CENTURY 21 Edge
$380,0002 bd2 ba1,046 sqft$363 /sqft≈$4,225 /mo all-in ↓

5031 N BEACH ROAD UNIT 118, ENGLEWOOD, FL, 34223

Active12 days on marketListed Oct 26, 2026MLS #N6146214

✦ Priced 3% below the ENGLEWOOD 34223 medianCondominiumMANASOTA SHORES PH 02 BLDG B

About this home

5031 N BEACH ROAD UNIT 118

WAKE UP TO BEAUTIFUL LEMON BAY VIEWS AND ENJOY THE RELAXED LIFESTYLE OF MANASOTA KEY! Ideally situated in the heart of this charming coastal community, this inviting 2-bedroom, 2-bath condominium offers 1,046 square feet of comfortable living space, a screened lanai with views to Lemon Bay and deeded beach access to Gulf Beaches (currently under restoration), and a wonderful location close to waterfront dining, shopping, and recreation. Start your mornings watching the sunrise over Lemon Bay from your private screened lanai or the community dock. Spend your afternoons lounging by the heated community pool, fishing from the dock, or exploring Manasota Key beaches and everything Manasota Key has to offer. Whether you're looking for a peaceful retreat or an active coastal lifestyle, this is a place where every day can feel like a vacation. Inside, the bright, open floor plan seamlessly connects the living, dining, and kitchen areas, with sliding glass doors opening to the screened lanai and extending your living space outdoors. The freshly painted interior features ceramic tile flooring throughout, a well-appointed kitchen with granite countertops, marble tile backsplash, crisp white cabinetry, and a convenient breakfast bar. A granite-topped dining table provides additional space for casual meals or entertaining family and friends. The spacious primary suite offers direct access to the lanai, a walk-in closet, and an updated ensuite bathroom. Additional conveniences and improvements include an in-unit stackable washer and dryer, NEW ELECTRICAL PANEL (2025), HURRICANE-IMPACT WINDOWS, AND MOTORIZED ROLL-DOWN SHUTTERS. You'll also appreciate the ground-level storage unit for your fishing gear and coastal essentials, along with assigned under-building parking. And then there's the location! Some of Manasota Key's most popular restaurants and gathering spots, including The Waverly, Lock 'N Key, SandBar Tiki & Grille, and the White Elephant Pub, are just a short walk or bike ride away. Enjoy fresh seafood, waterfront dining, live music, and spectacular Gulf sunsets. Spend your days boating, kayaking, dolphin watching, exploring local shops, or taking a leisurely sunset cruise. Just a short drive away, historic Dearborn Street in downtown Englewood offers farmers markets, art walks, boutiques, and year-round community events. Whether you're searching for a full-time residence, a seasonal Florida getaway, or a property with rental potential, this condo offers an opportunity to enjoy the best of Manasota Key. Seasonal rentals are permitted with a minimum one-month lease. Please note that photos were taken when the condominium was furnished. Most furnishings have since been removed; however, the property is being offered with the dining table and two beds included. LEMON BAY SUNRISES, ISLAND BREEZES, AND THE EASYGOING MANASOTA KEY LIFESTYLE ARE WAITING FOR YOU! Schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,046

Sqft

1992

Year built

One

Levels

$363

Per sqft

Water viewPartiallyPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedPartially

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
ViewWater
FacesNorth
ParkingAssigned · Ground Level · Guest · Under Building
ExteriorBalcony · Hurricane Shutters · Irrigation System · Lighting · Outdoor Grill · Rain Gutters · Sliding Doors · Storage

Community & fees

HOA fee$850/mo
Taxes (2025)$5,254/yr
PetsYes
CommunityBay/Harbor Front · Dock · Fishing · Intracoastal Waterway · Water Access · Community Mailbox · Deed Restrictions · Pool · Special Community Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Phone Available · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,225 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,609
FHA mortgage insurance (est.)$168
Property tax — 2025 actual bill$438
Condo fee — from the listing$850
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,300Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,300
Interest rate7.50%
Loan term

Estimated payment

$4,225/mo

Principal & interest$2,609
FHA mortgage insurance (est.)$168
Property taxes (actual bill)$438
HOA / condo fee$850
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $380K
$334KedgeAI estimate $362,882 · range $348K–$386K$402K

vs edgeAI estimate

+4.7%

$/sqft vs Englewood actives

$363 vs $231

Days on market

12 vs 67 typical

Where $363/sqft sits among the 400 Englewood actives

177
111
54 · this home
20
10
28
$115–219$219–323$323–426$426–530$530–634$634+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34223 — neighborhood snapshot

Population

19,884

Median age

67.8

Median income

$76,016

Median home value

$408,000

Avg household

1.89

Households w/ children

689

For the school run

Charlotte County School District

HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$323K → $340K

Englewood median sold, yr/yr

94.7%

Sale-to-list ratio (12 mo)

167 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% below the ENGLEWOOD 34223 median. See the full Englewood market guide →

Paper trail

This home's history

Oct 26, 2026Listed at $380,000 · 12 days on market since
1992Built · MANASOTA SHORES PH 02 BLDG B

Reality check

What actually sold near 5031 N BEACH ROAD UNIT 118

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1977 BEACH ROAD UNIT 54Sold · Dec ’25

$265,000

1977 BEACH ROAD UNIT 54

2 bd · 2 ba · 1,044 sqft · $254/sqft · 9 DOM

1977 BEACH ROAD UNIT 73Sold · May ’26

$325,000

1977 BEACH ROAD UNIT 73

2 bd · 2 ba · 1,068 sqft · $304/sqft · 122 DOM

1977 BEACH ROAD UNIT 21Sold · Apr ’26

$225,000

1977 BEACH ROAD UNIT 21

2 bd · 1.5 ba · 1,068 sqft · $211/sqft · 85 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Pedro Ribeiro Gloria

Your agent

Pedro Ribeiro Gloria

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5031 N BEACH ROAD UNIT 118 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5031 N BEACH ROAD UNIT 118 — before you fall in love.

See it in person

Schedule a tour

Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5031 N BEACH ROAD UNIT 118 FAQs

What would the monthly payment be for 5031 N BEACH ROAD UNIT 118?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,225/mo — principal and interest, the actual property-tax bill, the $850/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5031 N BEACH ROAD UNIT 118?+

The association fee works out to $850 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5031 N BEACH ROAD UNIT 118?+

The most recent tax bill on record (2025) was $5,254. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5031 N BEACH ROAD UNIT 118?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $380,000, this home is listed about 9% above the Englewood median of $350,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5031 N BEACH ROAD UNIT 118?+

Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ENGLEWOOD 34223 market on paper

$380,000 is 3% below the ENGLEWOOD 34223 median of $392,403.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $850/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

Listing courtesy of COLDWELL BANKER REALTY · Karen Snow. MLS #N6146214.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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