1103 WASHINGTON STREET, NEW SMYRNA BEACH, FL, 32168
Active165 days on marketListed Apr 28, 2026MLS #NS1088076
About this home
1103 WASHINGTON STREET
Great opportunity in New Smyrna Beach! This recently renovated 2-bedroom, 1-bath home offers a bright and open floor plan with wood-style vinyl flooring throughout. The kitchen features newer stainless steel appliances, and the bathroom has been tastefully updated with modern tile finishes. Whether you're just starting out, looking to downsize, or searching for a smart investment, this property fits the bill—especially with its detached 1 bedroom 1 bath in-law apartment that adds flexibility and income potential. This space is currently rented, but can be converted into a workshop, studio, or personal gym if income is not your goal. Conveniently located close to schools, shopping, and dining, and just a short drive to the sugar-sand beaches of New Smyrna and the vibrant energy of Flagler Avenue, this home presents multiple possibilities for living or investing in one of Florida's most charming coastal communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,353
Sqft
0.14 ac
Lot size
1956
Year built
One
Levels
$147
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,679 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,679/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−28.1%
$/sqft vs INWOOD
$147 vs $164
Days on market
165 vs 103 typical
Where $147/sqft sits among the 13 homes for sale in INWOOD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Historic Westside
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Historic Westside — neighborhood snapshot
Population
1,480
Median age
50
Median income
$55,848
Median home value
$179,744
Avg household
2
Households w/ children
138
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $475K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
9 of 13
INWOOD have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% below the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1103 WASHINGTON STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$220,000
2604 AVENUE U NW · same community
3 bd · 1 ba · 1,345 sqft · $164/sqft · 44 DOM
Sold · Feb ’26$145,000
3462 AVENUE T NW · same community
3 bd · 1 ba · 1,339 sqft · $108/sqft · 55 DOM
Sold · Jan ’26$192,500
1331 33RD STREET NW · same community
3 bd · 1.5 ba · 1,241 sqft · $155/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1103 WASHINGTON STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1103 WASHINGTON STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1103 WASHINGTON STREET FAQs
What would the monthly payment be for 1103 WASHINGTON STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,679/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1103 WASHINGTON STREET?+
The most recent tax bill on record (2025) was $3,115. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Smyrna Beach?+
At $199,000, this home is listed about 63% below the New Smyrna Beach median of $539,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1103 WASHINGTON STREET?+
Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the NEW SMYRNA BEACH 32168 market on paper
$199,000 is 48% below the NEW SMYRNA BEACH 32168 median of $385,000, and at $147/sqft it sits under the New Smyrna Beach average of $425.
02Strong assigned schools
Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $227,500, now $199,000 — a $29K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE KEYES COMPANY · Travous Dever. MLS #NS1088076.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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