111 CEDAR AVENUE, PALATKA, FL, 32177
Active35 days on marketListed Sep 8, 2026MLS #FC321274
About this home
111 CEDAR AVENUE
Unlock the potential of this property with an opportunity to renovate, rebuild, or start fresh with new construction. Whether you're looking for your next investment project or a chance to create a property to your vision, this location offers plenty of possibilities. Offered at an attractive price, this property is ready for its next chapter.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,130
Sqft
0.15 ac
Lot size
1940
Year built
One
Levels
$44
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$546 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$546/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−68.8%
$/sqft vs Palatka actives
$44 vs $181
Days on market
35 vs 59 typical
Where $44/sqft sits among the 19 Palatka actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palatka
Get to know Palatka. See the full Palatka guide →
PALATKA 32177 — neighborhood snapshot
Population
26,046
Median age
41.6
Median income
$47,486
Median home value
$158,800
Avg household
2.4
Households w/ children
3,008
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palatka market
$191K → $245K
Palatka median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
10 of 19
Palatka actives have cut their price
Median sold price, Palatka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 75% below the PALATKA 32177 median. See the full Palatka market guide →
Paper trail
This home's history
Reality check
What actually sold near 111 CEDAR AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$25,000
111 CEDAR AVENUE · same community
2 bd · 1 ba · 1,130 sqft · $22/sqft · 0 DOM
Sold · Jan ’26$101,793
1510 PRESIDENT STREET · same community
3 bd · 1 ba · 1,036 sqft · $98/sqft · 149 DOM
Sold · Dec ’25$86,000
406 BEECH STREET · same community
3 bd · 2 ba · 1,890 sqft · $46/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 111 CEDAR AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 111 CEDAR AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
111 CEDAR AVENUE FAQs
What would the monthly payment be for 111 CEDAR AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $546/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 111 CEDAR AVENUE?+
The most recent tax bill on record (2025) was $834. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palatka?+
At $50,000, this home is listed about 82% below the Palatka median of $279,500. The market section on this page shows how the area is trending.
Which schools are assigned to 111 CEDAR AVENUE?+
Palatka Junior - Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of RE/MAX SIGNATURE · Clarissa Swartzlander. MLS #FC321274.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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