Homes for sale in
Palatka, Florida
Riverfront Living on the St. Johns, Priced to Breathe
20
Homes for sale
$279,500
Median list price
$285
Avg price / sqft
59
Median days on market
Palatka sits on the west bank of the St. Johns River in the heart of Putnam County, a working river town with a slower rhythm than the Orlando and Jacksonville metros that flank it. The housing stock runs from older single-family homes on deep lots to manufactured and mobile homes, so you'll find real variety rather than cookie-cutter subdivisions. If you want space, water nearby, and a budget that goes further than most of Florida, this is that kind of place.
The market here is small and moving steadily: 21 homes are active right now, with a median list price of $290,000 and homes going under contract in about 22 days. Over the past year 64 homes sold at a median of $220,500, and sellers are collecting roughly 95% of asking — a sign of fair, grounded pricing rather than bidding wars. Buyers watching their budget can browse by price or keep an eye on what's just reduced, since the active range stretches all the way from $50,000 to just under $1.4 million.
Palatka is in Putnam County, Florida.
Quick facts
$50,000 – $1.4M price range
1,602 sqft median home
Leans seller right now
Fresh on the market
Newest homes in Palatka
View all 20 homes →
$199,500
2601 STATE STREET, PALATKA
3 bd · 1 ba · 1,000 sqft
$450,000
2107 GOLF DRIVE, PALATKA
4 bd · 2 ba · 2,338 sqft
$235,000
103 WILLIAMS STREET, PALATKA
4 bd · 2 ba · 1,299 sqft
$499,900
133 MOORES TRAIL, PALATKA
5 bd · 3.5 ba · 3,562 sqft
$50,000
111 CEDAR AVENUE, PALATKA
2 bd · 1 ba · 1,130 sqft
$180,000
1508 ROSELLE AVENUE, PALATKA
2 bd · 1 ba · 850 sqft
$269,000$289,000
110 HOLLISTER SCHOOL ROAD, PALATKA
4 bd · 2 ba · 2,448 sqft
$290,000
113 SABRINA LN, PALATKA
3 bd · 2 ba · 1,404 sqft
$497,000$500,000
134 BOWFIN DRIVE, PALATKA
3 bd · 2.5 ba · 2,540 sqft
$314,000
101 ALLEN DRIVE, PALATKA
4 bd · 2 ba · 2,106 sqft
$305,000$309,800
104 EVERETT STREET, PALATKA
4 bd · 2 ba · 2,280 sqft
$210,000
101 SESAME STREET, PALATKA
2 bd · 2 ba · 2,232 sqft
20 of 20 active listings shown
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Property features
The numbers that matter
The Palatka market
Leans seller
4.1 months of inventory
Demand still outpaces supply, but buyers have a little more room.
65
Sold, last 12 months
$219,000
Median sold price
95%
Sale-to-list ratio
What sellers actually get vs asking
67 days
Median time to sell
Palatka vs Putnam County
Median list price
Price per sqft
Days on market
Median sold price — 3-yr, 3-mo rolling
▲ 35.1% yr/yr
Homes on the market
▼ 11.4% yr/yr
Homes sold per month
Live Stellar MLS data — listings and closed sales in Palatka, FL. Rolling medians smooth single-month swings in thin markets.
Where to look
Palatka neighborhoods
Show all 1 Palatka neighborhoods A–ZHide the full neighborhood list+
Neighborhood boundaries by edgeAI — listings matched to the actual polygon, not agent-entered subdivision names.
For the school run
School zones with homes for sale
Homes matched to official attendance boundaries — always verify zoning with the district.
Beyond the listings
Living in Palatka
Wide Price Range
Active listings span $50,000 to $1,399,900, so first-time buyers and higher-end shoppers both have room to work.
Steady, Fair Market
Homes sell in a median 22 days with sellers getting about 95% of asking — balanced, not frenzied.
Room to Spread Out
The median home is 1,920 square feet, and the mix includes single-family, manufactured, and mobile homes on generous lots.
St. Johns Riverfront
Palatka's location on the St. Johns River keeps water access and [waterfront](/area/palatka-fl/single-family-homes) interest front and center.
Low Carrying Costs
With a median property tax near $2,565 a year and no typical HOA, monthly ownership costs stay manageable.
Population
10,558
Median age
37
Median income
$33,628
Median home value
$112,300
What people here are into
Hobbies & Interests
Top 22% in the U.S.Engine Enthusiast
This population loves working on and showing off their cars, trucks and motorcycles. You can find them researching car shows and the hottest models on the lot.
Entertainment
Top 22% in the U.S.Lighthearted Fun
This population is all about keeping the mood light and good, clean fun. Common activities include spending time outdoors, catching up with friends, and dancing.
Emotional
Top 22% in the U.S.Happy Place
Expressing feelings of safety, comfort and happiness - especially with loved ones.
Food & Drink
Fueling for Fitness
A population characterized by healthy eating. Often pre-planning for meals for the purpose of fitness and convenience. Likely to participate in meal prep trends.
Entertainment
Live & Local Music
This population follows the music. From local bands to current acts at the local venue, you can find these people researching band tours and how to get backstage passes.
Culture
Sites to See
This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.
What it really costs
Owning here
Owning the median Palatka home
≈ $1,858/mo
$279,500 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.
5%
In a FEMA flood zone
Most homes here sit outside high-risk zones
Straight answers
Palatka real estate FAQs
Is Palatka a good place to live?+
Palatka is a riverside county seat with an unhurried pace and a housing mix that ranges from established single-family homes to manufactured and mobile homes. Assigned schools include James A. Long Elementary, Robert H. Jenkins Junior Middle, and Palatka High School. It suits buyers who want space and value over resort-style density.
Is Palatka expensive?+
Not by Florida standards — the median list price is $290,000 and the median sold price over the last year was $220,500. You can find entry-level options well under that, with active listings starting around $50,000, so browsing by price is a realistic way to shop here.
What do homes cost in Palatka?+
Expect a median list price of $290,000 at roughly $286 per square foot, with a typical home around 1,920 square feet. The active market runs from $50,000 up to $1,399,900, including a couple of luxury homes above the $1 million mark.
How is the Palatka real estate market right now?+
It's steady and reasonably paced: 21 homes are active and the median time on market is about 22 days. Over the past 12 months 64 homes closed, with sellers averaging 95% of their asking price — pricing is realistic and well-priced homes move.
What about HOA fees and property taxes in Palatka?+
Most Palatka homes carry no typical HOA fee, since much of the inventory sits on metes-and-bounds parcels rather than managed communities. The median property tax is about $2,565 per year, which keeps overall carrying costs modest compared to much of the state.
Keep exploring
Nearby areas
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.
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