CENTURY 21 Edge
$490,0004 bd3 ba1,846 sqft$265 /sqft≈$4,487 /mo all-in ↓

5389 CAMBIAGO STREET, SARASOTA, FL, 34238

Active1 days on marketListed Oct 22, 2026MLS #N6146299

Private poolTownhouseVILLAGEWALK

About this home

5389 CAMBIAGO STREET

Nestled within the gated community of Villagewalk, this beautifully maintained 4-bedroom, 3-bath pool home offers a flexible floor plan with two primary bedrooms and plenty of space for family and guests as well as multi-generation options. The main living area is bright and inviting, featuring porcelain tile flooring throughout the first floor and three sliding glass doors that open to the lanai and pool area, creating a seamless indoor-outdoor living experience. The kitchen has been nicely updated with granite countertops, a stainless steel sink, KitchenAid stainless steel appliances, white cabinetry, recessed lighting, and a convenient storage closet nearby. Just off the kitchen, the dining area is the perfect spot for everyday meals or entertaining. THE FIRST-FLOOR PRIMARY BEDROOM offers a custom walk-in closet, ENSUITE BATH, and private access to the front porch, a peaceful place to enjoy your morning coffee. Upstairs, you'll find a SECOND PRIMARY BEDROOM with a custom walk-in closet, ensuite bath with both a soaking tub and separate shower, plantation shutters, and access to its own balcony! Two additional bedrooms, including one with a custom WALK-IN closet and another with a custom built-in closet, share a full guest bath. The upstairs laundry room includes a GE washer and dryer, utility sink, and additional cabinetry for extra storage and convenience. Outside, the lanai and private pool create the perfect setting to enjoy Florida living year-round. The pool was resurfaced in 2020, a motorized retractable awning provides shade when desired, and the new electric pool heater installed in 2025 extends the swimming season. The widened rear paver driveway provides ample parking for 4 additional vehicles and leads to the oversized 2-car garage, complete with built-in cabinetry, attic access with pull-down stairs, an insulated garage door, and durable interlocking floor mats. Recent improvements provide peace of mind and include: a NEW TILE ROOF (2025), electric pool heater (2025), hurricane accordion shutters (2023), plantation shutters (2023), upstairs carpeting (2022), hot water heater (2021), widened paver driveway and walkway to the pool gate (2021), exterior painting (2021), A/C (2020), whisper-quiet bathroom exhaust fans (2020), granite countertops and stainless steel sink (2020), and KitchenAid kitchen appliances. Villagewalk is one of Palmer Ranch's most popular gated communities, offering resort-style amenities including a clubhouse, a restaurant, fitness center, tennis and pickleball courts, resort and lap pools, a poolside tiki bar, a gas station, scenic lakes connected by charming bridges, and miles of walking and biking paths. Palmer Ranch is widely recognized as one of Sarasota's premier master-planned communities, appreciated for its beautifully maintained neighborhoods, extensive green spaces, proximity to the Legacy Trail, and convenient access to Siesta Key Beach, downtown Sarasota, shopping, dining, golf, and top-rated healthcare facilities. Best of all, VillageWalk has NO CDD FEES, making it an exceptional value in one of Sarasota's most desirable locations.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,846

Sqft

0.08 ac

Lot size

2

Garage

2004

Year built

Two

Levels

$265

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Porcelain Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Central Vacuum · Primary Bedroom Main Floor · PrimaryBedroom Upstairs
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofConcrete · Tile
ConstructionStucco
FoundationSlab
FacesSouth
ExteriorHurricane Shutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$471/mo
Taxes (2025)$3,297/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,487 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$3,364
FHA mortgage insurance (est.)$217
Property tax — 2025 actual bill$275
HOA fee — from the listing$471
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,150Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,150
Interest rate7.50%
Loan term

Estimated payment

$4,487/mo

Principal & interest$3,364
FHA mortgage insurance (est.)$217
Property taxes (actual bill)$275
HOA / condo fee$471
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $490K
$380KedgeAI estimate $419,635 · range $396K–$438K$510K

vs edgeAI estimate

+16.8%

$/sqft vs Sarasota actives

$265 vs $298

Days on market

1 vs 75 typical

Where $265/sqft sits among the 400 Sarasota actives

240 · this home
57
30
25
9
39
$146–336$336–527$527–717$717–907$907–1098$1098+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Drive times from this address

Downtown Tampa≈ 64 min
Tampa Int’l Airport (TPA)≈ 75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34238 — neighborhood snapshot

Population

22,808

Median age

63.9

Median income

$94,583

Median home value

$532,800

Avg household

1.94

Households w/ children

1,611

For the school run

Sarasota County School District

ElementaryLaurel Nokomis School★★★★★
HighVenice Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller — 4.5 months of inventoryBuyer’s market

$475K → $493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

185 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 82% above the SARASOTA 34238 median. See the full Sarasota market guide →

Paper trail

This home's history

Oct 22, 2026Listed at $490,000 · 1 days on market since
2004Built · VILLAGEWALK

Reality check

What actually sold near 5389 CAMBIAGO STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7753 BERGAMO AVENUESold · Aug ’26

$446,000

7753 BERGAMO AVENUE · same community

4 bd · 3 ba · 1,867 sqft · $239/sqft · 0 DOM

7662 PESARO DRIVESold · Mar ’26

$405,000

7662 PESARO DRIVE · same community

2 bd · 2 ba · 1,693 sqft · $239/sqft · 3 DOM

5651 MODENA PLACESold · Nov ’25

$421,000

5651 MODENA PLACE · same community

2 bd · 2 ba · 1,693 sqft · $249/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 5389 CAMBIAGO STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5389 CAMBIAGO STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5389 CAMBIAGO STREET FAQs

What would the monthly payment be for 5389 CAMBIAGO STREET?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,487/mo — principal and interest, the actual property-tax bill, the $471/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5389 CAMBIAGO STREET?+

The association fee works out to $471 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5389 CAMBIAGO STREET?+

The most recent tax bill on record (2025) was $3,297. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5389 CAMBIAGO STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $490,000, this home is listed about 11% below the Sarasota median of $550,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5389 CAMBIAGO STREET?+

Laurel Nokomis School (elementary), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$490,000 runs 82% above the SARASOTA 34238 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a Sarasota market that averages 75 — if it fits, move quickly.

04Strong assigned schools

Laurel Nokomis School, Venice Senior High School — Laurel Nokomis School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Evelyn Casella. MLS #N6146299.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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