2908 S PENINSULA DRIVE, DAYTONA BEACH, FL, 32118
Active106 days on marketListed Apr 26, 2026MLS #NS1088056
About this home
2908 S PENINSULA DRIVE
This beautiful, 2 bedroom (with a bonus room), 1.5 bath, concrete block home with a single car garage is perfectly located between the ocean and the river. No expense was spared when this home was remodeled. It offers a magazine worthy kitchen, brand new master bath and upgraded half bath, fresh paint, new light fixtures and fans, electrical and plumbing updates and restored gorgeous hardwood floors. The landscape has been freshly elevated with a hardscape that has river rocks outlining the relaxing front porch. The property offers plenty of parking with a half circle driveway and is directly across from the golf course. It also has the potential to earn income as it is currently being used as a short terms rental and can be purchased furnished. Beachside living in an updated home with NO HOA!
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,120
Sqft
0.17 ac
Lot size
1
Garage
1959
Year built
One
Levels
$344
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,966 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,966/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+38.4%
$/sqft vs Daytona Beach actives
$344 vs $234
Days on market
106 vs 58 typical
Where $344/sqft sits among the 400 Daytona Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Daytona Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Daytona Beach. See the full Daytona Beach guide →
DAYTONA BEACH 32118 — neighborhood snapshot
Population
18,075
Median age
59.4
Median income
$60,418
Median home value
$339,500
Avg household
1.83
Households w/ children
976
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Daytona Beach market
$262K → $268K
Daytona Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
201 of 400
Daytona Beach actives have cut their price
Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the DAYTONA BEACH 32118 median. See the full Daytona Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2908 S PENINSULA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$312,000
3047 S ATLANTIC AVENUE UNIT 1205
2 bd · 2 ba · 1,141 sqft · $273/sqft · 66 DOM
Sold · Jun ’26$215,000
3047 S ATLANTIC AVENUE UNIT 706
2 bd · 2 ba · 1,150 sqft · $187/sqft · 68 DOM
Sold · Jul ’26$349,900
3051 S ATLANTIC AVENUE UNIT P020
2 bd · 2 ba · 1,051 sqft · $333/sqft · 85 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri Petrelli
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2908 S PENINSULA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2908 S PENINSULA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2908 S PENINSULA DRIVE FAQs
What would the monthly payment be for 2908 S PENINSULA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,966/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2908 S PENINSULA DRIVE?+
The most recent tax bill on record (2025) was $4,436. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Daytona Beach?+
At $385,000, this home is listed about 33% above the Daytona Beach median of $290,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2908 S PENINSULA DRIVE?+
R. J. Longstreet Elementary School (elementary), Atlantic High School (high), Silver Sands Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$385,000 runs 28% above the DAYTONA BEACH 32118 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03The price has already moved
Listed at $399,000, now $385,000 — a $14K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY PROS ASSURED · Bryan Morford. MLS #NS1088056.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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