CENTURY 21 Edge
$340,000$385,0004 bd2 ba1,961 sqft$173 /sqft≈$2,836 /mo all-in ↓

2952 GIBRALTAR BOULEVARD, NEW SMYRNA BEACH, FL, 32168

Active218 days on marketListed Mar 7, 2026MLS #NS1087562

✦ Priced 12% below the NEW SMYRNA BEACH 32168 median✦ Reduced $45KSingle Family ResidenceCOASTAL WOODS UN A1

About this home

2952 GIBRALTAR BOULEVARD

Virtually Staged. Act Now: REDUCED Move-In Ready Coastal Home — Secure Homestead Benefits Before Year-End! Here’s your chance to lock in a beautifully maintained 4-bedroom, 2-bath home in desirable Coastal Woods before December 31, with Amendment 3 on the November ballot (raising the non-school homestead exemption to $150,000 in 2027 and $250,000 in 2028 if it passes), establishing Florida residency and claiming this as your primary residence this year is the only way to qualify for the full expanded benefits. Waiting until 2027 means a multi-year delay for new residents. This is a true urgency purchase that delivers comfort, convenience, and major long-term tax savings. This contemporary DR Horton home (built 2019) is still under its full structural warranty and has been lovingly maintained by the private owner. It sits on a premium rear conservation-facing lot with room for a pool, offering privacy and peaceful views—ready for outdoor enjoyment. Inside you’ll find fresh interior paint and upgraded luxury engineered hardwood flooring in the living areas. The spacious primary suite features a private ensuite bath with dual sinks and shower; the three guest bedrooms share a full hallway bath with shower/tub combo. A 2-car garage provides convenient parking and storage. Modern living is effortless with the home’s Smart Connect System for alarms, lighting, and doors. The open layout and coastal-inspired design make it ideal for family life. Coastal Woods is a secure, family-friendly community with resort-style amenities including a community pool, pickleball courts, playgrounds, nature trails, and more. Multiple public and private golf courses are nearby, and top-rated public and private schools are just minutes away with bus service right from the neighborhood. Local hospitals and emergency services are within 15 minutes. Location is everything—just 6 miles to New Smyrna Beach, famous for world-class surfing, marinas, and boat launches to the Intracoastal Waterway. Stroll walkable downtown areas filled with art galleries, antique stores, farmers markets, grocery stores, unique shops, restaurants, and pet-friendly cafes. Enjoy easy access to Central Florida attractions, with Daytona International, Sanford, and Orlando International airports all within comfortable reach. This is more than a house—it’s a lifestyle and a potential tax advantage that disappears after year-end. Whether you’re looking to invest or finally call Florida home, this turnkey 4-bedroom property in a prime East of I-95 location won’t last at this price. Schedule your showing today and close in time to establish residency, claim homestead, and position yourself for the maximum benefits if Amendment 3 passes. Some photos are virtually staged to show room size and screen enclosure available options.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,961

Sqft

0.16 ac

Lot size

2

Garage

2019

Year built

One

Levels

$173

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile · Engineered Hardwood
AppliancesDishwasher · Disposal · Electric Water Heater · Range · Range Hood · Refrigerator
InteriorHigh Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionConcrete
FoundationSlab
FacesNortheast
ExteriorIrrigation System · Private Yard · Sidewalk · Sliding Doors

Community & fees

HOA fee$56/mo
Taxes (2025)$5,616/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Fire Hydrant · Public · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,836 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,002
FHA mortgage insurance (est.)$150
Property tax — 2025 actual bill$468
HOA fee — from the listing$56
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,900
Interest rate6.00%
Loan term

Estimated payment

$2,836/mo

Principal & interest$2,002
FHA mortgage insurance (est.)$150
Property taxes (actual bill)$468
HOA / condo fee$56
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $340K
$326KedgeAI estimate $387,721 · range $361K–$408K$424K

vs edgeAI estimate

−12.3%

$/sqft vs New Smyrna Beach actives

$173 vs $365

Days on market

218 vs 102 typical

Where $173/sqft sits among the 400 New Smyrna Beach actives

155 · this home
80
78
39
18
30
$173–298$298–423$423–548$548–673$673–798$798+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside New Smyrna Beach

Drive times from this address

Downtown Orlando≈ 60 min
Universal Orlando≈ 72 min
Orlando Int’l Airport (MCO)≈ 74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

NEW SMYRNA BEACH 32168 — neighborhood snapshot

Population

30,688

Median age

54.9

Median income

$72,967

Median home value

$310,200

Avg household

2.15

Households w/ children

2,507

For the school run

Volusia County School District

HighNew Smyrna Beach High School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★
ElementaryRead-Pattillo Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced — 5.2 months of inventoryBuyer’s market

$448K → $475K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

236 of 400

New Smyrna Beach actives have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% below the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $340,000 ▼ $45K
Mar 7, 2026Listed at $385,000 · 218 days on market since
2019Built · COASTAL WOODS UN A1

Reality check

What actually sold near 2952 GIBRALTAR BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2919 SIME STREETSold · Nov ’25

$325,000

2919 SIME STREET · same community

3 bd · 2 ba · 1,633 sqft · $199/sqft · 128 DOM

516 NATURE CREEK LANESold · Apr ’26

$485,000

516 NATURE CREEK LANE

3 bd · 2 ba · 2,014 sqft · $241/sqft · 31 DOM

421 PHILLIPS CREEK LANESold · May ’26

$475,000

421 PHILLIPS CREEK LANE

3 bd · 2 ba · 1,862 sqft · $255/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Colleen Brown

Your agent

Colleen Brown

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2952 GIBRALTAR BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2952 GIBRALTAR BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2952 GIBRALTAR BOULEVARD FAQs

What would the monthly payment be for 2952 GIBRALTAR BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,836/mo — principal and interest, the actual property-tax bill, the $56/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2952 GIBRALTAR BOULEVARD?+

The association fee works out to $56 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2952 GIBRALTAR BOULEVARD?+

The most recent tax bill on record (2025) was $5,616. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2952 GIBRALTAR BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Smyrna Beach?+

At $340,000, this home is listed about 36% below the New Smyrna Beach median of $535,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2952 GIBRALTAR BOULEVARD?+

New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle), Read-Pattillo Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the NEW SMYRNA BEACH 32168 market on paper

$340,000 is 12% below the NEW SMYRNA BEACH 32168 median of $385,000, and at $173/sqft it sits under the New Smyrna Beach average of $427.

02Time on market is leverage

218 days on market against a New Smyrna Beach median of 102 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $385,000, now $340,000 — a $45K cut. The full history is in the market section below.

Listing courtesy of BEACHSIDE REALTY OF VOLUSIA · Lori Schmerler. MLS #NS1087562.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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