
9230 PINE COVE DRIVE, ENGLEWOOD, FL, 34224
Active39 days on marketListed Sep 29, 2026MLS #N6145882
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About this home
9230 PINE COVE DRIVE
Virtually Staged. Experience exceptional Florida waterfront living in this ELEVATED 3-bedroom, 2-bath coastal retreat with a 4-CAR GARAGE, workshop, and 1,778 square feet of garage and storage space. Enjoy BOATABLE DEEP-WATER ACCESS with a short ride to the Intracoastal Waterway and Gulf.NO HOA. Perfectly positioned on an oversized lot, the property boasts 100 FEET OF CONCRETE SEAWALL, a CEMENT DOCK WITH POWER, and a COVERED BOAT LIFT, creating an outstanding setup for serious boaters. With sailboat-accessible water and no fixed bridges to limit your boating lifestyle, this is a rare opportunity to enjoy effortless access to some of Southwest Florida’s most desirable waterways. Multiple outdoor living spaces elevate the coastal experience, with screened lanais on both levels capturing peaceful water views and a wraparound porch perfectly positioned to enjoy both sunrise and sunset. An extended waterfront entertaining area provides even more space to relax, gather with friends, and take in the views just steps from your dock. A truly exceptional feature is the entire 1,774-square-foot lower-level garage and storage area, offering an extraordinary amount of flexible space rarely found in a waterfront property. BRAND NEW durable epoxy/polyaspartic floor coating with TRANSFERRABLE Warranty, fresh paint, and NEW LIGHTING, this expansive area also includes built-in shelving and a workbench. There is abundant room for a golf cart, boating and fishing gear, kayaks, bicycles, workshop space, recreational equipment, and extensive storage. The improvements continue into the lower-level lanai, creating a clean, bright, finished space that adds even more versatility for entertaining, hobbies, and waterfront living. The elevated main living level is designed to embrace the views, with large sliding glass doors filling the spacious great room and dining area with natural light while creating a seamless connection to the waterfront lanai. The updated kitchen features granite countertops, beautiful cabinetry, three pantries, a built-in desk, and direct lanai access, making it equally suited for everyday living and entertaining. The primary suite offers a private retreat with dual built-in closets and an ensuite bath featuring granite countertops and a walk-in shower. Two additional guest bedrooms provide excellent flexibility, including one with a Murphy bed and direct lanai access that works beautifully as a home office or guest suite, along with an oversized secondary guest room and well-appointed guest bath. All three bedrooms have been refreshed with NEW CARPET, enhancing the home's clean, move-in-ready appeal. Additional updates include a 2023 roof, 2023 A/C, 2024 water heater, and 2024 refrigerator and microwave, along with elevated HVAC placement for added peace of mind. The elevated design provides an important advantage for waterfront living, with NO FLOODING TO THE MAIN LIVING LEVEL during past storms or storm surge events. Beautiful landscaping further enhances the property's coastal setting. With deep-water boating access, approximately 100 feet of seawall, private dock and boat lift, expansive garage and storage space, multiple waterfront living areas, and an elevated main living level, this property delivers the lifestyle waterfront buyers are searching for. Move-in ready and designed around the water, it is a rare opportunity to enjoy boating, breathtaking views, and effortless access to the Intracoastal Waterway and Gulf—all from your own backyard.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,774
Sqft
0.26 ac
Lot size
4
Garage
1986
Year built
One
Levels
$499
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,476 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,476/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+127.9%
$/sqft vs Englewood actives
$499 vs $231
Days on market
39 vs 67 typical
Where $499/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34224 — neighborhood snapshot
Population
15,536
Median age
64.8
Median income
$57,281
Median home value
$287,100
Avg household
1.95
Households w/ children
738
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$323K → $340K
Englewood median sold, yr/yr
94.7%
Sale-to-list ratio (12 mo)
167 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 556% above the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 9230 PINE COVE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$670,000
9211 LAKE DRIVE · same community
2 bd · 2 ba · 1,358 sqft · $493/sqft · 24 DOM
Sold · Nov ’25$258,000
780 HELEN AVENUE · same community
3 bd · 2 ba · 1,238 sqft · $208/sqft · 45 DOM
Sold · Feb ’26$1,900,000
9300 GRIGGS ROAD · same community
3 bd · 3 ba · 2,332 sqft · $815/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9230 PINE COVE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9230 PINE COVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9230 PINE COVE DRIVE FAQs
What would the monthly payment be for 9230 PINE COVE DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,476/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9230 PINE COVE DRIVE?+
The most recent tax bill on record (2025) was $4,974. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9230 PINE COVE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $885,000, this home is listed about 153% above the Englewood median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9230 PINE COVE DRIVE?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Myakka River Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Yvonne Wolf. MLS #N6145882.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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