514 HARBOR DRIVE S, VENICE, FL, 34285
Pending5 days on marketListed Oct 27, 2026MLS #N6146358
About this home
514 HARBOR DRIVE S
LISTED AT LOT VALUE! EXISTING HOME IS A BONUS! One of the best-priced opportunities on Venice Island! This 11,000+ sq. ft. lot offers desirable western exposure, a natural elevation of approximately 14 feet, and a location outside the designated flood hazard zones. Situated outside the Venetian Theme District, the property offers greater architectural design flexibility for your future custom home. With approximately 3,800 sq. ft. of potential building coverage under roof, there's room to envision a spacious single-story residence or explore a two-story design. The property's natural elevation may also allow for construction without the need for elevated living areas. Enjoy an unbeatable Venice Island location just ½ mile from historic downtown's restaurants and shops and approximately 0.7 miles from public beach access. Build your dream home in one of Venice's most desirable locations, or take advantage of the existing residence!
Facts & features
The home at a glance
0.25 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,878 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,878/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Venice South Gulf View
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Venice. See the full Venice guide →
Venice South Gulf View — neighborhood snapshot
Population
205
Median age
71
Median income
$94,813
Median home value
$647,159
Avg household
2
Households w/ children
3%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Venice market
$387K → $408K
Venice median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Venice, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 209% above the VENICE 34285 median. See the full Venice market guide →
Paper trail
This home's history
Reality check
What actually sold near 514 HARBOR DRIVE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$135,000
360 BASE AVENUE E UNIT 413
2 bd · 1 ba · 716 sqft · $189/sqft · 269 DOM
Sold · Jul ’26$110,000
400 BASE UNIT 225
2 bd · 2 ba · 811 sqft · $136/sqft · 326 DOM
Sold · Jun ’26$125,000
400 BASE AVENUE E UNIT 213
2 bd · 2 ba · 811 sqft · $154/sqft · 406 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 514 HARBOR DRIVE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 514 HARBOR DRIVE S — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
514 HARBOR DRIVE S FAQs
What would the monthly payment be for 514 HARBOR DRIVE S?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,878/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 514 HARBOR DRIVE S?+
The most recent tax bill on record (2025) was $7,409. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 514 HARBOR DRIVE S?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Venice?+
At $615,000, this home is listed about 54% above the Venice median of $398,700. The market section on this page shows how the area is trending.
Which schools are assigned to 514 HARBOR DRIVE S?+
Venice Elementary School (elementary), Venice Senior High School (high), Venice Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$615,000 runs 209% above the VENICE 34285 median.
02Fresh on the market
Only 5 days on market in a Venice market that averages 49 — if it fits, move quickly.
03Strong assigned schools
Venice Elementary School, Venice Senior High School, Venice Middle School — Venice Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Cassie Dalton. MLS #N6146358.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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