16905 SE 93RD CUTHBERT CIRCLE, THE VILLAGES, FL, 32162
Active171 days on marketListed Feb 19, 2026MLS #NS1087246
About this home
16905 SE 93RD CUTHBERT CIRCLE
Virtually Staged. Discover this move-in-ready home located in the tranquil Village of Woodbury, just a 5-minute golf cart ride away from nearby amenities! Conveniently, you can store your golf cart in the dedicated garage. The Villages lifestyle awaits you, offering a peaceful, beautiful environment. This charming 3-bedroom (3rd has no closet), 2-bathroom concrete block home features over 1,900 square feet of open-concept living space, including a large kitchen with an eat-in breakfast area—perfect for entertaining and enjoying the Florida lifestyle. Please note that the third bedroom does not have a closet. The home features a new roof installed in 2020 and an AC unit installed in 2017, providing peace of mind and low maintenance. With a spacious 1,924-square-foot layout and sturdy concrete block construction, you'll enjoy both comfort and security. The split-bedroom arrangement ensures privacy for everyone in the household. The Village of Woodbury offers a serene atmosphere ideal for enjoying your retirement and opportunities to meet neighbors at community gatherings. Golf enthusiasts can tee off at nearby courses or take a refreshing dip in the Springdale pool. Don't miss your chance to make this delightful home yours!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,924
Sqft
0.18 ac
Lot size
3
Garage
2003
Year built
One
Levels
$218
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,524 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,524/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.6%
$/sqft vs The Villages actives
$218 vs $255
Days on market
171 vs 52 typical
Where $218/sqft sits among the 400 The Villages actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32162 — neighborhood snapshot
Population
54,019
Median age
74.2
Median income
$73,927
Median home value
$358,100
Avg household
1.72
Households w/ children
135
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $340K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
217 of 400
The Villages actives have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the THE VILLAGES 32162 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 16905 SE 93RD CUTHBERT CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$396,000
16954 SE 93RD CUTHBERT CIRCLE · same community
3 bd · 2 ba · 1,640 sqft · $241/sqft · 69 DOM
Sold · Jun ’26$380,000
3400 RICHMOND DRIVE
3 bd · 2 ba · 1,896 sqft · $200/sqft · 40 DOM
Sold · Jan ’26$360,000
17979 SE 89TH ROTHWAY COURT
3 bd · 2 ba · 1,855 sqft · $194/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 16905 SE 93RD CUTHBERT CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16905 SE 93RD CUTHBERT CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16905 SE 93RD CUTHBERT CIRCLE FAQs
What would the monthly payment be for 16905 SE 93RD CUTHBERT CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,524/mo — principal and interest, the actual property-tax bill, the $195/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16905 SE 93RD CUTHBERT CIRCLE?+
The association fee works out to $195 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16905 SE 93RD CUTHBERT CIRCLE?+
The most recent tax bill on record (2025) was $6,204. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16905 SE 93RD CUTHBERT CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $419,000, this home is listed about 6% above the The Villages median of $394,950. The market section on this page shows how the area is trending.
Which schools are assigned to 16905 SE 93RD CUTHBERT CIRCLE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$419,000 runs 20% above the THE VILLAGES 32162 median — but at 1,924 sqft it's also 23% larger than the typical The Villages listing.
02Time on market is leverage
171 days on market against a The Villages median of 52 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $465,000, now $419,000 — a $46K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS NEW SMYRNA · Joseph Moore. MLS #NS1087246.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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