Homes for sale in
Palatka, Florida
Riverfront living on the St. Johns, priced for real life
29
Homes for sale
$259,000
Median list price
$263
Avg price / sqft
70
Median days on market
Palatka sits on the west bank of the St. Johns River in the heart of Putnam County, a working river town where fishing, front porches, and a slower pace still define daily life. It's the kind of place where a modest single-story home on a shady lot is the norm, and the river is never far from view. Most of what trades here is classic single-family homes, with a handful of manufactured and mobile homes rounding out the mix.
For buyers, this is one of the more affordable corners of North Central Florida. With 28 active listings and a median list price of $259,950, there's room to negotiate — homes are sitting about 64 days on market and sellers are averaging 95% of asking. If your budget is tighter, it's worth browsing by price, and for something special, a couple of luxury homes ($1m+) push the ceiling well above the median.
Palatka is in Putnam County, Florida.
Quick facts
$99,999 – $1.4M price range
1,502 sqft median home
Balanced right now
Fresh on the market
Newest homes in Palatka
View all 29 homes →
$84,900
504 N 18TH STREET, PALATKA
3 bd · 1.5 ba · 1,400 sqft
$314,000
101 ALLEN DRIVE, PALATKA
4 bd · 2 ba · 2,106 sqft
$170,000
1918 ROSELLE AVENUE, PALATKA
2 bd · 1 ba · 1,092 sqft
$309,800
104 EVERETT STREET, PALATKA
4 bd · 2 ba · 2,280 sqft
$1,249,000
375 BUCK SPRINGS ROAD, PALATKA
2 bd · 1.5 ba · 564 sqft
$450,000
2107 GOLF DRIVE, PALATKA
4 bd · 2 ba · 2,338 sqft
$210,000
101 SESAME STREET, PALATKA
2 bd · 2 ba · 2,232 sqft
$109,900
109 HANPARD LANE, PALATKA
2 bd · 1 ba · 1,280 sqft
$215,000$250,000
108 ASHLEY DRIVE, PALATKA
2 bd · 1 ba · 1,104 sqft
$175,000
212 MIMOSA DRIVE, PALATKA
3 bd · 1.5 ba · 1,398 sqft
$174,900$189,900
111 ELM AVENUE, PALATKA
4 bd · 1 ba · 1,270 sqft
$497,000$500,000
134 BOWFIN DRIVE, PALATKA
3 bd · 2.5 ba · 2,540 sqft
26 of 29 active listings shown
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The numbers that matter
The Palatka market
Balanced
6.2 months of inventory
Supply and demand are roughly even — negotiation cuts both ways.
61
Sold, last 12 months
$210,000
Median sold price
95%
Sale-to-list ratio
What sellers actually get vs asking
71 days
Median time to sell
Palatka vs Putnam County
Median list price
Price per sqft
Days on market
Median sold price — 3-yr, 3-mo rolling
▲ 26.2% yr/yr
Homes on the market
▼ 11.4% yr/yr
Homes sold per month
Live Stellar MLS data — listings and closed sales in Palatka, FL. Rolling medians smooth single-month swings in thin markets.
Where to look
Palatka neighborhoods
Show all 1 Palatka neighborhoods A–ZHide the full neighborhood list+
Neighborhood boundaries by edgeAI — listings matched to the actual polygon, not agent-entered subdivision names.
For the school run
School zones with homes for sale
Homes matched to official attendance boundaries — always verify zoning with the district.
Beyond the listings
Living in Palatka
Life on the St. Johns
Palatka's identity is tied to the river, and even a single waterfront listing signals the fishing and boating culture that draws people here.
Affordable entry point
With a median list price of $259,950 and listings starting at $99,000, Palatka is a genuine value play in Florida.
Room to negotiate
Homes average 64 days on market and sellers net about 95% of asking, so buyers have real leverage at the table.
Classic single-story homes
Of 28 active listings, 24 are single-family residences at a median 1,502 sqft — practical, right-sized homes.
Add a pool or a view
Four active listings come with a pool and one offers a water view, giving buyers a few standout options.
Population
10,558
Median age
37
Median income
$33,628
Median home value
$112,300
What people here are into
Hobbies & Interests
Top 22% in the U.S.Engine Enthusiast
This population loves working on and showing off their cars, trucks and motorcycles. You can find them researching car shows and the hottest models on the lot.
Entertainment
Top 22% in the U.S.Lighthearted Fun
This population is all about keeping the mood light and good, clean fun. Common activities include spending time outdoors, catching up with friends, and dancing.
Emotional
Top 22% in the U.S.Happy Place
Expressing feelings of safety, comfort and happiness - especially with loved ones.
Food & Drink
Fueling for Fitness
A population characterized by healthy eating. Often pre-planning for meals for the purpose of fitness and convenience. Likely to participate in meal prep trends.
Entertainment
Live & Local Music
This population follows the music. From local bands to current acts at the local venue, you can find these people researching band tours and how to get backstage passes.
Culture
Sites to See
This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.
What it really costs
Owning here
Owning the median Palatka home
≈ $1,746/mo
$259,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.
3%
In a FEMA flood zone
Most homes here sit outside high-risk zones
Straight answers
Palatka real estate FAQs
Is Palatka a good place to live?+
Palatka is a riverfront town in Putnam County built around the St. Johns River, with a relaxed pace and a strong fishing and boating culture. It suits buyers who want space and affordability over big-city convenience. Families are served by schools including Palatka High School and several elementary and middle schools.
Is Palatka expensive?+
Not by Florida standards — the median list price is $259,950 and homes have sold at a median of $214,500 over the past year. Listings start as low as $99,000, so it's one of the more accessible markets in the region. You can see the full range when you browse by price.
What do homes cost in Palatka?+
Active listings run from $99,000 up to $1,399,900, with a median around $259,950 and an average of $277 per square foot on a typical 1,502-sqft home. Most inventory is single-family homes, with a few manufactured and mobile options mixed in.
How is the Palatka housing market right now?+
It's a measured market with 28 active listings and a median of 64 days on market, and 64 homes sold over the past 12 months. Sellers are averaging 95% of their asking price, so buyers have negotiating room — it's worth watching the just reduced listings.
What about HOA fees and property taxes in Palatka?+
HOA fees are largely a non-factor here, since most homes are standalone properties without gated or community dues. The median property tax runs about $2,112 per year, which keeps ongoing carrying costs low.
Keep exploring
Nearby areas
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.
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