CENTURY 21 Edge
$399,000$459,0003 bd2 ba1,413 sqft$282 /sqft≈$3,421 /mo all-in ↓

3807 S ATLANTIC AVENUE UNIT 4040, DAYTONA BEACH SHORES, FL, 32118

Active116 days on marketListed Jul 15, 2026MLS #NS1088729

✦ Reduced $60KWaterfrontFully furnishedCondominiumSEA FERN CONDO

About this home

3807 S ATLANTIC AVENUE UNIT 4040

Price improvement! Immaculate turn-key, recently remodeled and fully furnished 3/2 condo with ocean views that sits on the pristine NO DRIVE sands of Daytona Beach Shores. ONE WEEK RENTAL ALLOWED, No special assessments, all renovations completed both inside and outside of building which include a stellar Milestone and SIRS report. Completely remodeled kitchen with new wood cabinets, marble counter tops, new lighting and all new LG appliances. All new impact sliding doors and windows. This very spacious, almost 1700 sq ft total, 3 bedroom, 2 full bath unit has great rental history and potential due to its exceptional size and two very large balconies Open split floor plan has plenty of living space for a large group along with large kitchen and dining area and full size washer/dryer in the unit. This unit is ready for immediate occupancy or rental. Sea Fern condos are a well maintained complex with only 19 units and are one of the few that allow 7 day rentals which makes it an excellent investment property. Recent property upgrades include reinforced seawall, pool deck improvements, full exterior stucco, railing restoration, new lighting, new elevator and heated pool. Pet friendly property welcomes large dogs with no weight restrictions. Daytona Beach Shores is a quiet upscale residential area but close to waterfront dining, Marine aquarium attractions, Daytona Beach International airport, Daytona International Speedway, Ponce Inlet Lighthouse and park and plenty of live music and nightlife. Newly painted interior, new TVs, new A/C and water heater 2025, New roof 2023, low monthly fees $800. Come enjoy both sunrise and sunset views from the balconies of this exquisite condo.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,413

Sqft

0.64 ac

Lot size

1979

Year built

One

Levels

$282

Per sqft

WaterfrontWater viewFurnishedPets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · L Dining · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationSlab
ViewWater
FacesEast
ParkingReserved
ExteriorOutdoor Grill · Outdoor Shower · Sidewalk

Community & fees

Taxes (2025)$4,142/yr
PetsYes
CommunityWaterfront · Pool · Sidewalks · Wheelchair Access

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,421 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,739
FHA mortgage insurance (est.)$176
Property tax — 2025 actual bill$345
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,965Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,965
Interest rate7.50%
Loan term

Estimated payment

$3,421/mo

Principal & interest$2,739
FHA mortgage insurance (est.)$176
Property taxes (actual bill)$345
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $399K
$383KedgeAI estimate $501,562 · range $468K–$552K$574K

vs edgeAI estimate

−20.4%

$/sqft vs Daytona Beach Shores actives

$282 vs $308

Days on market

116 vs 36 typical

Where $282/sqft sits among the 83 Daytona Beach Shores actives

18
11
16 · this home
18
11
9
$193–235$235–276$276–317$317–359$359–400$400+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocean View Halifax Estates

Drive times from this address

Downtown Orlando≈ 67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Daytona Beach Shores. See the full Daytona Beach Shores guide →

Ocean View Halifax Estates — neighborhood snapshot

Population

911

Median age

61

Median income

$72,201

Median home value

$427,463

Avg household

2

Households w/ children

54%

For the school run

Volusia County School District

ElementaryR. J. Longstreet Elementary School★★★★★
MiddleSilver Sands Middle School★★★★★
HighSpruce Creek High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Daytona Beach Shores market

Seller’s marketLeans buyer — 13.5 months of inventoryBuyer’s market

$345K → $670K

Daytona Beach Shores median sold, yr/yr

94.0%

Sale-to-list ratio (12 mo)

31 of 83

Daytona Beach Shores actives have cut their price

Median sold price, Daytona Beach Shores, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% above the DAYTONA BEACH SHORES 32118 median. See the full Daytona Beach Shores market guide →

Paper trail

This home's history

CurrentPrice reduced to $399,000 ▼ $60K
Jul 15, 2026Listed at $459,000 · 116 days on market since
1979Built · SEA FERN CONDO

Reality check

What actually sold near 3807 S ATLANTIC AVENUE UNIT 4040

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3807 S ATLANTIC AVENUE UNIT 302Sold · Jul ’26

$460,000

3807 S ATLANTIC AVENUE UNIT 302 · same community

2 bd · 2 ba · 1,280 sqft · $359/sqft · 55 DOM

3807 S ATLANTIC AVENUE UNIT 2020Sold · May ’26

$452,500

3807 S ATLANTIC AVENUE UNIT 2020 · same community

2 bd · 2 ba · 1,280 sqft · $354/sqft · 32 DOM

3721 S ATLANTIC AVENUE UNIT 1101Sold · Nov ’25

$555,900

3721 S ATLANTIC AVENUE UNIT 1101

3 bd · 2 ba · 1,400 sqft · $397/sqft · 47 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3807 S ATLANTIC AVENUE UNIT 4040 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3807 S ATLANTIC AVENUE UNIT 4040 — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3807 S ATLANTIC AVENUE UNIT 4040 FAQs

What would the monthly payment be for 3807 S ATLANTIC AVENUE UNIT 4040?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,421/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3807 S ATLANTIC AVENUE UNIT 4040?+

The most recent tax bill on record (2025) was $4,142. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3807 S ATLANTIC AVENUE UNIT 4040?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Daytona Beach Shores?+

At $399,000, this home is listed about 9% below the Daytona Beach Shores median of $437,450. The market section on this page shows how the area is trending.

Which schools are assigned to 3807 S ATLANTIC AVENUE UNIT 4040?+

R. J. Longstreet Elementary School (elementary), Silver Sands Middle School (middle), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$399,000 runs 35% above the DAYTONA BEACH SHORES 32118 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

116 days on market against a Daytona Beach Shores median of 36 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

R. J. Longstreet Elementary School, Silver Sands Middle School, Spruce Creek High School — Spruce Creek High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $459,000, now $399,000 — a $60K cut. The full history is in the market section below.

Listing courtesy of WHITE WHALE REAL ESTATE · Rose Sullivan. MLS #NS1088729.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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