CENTURY 21 Edge
$449,0002 bd2 ba1,158 sqft$388 /sqft$4,595 /mo all-in ↓

2700 N PENINSULA AVENUE UNIT 516, NEW SMYRNA BEACH, FL, 32169

Active324 days on marketListed Sep 28, 2025MLS #NS1086099

Priced 17% below the NEW SMYRNA BEACH 32169 medianPrivate poolCondominiumINLET AT NEW SMYRNA BEACH BLDGS N-R

About this home

2700 N PENINSULA AVENUE UNIT 516

Inlet Marina Villas is a private, gated riverfront community offering the ultimate New Smyrna Beach lifestyle. Residents enjoy access to a riverfront summer kitchen with cabana, barbecue grills, fire pit, pool, tennis courts, clubhouse, and kayak/paddleboard storage. This community offers a marina with fishing docks and boat slips (there is currently a waitlist for slips) and is just next door to Smyrna Dunes Park with two miles of boardwalks leading to the beach, river, and even a dog friendly shoreline. This lovely two-bedroom, two-bathroom ground floor condo features a dedicated covered parking space just steps from the front door and has been tastefully updated with hardwood floors in the bedrooms and plantation shutters throughout. Highlights of this end unit condo are the bay windows in both bedrooms, filling the home with abundant natural sunlight and a large screened-in-patio perfect for relaxing or entertaining. The kitchen features wood cabinets and granite counters with tile flooring that flows throughout the living space. Enjoy the best of both worlds - riverfront living with spectacular sunsets, boating activity and marine life, plus gated access across the street through Minorca to the beach. The community has been updated with new windows in 2022 and new roof in 2024 with all inspections complete and reserves fully funded for peace of mind. All of this is just 2 miles to Flagler Avenue where you will find restaurants, nightlife, and boutique shopping. Don't miss your chance to own a piece of this lifestyle - riverfront tranquility, ocean access, and resort-style amenities all in one community.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,158

Sqft

0.05 ac

Lot size

1992

Year built

One

Levels

$388

Per sqft

Private pool

Inside

FlooringEngineered Hardwood · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryIn Kitchen · Laundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionStucco · Wood Frame
FoundationSlab
FacesSouth
ExteriorOutdoor Grill · Outdoor Kitchen · Rain Gutters · Sidewalk · Sliding Doors · Storage · Tennis Court(s)

Community & fees

HOA fee$1,100/mo
Taxes (2024)$5,921/yr
PetsDogs OK, Number Limit
CommunityDock · Fishing · Intracoastal Waterway · Marina · Association Recreation - Owned · Clubhouse · Deed Restrictions · Gated Community - No Guard · Golf Carts OK · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,595 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property tax — 2024 actual bill$493
Condo fee — from the listing$1,100
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,715Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,715
Interest rate6.00%
Loan term

Estimated payment

$4,595/mo

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$493
HOA / condo fee$1,100
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $449K
$384KedgeAI estimate $403,805 · range $400K$412K$467K

vs edgeAI estimate

+11.2%

$/sqft vs New Smyrna Beach actives

$388 vs $368

Days on market

324 vs 72 typical

Where $388/sqft sits among the 400 New Smyrna Beach actives

162
80 · this home
79
33
18
28
$177–305$305–432$432–560$560–688$688–815$815+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside North Beach

Map of 2700 N PENINSULA AVENUE UNIT 516 inside its neighborhood boundary

Drive times from this address

Downtown Orlando72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

North Beach — neighborhood snapshot

Population

1,269

Median age

62

Median income

$111,395

Median home value

$668,800

Avg household

2

Households w/ children

42%

For the school run

Volusia County School District

MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★
ElementaryCoronado Beach Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$448K$424K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

220 of 400

New Smyrna Beach actives have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% below the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

Sep 28, 2025Listed at $449,000 · 324 days on market since
1992Built · INLET AT NEW SMYRNA BEACH BLDGS N-R

Reality check

What actually sold near 2700 N PENINSULA AVENUE UNIT 516

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2700 N PENINSULA AVENUE UNIT 113Sold · May ’26

$440,000

2700 N PENINSULA AVENUE UNIT 113 · same community

2 bd · 2 ba · 1,158 sqft · $380/sqft · 322 DOM

2700 N PENINSULA AVENUE UNIT 114Sold · Feb ’26

$415,000

2700 N PENINSULA AVENUE UNIT 114 · same community

2 bd · 2 ba · 1,126 sqft · $369/sqft · 321 DOM

2700 N PENINSULA AVENUE UNIT 314Sold · Aug ’25

$975,000

2700 N PENINSULA AVENUE UNIT 314 · same community

3 bd · 2 ba · 1,792 sqft · $544/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Moe Thouk Oo

Your agent

Moe Thouk Oo

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2700 N PENINSULA AVENUE UNIT 516 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2700 N PENINSULA AVENUE UNIT 516 — before you fall in love.

See it in person

Schedule a tour

Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2700 N PENINSULA AVENUE UNIT 516 FAQs

What would the monthly payment be for 2700 N PENINSULA AVENUE UNIT 516?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,595/mo — principal and interest, the actual property-tax bill, the $1,100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2700 N PENINSULA AVENUE UNIT 516?+

The association fee works out to $1,100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2700 N PENINSULA AVENUE UNIT 516?+

The most recent tax bill on record (2024) was $5,921. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2700 N PENINSULA AVENUE UNIT 516?+

The listing reports pets: Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Smyrna Beach?+

At $449,000, this home is listed about 15% below the New Smyrna Beach median of $527,450. The market section on this page shows how the area is trending.

Which schools are assigned to 2700 N PENINSULA AVENUE UNIT 516?+

New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Coronado Beach Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the NEW SMYRNA BEACH 32169 market on paper

$449,000 is 17% below the NEW SMYRNA BEACH 32169 median of $539,900, and at $388/sqft it sits under the New Smyrna Beach average of $425.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Know the monthly fee

The association fee is $1,100/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

324 days on market against a New Smyrna Beach median of 72 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

New Smyrna Beach Middle School, New Smyrna Beach High School, Coronado Beach Elementary School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of COASTAL AND COUNTRY PROPERTIES · Jodie Stratton. MLS #NS1086099.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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