand-new property—without the wait of new construction. From the moment you arrive, the impressive double-door entry sets the tone. Step inside to a bright and sophisticated open-concept living space where soaring ceilings, tile flooring throughout, and an effortless flow between the living room, dining area, and kitchen create an inviting sense of space and elegance. Designed for both everyday comfort and entertaining, this home feels open, airy, and beautifully finished. The kitchen is both stylish and functional, featuring generous workspace and a convenient pantry closet for additional storage. The desirable split-bedroom floor plan offers privacy for both owners and guests, while the spacious primary suite serves as a peaceful retreat with dual his-and-hers closets and plenty of storage. Thoughtful details continue throughout the home, including a dedicated laundry room with built-in cabinetry, a reverse osmosis water system, and numerous upgrades that enhance both comfort and convenience. The home’s exceptional condition and meticulous care give it a truly move-in-ready, almost brand-new feel. One of the most impressive features is the expansive screened lanai spanning the entire length of the home. Complete with lighting and ceiling fans, this incredible outdoor living space feels like an extension of the interior and is perfect for morning coffee, evening cocktails, entertaining friends and family, or simply relaxing and enjoying the Florida lifestyle year-round. Outside, the oversized lot provides a wonderful sense of space and privacy. A concrete walkway surrounds the home, while multiple fruit trees add a touch of tropical Florida charm to the property. The location completes the package. Nestled in a quiet neighborhood, this beautiful home is just minutes from Sunseeker Resort and historic downtown Punta Gorda, with convenient access to I-75, golf courses, boating, shopping, waterfront dining, and all that Punta Gorda and Port Charlotte have to offer. If you’re looking for a home that combines the pristine feel of new construction with generous indoor and outdoor living spaces, an oversized lot, thoughtful upgrades, and an outstanding location, this is the one. Simply unpack, settle in, and start enjoying the Florida lifestyle. Schedule your private showing today—this exceptional, move-in-ready home is even more impressive in person!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,530

Sqft

0.27 ac

Lot size

2

Garage

2021

Year built

One

Levels

$216

Per sqft

Trees/Woods view

Inside

FlooringCeramic Tile · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesWest
ParkingDriveway · Garage Door Opener · Ground Level · Oversized
ExteriorAwning(s) · Balcony · Private Mailbox · Private Yard · Rain Gutters · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$4,158/yr

Utilities & systems

UtilitiesCable Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,595 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,943
FHA mortgage insurance (est.)$146
Property tax — 2025 actual bill$346
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,550Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,550
Interest rate6.00%
Loan term

Estimated payment

$2,595/mo

Principal & interest$1,943
FHA mortgage insurance (est.)$146
Property taxes (actual bill)$346
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $330K
$274KedgeAI estimate $288,479 · range $285K$290K$343K

vs edgeAI estimate

+14.4%

$/sqft vs PORT CHARLOTTE SEC 013

$216 vs $195

Days on market

22 vs 59 typical

Where $216/sqft sits among the 26 homes for sale in PORT CHARLOTTE SEC 013

2
3
4
4
5
8 · this home
$104–125$125–147$147–168$168–190$190–211$211+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Charlotte

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33980 — neighborhood snapshot

Population

13,235

Median age

63.4

Median income

$61,871

Median home value

$221,200

Avg household

2.09

Households w/ children

956

For the school run

Charlotte County School District

ElementaryPeace River Elementary School★★★★
MiddlePort Charlotte Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

11 of 26

PORT CHARLOTTE SEC 013 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 121% above the PORT CHARLOTTE 33980 median. See the full Port Charlotte market guide →

Paper trail

This home's history

Aug 29, 2026Listed at $330,000 · 22 days on market since
2021Built · PORT CHARLOTTE SEC 013

Reality check

What actually sold near 3498 DUNKIRK STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

23337 OLEAN BOULEVARDSold · Feb ’26

$275,000

23337 OLEAN BOULEVARD · same community

3 bd · 2 ba · 1,565 sqft · $176/sqft · 45 DOM

22200 ONEIDA AVENUESold · Apr ’26

$270,000

22200 ONEIDA AVENUE · same community

3 bd · 2 ba · 1,478 sqft · $183/sqft · 52 DOM

22406 NEW YORK AVENUESold · Jun ’26

$248,000

22406 NEW YORK AVENUE · same community

3 bd · 2 ba · 1,597 sqft · $155/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Erwin Vazquez

Your agent

Erwin Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3498 DUNKIRK STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3498 DUNKIRK STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3498 DUNKIRK STREET FAQs

What would the monthly payment be for 3498 DUNKIRK STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,595/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3498 DUNKIRK STREET?+

The most recent tax bill on record (2025) was $4,158. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Port Charlotte?+

At $330,000, this home is priced right at the Port Charlotte median.

Which schools are assigned to 3498 DUNKIRK STREET?+

Peace River Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EVOLVE REAL ESTATE · Ashley LeRoy. MLS #N6145547.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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