CENTURY 21 Edge
$998,000$1,280,000$5,953 /mo all-in ↓

130 BRIDGEPORT ROAD, PALATKA, FL, 32177

Active686 days on marketListed Sep 24, 2024MLS #NS1082674

Reduced $282KBRIDGEPORT

About this home

130 BRIDGEPORT ROAD

Attention developers and investors! This collection of parcels in the Bostwick area of Putnam county is nicely located between the historic towns of Green Cove Springs and Palatka. This property has several potential agricultural and development opportunities including timber harvests or a planned unit development. Just off of the St Johns river, this would be a great location for a future small residential development. There is a public boat ramp very close that provides access to boating and the tremendous fishing on the St Johns. Currently zoned Agricultural with its tax advantages there is frontage on both W River Rd and Bridgeport Rd. The new First Coast Expressway near Green Cove is just 16 miles to the north for easy access to the greater Jacksonville area. Schedule an appt to come take a look at this incredible investment opportunity.

Facts & features

The home at a glance

63.45 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2023)$400/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,953 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,385
PMI (est., until 20% equity)$374
Property tax — 2023 actual bill$33
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $99,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $99,800
Interest rate6.00%
Loan term

Estimated payment

$5,953/mo

Principal & interest$5,385
PMI (est., until 20% equity)$374
Property taxes (actual bill)$33
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Palatka

Map of 130 BRIDGEPORT ROAD

Get to know Palatka. See the full Palatka guide →

PALATKA 32177 — neighborhood snapshot

Population

26,046

Median age

41.6

Median income

$47,486

Median home value

$158,800

Avg household

2.4

Households w/ children

3,008

For the school run

Putnam County School District

ElementaryWilliam D. Moseley Elementary School★★★★★
HighPalatka Junior - Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palatka market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$191K$230K

Palatka median sold, yr/yr

95.4%

Sale-to-list ratio (12 mo)

Median sold price, Palatka, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 808% above the PALATKA 32177 median. See the full Palatka market guide →

Paper trail

This home's history

CurrentPrice reduced to $998,000 $282K
Sep 24, 2024Listed at $1,280,000 · 686 days on market since

Reality check

What actually sold near 130 BRIDGEPORT ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

245 TARPON BOULEVARDSold · Oct ’25

$82,000

245 TARPON BOULEVARD

3 bd · 2 ba · 1,296 sqft · $63/sqft · 4 DOM

140 KINGFISH AVENUESold · Sep ’25

$130,000

140 KINGFISH AVENUE

3 bd · 2 ba · 1,512 sqft · $86/sqft · 74 DOM

108 SAINT JOHNS DRIVESold · May ’26

$675,000

108 SAINT JOHNS DRIVE

3 bd · 3 ba · 3,230 sqft · $209/sqft · 240 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jasmine Ince

Your agent

Jasmine Ince

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 130 BRIDGEPORT ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 130 BRIDGEPORT ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

130 BRIDGEPORT ROAD FAQs

What would the monthly payment be for 130 BRIDGEPORT ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,953/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 130 BRIDGEPORT ROAD?+

The most recent tax bill on record (2023) was $400. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palatka?+

At $998,000, this home is listed about 284% above the Palatka median of $259,900. The market section on this page shows how the area is trending.

Which schools are assigned to 130 BRIDGEPORT ROAD?+

William D. Moseley Elementary School (elementary), Palatka Junior - Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$998,000 runs 808% above the PALATKA 32177 median.

02Time on market is leverage

686 days on market against a Palatka median of 70 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $1,280,000, now $998,000 — a $282K cut. The full history is in the market section below.

Keep looking

Similar homes nearby

Listing courtesy of THE BARNETT GROUP, INC. · Steven Jones. MLS #NS1082674.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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130 BRIDGEPORT ROAD, PALATKA, FL — $998,000 | CENTURY 21 Edge