CENTURY 21 Edge
$160,0003 bd2 ba1,125 sqft$142 /sqft≈$1,396 /mo all-in ↓

1128 POWHATTAN STREET, JACKSONVILLE, FL, 32209

Active0 days on marketListed Nov 6, 2026MLS #N6146498

Single Family ResidenceLINCOLNTON

About this home

1128 POWHATTAN STREET

PRICED TO SELL MOVE-IN READY • BUILT IN 2013 • NEW FLOORING THROUGHOUT • FRESHLY PAINTED • NEW APPLIANCES • COZY FRONT PORCH • CONVENIENT LOCATION • [NO FLOOD INSURANCE REQUIRED — PENDING VERIFICATION] Welcome to 1128 Powhattan Street in Jacksonville! This inviting 3-bedroom, 2-bathroom home offers 1,125 square feet of comfortable living space, combining modern updates with the charm of a cozy Florida home. Step inside to discover new flooring throughout, fresh paint, and new appliances, creating a clean, refreshed interior ready for you to make your own. The functional layout offers comfortable spaces for everyday living, whether you’re relaxing at home or entertaining friends and family. Start your mornings on the cozy front porch with a cup of coffee, or unwind in the evening while enjoying the Florida lifestyle. This welcoming outdoor space adds a special touch to a home designed for comfort and convenience. Conveniently located near shopping, dining, Downtown Jacksonville, and Riverside, this property offers easy access to everyday essentials and some of the city’s most popular destinations. Whether you’re searching for your next home or an investment opportunity, 1128 Powhattan Street offers a wonderful combination of updates, location, and possibilities. Schedule your showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,125

Sqft

0.1 ac

Lot size

2013

Year built

One

Levels

$142

Per sqft

Inside

FlooringLaminate · Tile
AppliancesCooktop · Dishwasher · Microwave · Refrigerator
InteriorOther
LaundryNone
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionConcrete
FoundationBlock
FacesEast
ExteriorNone

Community & fees

Taxes (2025)$806/yr

Utilities & systems

UtilitiesOther
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,396 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,098
FHA mortgage insurance (est.)$71
Property tax — 2025 actual bill$67
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,600Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,600
Interest rate7.50%
Loan term

Estimated payment

$1,396/mo

Principal & interest$1,098
FHA mortgage insurance (est.)$71
Property taxes (actual bill)$67
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $160K
$147KedgeAI estimate $170,375 · range $153K–$187K$195K

vs edgeAI estimate

−6.1%

Days on market

0 vs 39 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside New Town

Get to know Jacksonville. See the full Jacksonville guide →

New Town — neighborhood snapshot

Population

2,842

Median age

31

Median income

$18,900

Avg household

2

Households w/ children

360

For the school run

Duval County School District

ElementarySmart Pope Livingston Elementary
HighWilliam M. Raines High School★★★★★
MiddleLake Shore Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Jacksonville market

Seller’s marketLeans seller — 3.3 months of inventoryBuyer’s market

$310K → $336K

Jacksonville median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

Median sold price, Jacksonville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 46% above the JACKSONVILLE 32209 median. See the full Jacksonville market guide →

Paper trail

This home's history

Nov 6, 2026Listed at $160,000 · 0 days on market since
2013Built · LINCOLNTON

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Pedro Ribeiro Gloria

Your agent

Pedro Ribeiro Gloria

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1128 POWHATTAN STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1128 POWHATTAN STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1128 POWHATTAN STREET FAQs

What would the monthly payment be for 1128 POWHATTAN STREET?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,396/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1128 POWHATTAN STREET?+

The most recent tax bill on record (2025) was $806. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Jacksonville?+

At $160,000, this home is listed about 45% below the Jacksonville median of $289,990. The market section on this page shows how the area is trending.

Which schools are assigned to 1128 POWHATTAN STREET?+

Smart Pope Livingston Elementary (elementary), William M. Raines High School (high), Lake Shore Middle School (middle) — Duval County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SELLSTATE ADVANTAGE REALTY · Deborah Harris. MLS #N6146498.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1128 Powhattan Street, Jacksonville, FL — 3 Bed 2 Bath for Sale