104 FRAN DRIVE, NEW SMYRNA BEACH, FL, 32168
Active904 days on marketListed Feb 23, 2024MLS #NS1080628
About this home
104 FRAN DRIVE
Commercial property! Prime location on Highway 44 with B3 / Mixed Use & Residential Zoning, presenting an incredible opportunity for a live-work arrangement, home business or rental investment. This property has 82 feet of Frontage along Highway 44 with a generous side yard offering endless possibilities. Situated in a high-traffic area with exceptional visibility, this property has convenience & potential. Perfectly positioned across from a busy shopping center, the location speaks for itself! Recently renovated, 104 Fran is ready to move into with its new updates and fresh appeal. Enjoy the perks of a Commercial Property while living in a beach community, just moments away from shopping amenities, restaurants, a mere 2-mile drive to I-95 for effortless commuting or a short distance for a day at the beach. Whether you're looking to establish a business, create a welcoming home, or explore investment opportunities, this property offers the perfect canvas to realize your vision. Don't miss out on this rare chance to secure a versatile property in a highly sought-after location. Schedule your showing today and envision the endless possibilities awaiting at 104 Fran Dr!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,064
Sqft
0.31 ac
Lot size
1956
Year built
One
Levels
$277
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,200 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,200/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.4%
$/sqft vs New Smyrna Beach actives
$277 vs $373
Days on market
904 vs 72 typical
Where $277/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Smyrna Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
NEW SMYRNA BEACH 32168 — neighborhood snapshot
Population
30,688
Median age
54.9
Median income
$72,967
Median home value
$310,200
Avg household
2.15
Households w/ children
2,507
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
218 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 104 FRAN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$245,000
488 SHOREWOOD LANE
2 bd · 2 ba · 1,054 sqft · $232/sqft · 87 DOM
Sold · Nov ’25$200,000
265 TANNER STREET
2 bd · 1.5 ba · 1,052 sqft · $190/sqft · 7 DOM
Sold · Feb ’26$295,000
1210 BOLTON ROAD
2 bd · 2 ba · 1,032 sqft · $286/sqft · 133 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 104 FRAN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 104 FRAN DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
104 FRAN DRIVE FAQs
What would the monthly payment be for 104 FRAN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,200/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 104 FRAN DRIVE?+
The most recent tax bill on record (2023) was $2,112. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Smyrna Beach?+
At $294,500, this home is listed about 44% below the New Smyrna Beach median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 104 FRAN DRIVE?+
Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the NEW SMYRNA BEACH 32168 market on paper
$294,500 is 21% below the NEW SMYRNA BEACH 32168 median of $375,000, and at $277/sqft it sits under the New Smyrna Beach average of $425.
02Time on market is leverage
904 days on market against a New Smyrna Beach median of 72 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $343,000, now $294,500 — a $49K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE KEYES COMPANY · Andrea Lux. MLS #NS1080628.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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