814 ELLICOTT CIRCLE NW, PORT CHARLOTTE, FL, 33952
Active22 days on marketListed Aug 29, 2026MLS #N6145552
About this home
814 ELLICOTT CIRCLE NW
Virtually Staged. This beautiful 3-bedroom, 2-bath waterfront home in the heart of Port Charlotte offers wide water views, access to Charlotte Harbor with only two bridges, and an incredible opportunity to enjoy the Florida boating lifestyle at an exceptional value. Imagine starting your mornings overlooking the water and spending your afternoons boating, fishing, and exploring everything Southwest Florida has to offer, all from your own backyard. With approximately 1,500 sq ft of living space, this well-maintained home has been thoughtfully updated and is ready for its next owner. Major 2023 improvements include impact windows, a new A/C system, new flooring, and fully renovated bathrooms, creating a fresh, modern feel while providing added peace of mind. Situated on a spacious 10,000 sq ft lot with a 2-car garage, there is plenty of room for vehicles, boating gear, and all your Florida toys. Best of all, there is NO HOA, giving you the freedom to truly enjoy your property and waterfront lifestyle. Conveniently located near shopping, dining, and everyday amenities in a growing area of Port Charlotte, this home is an excellent choice for a full-time residence, seasonal Florida getaway, or investment property. Waterfront, updated, boating access, no HOA, and priced under $350,000—opportunities like this are becoming harder to find. Schedule your private showing today and come see why this Port Charlotte waterfront home deserves to be at the top of your list!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,541
Sqft
0.23 ac
Lot size
2
Garage
1978
Year built
One
Levels
$224
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,741 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,741/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+40.8%
$/sqft vs PORT CHARLOTTE SEC 018
$224 vs $220
Days on market
22 vs 59 typical
Where $224/sqft sits among the 9 homes for sale in PORT CHARLOTTE SEC 018
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
33,991
Median age
53.7
Median income
$56,117
Median home value
$224,900
Avg household
2.3
Households w/ children
2,952
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
1 of 9
PORT CHARLOTTE SEC 018 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 109% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 814 ELLICOTT CIRCLE NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$165,000
20176 MIDWAY BOULEVARD · same community
3 bd · 2 ba · 1,504 sqft · $110/sqft · 1 DOM
Sold · Nov ’25$240,000
745 KELLSTADT STREET NW · same community
3 bd · 3 ba · 1,488 sqft · $161/sqft · 45 DOM
Sold · Jun ’26$277,200
20279 BLAINE AVENUE · same community
3 bd · 2 ba · 1,470 sqft · $189/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 814 ELLICOTT CIRCLE NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 814 ELLICOTT CIRCLE NW — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
814 ELLICOTT CIRCLE NW FAQs
What would the monthly payment be for 814 ELLICOTT CIRCLE NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,741/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 814 ELLICOTT CIRCLE NW?+
The most recent tax bill on record (2025) was $4,765. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $345,000, this home is listed about 5% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 814 ELLICOTT CIRCLE NW?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EVOLVE REAL ESTATE · Ashley LeRoy. MLS #N6145552.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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