655 HARVEY STREET, ENGLEWOOD, FL, 34223
Active40 days on marketListed Sep 28, 2026MLS #N6145963
About this home
655 HARVEY STREET
Charming 2-Bedroom, 2-Bath Duplex in a Quiet Englewood Cul-de-Sac HALF OFF FIRST MONTH'S RENT AT MOVE IN!! PAY AS LITTLE AS $500 FOR YOUR SECURITY DEPOSIT!! Welcome to this well-maintained 2-bedroom, 2-bath half duplex with a single-car garage, ideally situated on a peaceful cul-de-sac in Englewood, just minutes from the beautiful Gulf beaches. This inviting residence features a desirable split-bedroom floor plan that provides privacy for owners and guests alike. The spacious Florida sunroom offers the perfect spot to relax with your morning coffee, entertain friends, or enjoy Florida's sunshine year-round. Step outside to a large, fenced backyard with plenty of space for pets, gardening, or outdoor gatherings. Conveniently located near Gulf beaches, shopping, dining, golf courses, and parks, this property offers a wonderful opportunity as a full-time residence, seasonal retreat, or investment. Enjoy low-maintenance Florida living in a quiet, desirable location. All Florida Suncoast residents are enrolled in the Resident Benefits Package (RBP) for $49.95/month which includes liability insurance, credit building to help boost the resident's credit score with timely rent payments, up to $1M Identity Theft Protection, HVAC air filter delivery (for applicable properties), move-in concierge service making utility connection and home service setup a breeze during your move-in, our best-in-class resident rewards program, on-demand pest control, and much more! More details upon application. Florida Suncoast Property Management is proud to offer deposit-free living to qualified renters through Obligo! We understand that moving costs can add up, so we want to extend financial flexibility to our residents. When you move in with us, you can skip paying a security deposit and use the savings where it can generate the most value for you.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
982
Sqft
0.4 ac
Lot size
1
Garage
1979
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Englewood actives
$2 vs $232
Days on market
40 vs 67 typical
Where $2/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34223 — neighborhood snapshot
Population
19,884
Median age
67.8
Median income
$76,016
Median home value
$408,000
Avg household
1.89
Households w/ children
689
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$323K → $340K
Englewood median sold, yr/yr
94.7%
Sale-to-list ratio (12 mo)
167 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the ENGLEWOOD 34223 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 655 HARVEY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$303,500
639 MICHIGAN AVENUE · same community
2 bd · 2 ba · 1,120 sqft · $271/sqft · 2 DOM
Sold · Apr ’26$355,000
653/655 HARVEY STREET · same community
4 bd · 4 ba · 1,964 sqft · $181/sqft · 0 DOM
Sold · Jan ’26$600,000
1490 HOMESTEAD DRIVE
2 bd · 2 ba · 1,014 sqft · $592/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kyler Lang
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 655 HARVEY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 655 HARVEY STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
655 HARVEY STREET FAQs
What would the monthly payment be for 655 HARVEY STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 655 HARVEY STREET?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $1,600, this home is listed about 100% below the Englewood median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 655 HARVEY STREET?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Laurie Shaffer. MLS #N6145963.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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