CENTURY 21 Edge
$439,900$449,0003 bd2 ba1,897 sqft$232 /sqft≈$4,140 /mo all-in ↓

443 BERMUDA ISLES CIRCLE, VENICE, FL, 34292

Active19 days on marketListed Oct 19, 2026MLS #N6146176

✦ Reduced $9KSingle Family ResidenceISLES OF CHESTNUT CREEK

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About this home

443 BERMUDA ISLES CIRCLE

What a beautiful place to call home! Welcome to the lovely Isles of Chestnut Creek, where maintenance-free living, peaceful water views, lush mature landscaping and a beautifully cared-for home come together to create something special! This gorgeous three-bedroom, two-bath home with a two-car garage is filled with charm, thoughtful upgrades and a wonderful sense of comfort from the moment you arrive. Go inside and you'll immediately appreciate the immaculate condition, inviting atmosphere and beautiful lake view that greets you from the moment you enter, drawing your eyes straight through the home to the extended lanai and sparkling water beyond. Beautiful matching ceramic tile flooring flows seamlessly throughout the home, creating a polished, spacious and elegant look. Plantation shutters grace nearly every window except two, adding timeless Florida charm. The beautifully renovated kitchen features gorgeous granite countertops, an eye-catching glass tile backsplash that adds a touch of sparkle and sophistication, beautiful cabinetry, and a pantry with convenient pullout drawers that make organization and everyday access an absolute breeze. Completing this wonderful kitchen are newer appliances (2022), including a convection microwave, and reverse osmosis water filtration (2024) serving the kitchen and refrigerator. Dimmable lighting adds just the right touch of ambiance. The inviting living area features a stunning triple sliding glass door with etched glass opening to the fabulous screened lanai, expanded in 2023 and complete with remote-controlled shades, all overlooking the tranquil neighborhood lake. This inviting outdoor retreat is ideal for morning coffee, entertaining friends, or simply relaxing and enjoying the peaceful water views. The spacious primary suite features a lovely tray ceiling, two closets, including a generous walk-in, private lanai access, and an en-suite bath with dual sinks, granite countertops, a private water closet, a separate soaking tub and a refreshed grout-free walk-in shower. Two additional bedrooms add versatility, including one with a charming bay window, while the updated guest bath features a quartz vanity, new cabinetry, mirror, lighting and walk-in shower. And there's more to love. A new roof, water heater, washer and dryer were installed in 2023. Additional highlights include a laundry room with utility sink and storage, epoxy-coated garage flooring, hurricane shutters, a dedicated generator connection with manual transfer switch and an annually serviced air-conditioning system. Surrounded by scenic lakes and lush greenery, the Isles of Chestnut Creek offers a wonderful community atmosphere with a clubhouse, swimming pool, fitness center, tennis, pickleball and shuffleboard courts, all conveniently near Venice's beautiful beaches, charming downtown, shopping and dining. Beautiful inside and out, lovingly maintained and filled with those special touches that make a house feel like home. Come see for yourself, you just might fall in love.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,897

Sqft

0.14 ac

Lot size

2

Garage

2001

Year built

One

Levels

$232

Per sqft

Water viewPartially

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Kitchen Reverse Osmosis System · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room · Sink
CoolingCentral Air
HeatingCentral · Electric
FurnishedPartially

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouth
ParkingDriveway · Garage Door Opener · Ground Level
ExteriorHurricane Shutters · Irrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$385/mo
Taxes (2025)$4,567/yr
PetsCats OK, Dogs OK
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Irrigation-Reclaimed Water · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Public · Sprinkler Recycled · Water Connected
WaterCanal/Lake For Irrigation

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,140 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$3,020
FHA mortgage insurance (est.)$195
Property tax — 2025 actual bill$381
HOA fee — from the listing$385
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,397Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,397
Interest rate7.50%
Loan term

Estimated payment

$4,140/mo

Principal & interest$3,020
FHA mortgage insurance (est.)$195
Property taxes (actual bill)$381
HOA / condo fee$385
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $440K
$361KedgeAI estimate $391,883 · range $376K–$404K$457K

vs edgeAI estimate

+12.3%

$/sqft vs Venice actives

$232 vs $241

Days on market

19 vs 49 typical

Where $232/sqft sits among the 400 Venice actives

127
152 · this home
52
27
12
30
$146–215$215–283$283–352$352–421$421–490$490+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Chestnut Creek

Drive times from this address

Downtown Tampa≈ 75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Venice. See the full Venice guide →

Chestnut Creek — neighborhood snapshot

Population

2,507

Median age

69

Median income

$77,128

Median home value

$411,100

Avg household

2

Households w/ children

157

For the school run

Sarasota County School District

ElementaryGarden Elementary School★★★★★
MiddleVenice Middle School★★★★★
HighVenice Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Venice market

Seller’s marketLeans seller — 3.3 months of inventoryBuyer’s market

$387K → $408K

Venice median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

163 of 400

Venice actives have cut their price

Median sold price, Venice, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 32% above the VENICE 34292 median. See the full Venice market guide →

Paper trail

This home's history

CurrentPrice reduced to $439,900 ▼ $9K
Oct 19, 2026Listed at $449,000 · 19 days on market since
2001Built · ISLES OF CHESTNUT CREEK

Reality check

What actually sold near 443 BERMUDA ISLES CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

467 BERMUDA ISLES CIRCLESold · Nov ’25

$328,460

467 BERMUDA ISLES CIRCLE · same community

3 bd · 2 ba · 1,844 sqft · $178/sqft · 2 DOM

403 BERMUDA ISLES CIRCLESold · Oct ’25

$330,000

403 BERMUDA ISLES CIRCLE · same community

3 bd · 2 ba · 1,726 sqft · $191/sqft · 81 DOM

538 CATALINA ISLES CIRCLESold · Aug ’26

$287,500

538 CATALINA ISLES CIRCLE · same community

3 bd · 2 ba · 1,509 sqft · $191/sqft · 20 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kyler Lang

Your agent

Kyler Lang

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 443 BERMUDA ISLES CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 443 BERMUDA ISLES CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

443 BERMUDA ISLES CIRCLE FAQs

What would the monthly payment be for 443 BERMUDA ISLES CIRCLE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,140/mo — principal and interest, the actual property-tax bill, the $385/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 443 BERMUDA ISLES CIRCLE?+

The association fee works out to $385 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 443 BERMUDA ISLES CIRCLE?+

The most recent tax bill on record (2025) was $4,567. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 443 BERMUDA ISLES CIRCLE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Venice?+

At $439,900, this home is listed about 10% above the Venice median of $398,700. The market section on this page shows how the area is trending.

Which schools are assigned to 443 BERMUDA ISLES CIRCLE?+

Garden Elementary School (elementary), Venice Middle School (middle), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$439,900 runs 32% above the VENICE 34292 median — but at 1,897 sqft it's also 20% larger than the typical Venice listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Garden Elementary School, Venice Middle School, Venice Senior High School — Venice Middle School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $449,000, now $439,900 — a $9K cut. The full history is in the market section below.

Listing courtesy of PREMIER SOTHEBYS INTL REALTY · Peggy Olson. MLS #N6146176.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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443 Bermuda Isles Circle, Venice, FL — 3 Bed 2 Bath for Sale